credit

Charges: 500 + GST. Benefits: • 5% cashback on PayZapp or Smartbuy • 2.5% cashback on shopping i.e. on Flipkart, Amazon etc • 1% on other transactions i.e. wallet loads, credit card payments etc • Total rewards is capped at 400 RP/month • Bonus - 5% cashback upto 1000 on Gift Vouchers...

I lost my job last year and faced severe financial challenges. To make ends meet, I had to utilize 103% of my credit card limit, rely on pay-later services like Mobikwik, and take small personal loans from apps like KreditBee. This took a huge toll on my credit profile, leaving me with a high...

Hello friends I'm using HDFC Freedom credit card since almost an year but credit limit not increasing approved limit was just 15k Had ICICI Coral with 3L limit Yesbank elite plus with 50k limit I'm repaying all emis on-time, but limit no increasing in HDFC card. What may be the issue.

Hi All Just wanted to share my points and miles journey to Turkey and the mostly delightful turkish experience. Bengaluru - Mumbai - Istanbul - Mumbai - Bengaluru + Istanbul - Antalya - Istanbul + Turkey Dos, Donts, Preferences I chose Air India for BLR - MUM - BLR for comfort, convenience...

I am looking to utilize 32k reward points from my credit card and 52k reward points from my debit card (Rs 0.25 per RP, so about Rs20,000 to be utilized from reward points) Usually S24 ultra goes for 1.2L but using their corporate employee program, i'm getting the device for 96k. However my RP...

There is a good News from IndusInd Bank. As per the latest communication received from the Bank, your IndusInd Bank RuPay Credit Card can now be used at the point of entry to access the RuPay Exclusive Lounge at Delhi T3, Domestic Departures. ** Limited period Offer

annual fee for add-on cards an annual fee of ₹199 will be charged for each add-on card on its anniversary. this fee will apply to all existing add-on cards with no spend-based waivers available. updated late payment fees you will be charged up to ₹1,300 in late payment fees for outstanding...

So I have a ICICI coral rupay variant cc. On the official website of ICICI it is stated that we are supposed to receive 2000 bonus points on spending 200k and 1000 bonus points thereafter on spending every 100k I have managed to spend 412k in a single statement cycle (Statement generated at 2nd...

Sorry for may be this question is asked previously.. But as the situation (devaluations) is changing, I wish to discuss it again I have got the names of these websites to but giftcards Park Nearbuy Tata Neu Zingoy Amazon Wohoo Magicpin Giftr Now I have tested Park and Zingoy...

Hello everybody I made a thread earlier to know about the impact of this payment reporting. Now let's start: I had 4 Paytm postpaid accounts facilitated by Aditya Birla Finance from 2021 to 2023. Below are the details of the accounts: 1. Date of Last Reporting: 31-05-2024 Status...

Hello TFCians, It's Sunday already... let's have some fun! Post the details of the credit card, debit card, banking, or travel rewards you have earned in 2024 (from January 1, 2024, till today) with proof and win the "Pro Lootera 2024" title. :devilish: You can post: Cashback you have earned...

Last night I received a transaction alert of Rs 1075 on my Axis Flipkart CC. I received an SMS and mail at the same time and I thought it must be the alert for the transaction I did on my Axis Select CC 20 minutes back. However, To my surprise, the transaction was on my Axis Flipkart CC. Without...

Au bank is going to charge extra if utility spends or fuels spends crosses 50k (value depends on limit of card) in a month. Also annual percantage rate is 45% now PDF link https://www.aubank.in/fuel-utility-APR-Fuel-Utility-APR-change.pdf PS: looks like every bank is capping utility spends PPS...

"The Reserve Bank of India (RBI) has mandated that all credit card payments be processed through the Bharat Bill Payment System (BBPS) by June 30" - TAKEN FROM NEWS WEBSITE **This will remove Phonepe, cred etc from credit card payment, which is a lose to us as well becoz these platforms...

I am leaving India forever in December of this year. I have a house in Singapore and will be a citizen by then. I am seriously considering maxing out the credit limits of all of my cards by transferring them into my account and then into my Singapore account slowly by the end of this year before...

Link: https://play.google.com/store/apps/details?id=com.shriram.one Shriram One - Get ₹10*2 cashback as reward points on Credit Card or Any BBPS Bill Payment of ₹199 or above. 100 points = ₹10 (redeemable on min ₹199, use consecutively on bill payments as per need) No UPI signup needed, any...

Hi I have recently applied for axis Neo rupay LTF and done vkyc today. Already hold a axis Neo card but not rupay and two more axis cards. I have heard that a person can hold maximum of 4 axis cards. My reason for applying Neo is for getting extra 40% off on Zomato on top of restaurant offers...

If I were to keep >1lakh MAB in an ICICI Account would they give me a pre-approved card if I am still under 21?

I applied SBI cashback card through yono. On the last page it showed that application is approved in principle. However the application status is showing as "Soft Decision - Referred". What this means? Is my card approved? Thanks

I would like to go get a Premium IndusInd card without getting scammed on the fees. I know how they can be with their fees and I would like to negotiate for the best deal. I opened an Exclusive account a week ago and it has 20lakhs in FD in it. I am going to keep it this way for at least the...