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cooldown

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  1. pennywisepoundwise

    Axis bank Cooling-off period confusion

    In dec I tried to apply for the neo credit card, wanted a rupay card and for zomato benefits. However the application was rejected without vkyc itself, dont know whats the issue, low credit age (1st cc in oct - HDFC), mobile number different on aadhar might be the reason as cibil is 769 I...
  3. vishp

    Is there a cooldown required between an application and an upgrade in HDFC?

    Back in November, I was casually checking if Tata Neu offered me their cards LTF, which led to an enquiry. After seeing price, I did not proceed with the application. I also received a mail saying your card is provisionally approved. Ignored it. I know that there are cooldowns between...
  4. damn

    Bypassing application cooldown for credit card

    I have, in last 7 months, have applied for HDFC credit card about 10 times in order to test a thesis I had. I came to know that some banks like Axis, even if your application was declined by them, will bypass cooldown and approval restrictions if you were eligible for application from Google Pay...
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