cooldown

Back in November, I was casually checking if Tata Neu offered me their cards LTF, which led to an enquiry. After seeing price, I did not proceed with the application. I also received a mail saying your card is provisionally approved. Ignored it. I know that there are cooldowns between...

I have, in last 7 months, have applied for HDFC credit card about 10 times in order to test a thesis I had. I came to know that some banks like Axis, even if your application was declined by them, will bypass cooldown and approval restrictions if you were eligible for application from Google Pay...