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credit card 2024

  1. jhirani

    NEW TO CREDIT CARD

    I have SBI SimplyCLICK Credit card (2L) Form 2021 and also have One card(30k). Recently I Get 3 more cards 1. RBL SHOPRITE - 1.3L 2. Indusalnd Ledged - 2.2L 3. IDFC First Select - 1.5L RECENTLY CLOSED Axis Bank Flipkart (1.5L) Now my question is this is good portfolio for staring or I have...
  2. Shanmu_s4

    Best Credit Card for Travel Rewards on all spends

    Hi all! New here, just started my first job I wanted to understand if there are any credit cards that provide travel related rewards(flights/hotels). I do not travel too much, if I do, I do it locally via bus. My expenses are very normalish - just bills, food, utilities and occasional purchase...
  3. T

    has anyone been able to get hsbc live+ for self employed ?

    hi, was wondering if anyone been able to get hsbc live+ for self employed ? if yes, kindly share Savings Account or Current Account funding needed or any other relationship you had for this thanks
  4. RajdeepMaity

    Earn 5x Points with the Marriott Bonvoy® HDFC Bank Credit Card 2024

    Just got to know from Instagram that HDFC Marriott Bonvoy card is offering upto 5X reward points starting from today till 30th Nov. Not sure about the categories and T&Cs as they are not mentioned. Link to reel :
  5. Q

    Jewelry purchase (oct 2024)

    I have upcoming Jewelry purchase for marriage. I have few card wanted to know the people opinion on how to optimize on reward points . I have amex plat travel, idfc vistra , axis atlas and hdfc infinia. I am planning to use amex plat travel first (upto 4L) and than idfc vistra (upto 4.5L) and...
  6. prachetadas09

    How to maximise the rewards on my spends?

    Hello Good Folks !! I am very confused and the more I read, I seem to go into the rewards rabbit hole. Need your help to understand of I an doing it right? I got Infinia (with one addon), Amex Gold charge (with one addon) and Axis Airtel I do most of my spends on Infinia including Amazon...
  7. prachetadas09

    How to maximise the rewards on my spends?

    Hello Good Folks !! I am very confused and the more I read, I seem to go into the rewards rabbit hole. Need your help to understand of I an doing it right? I got Infinia (with one addon), Amex Gold charge (with one addon) and Axis Airtel I do most of my spends on Infinia including Amazon...
  8. vaibhav101

    Hsbc live + or Axis Ace ?

    Hi everyone I am looking forward for a new credit card mainly for offline spends because amex most of times offline is not accepted and others cards I have don't offer much benefit.Currently I use these credit cards : 1. Amex Platinum Travel 2. HDFC Millenia 3. SBI SimplyClick 4. Rbl Bank...
  9. H

    Should I get SBI Cashback or HSBC Live+?

    Hi All, At present, I use below cards for my usage - 1. AMEX Plat Travel - for reaching upto 4lakh annual spend 2. SC Ultimate - for all offline and non-Amex supported expenses 3. SC Smart - use only if their's any discount/offer going on for this card; most times only for online grocery/food...
  10. PayKaroAbhi

    Unauthorized CIBIL Enquiry by RBL Bank

    I got a sms regarding a CIBIL Enquiry by RBL Bank on 7/7/24 which was done without my knowledge or consent. I had asked them to remove the same as it's negatively impacting my credit profile, but they're saying that it's genuine and the query was made for a Shoprite Card application which is...
  11. H

    SC | Anything other than ultimate card?

    Hey All, I hold SC Ultimate and Smart card. Thinking about surrendering Smart card since seem most of spend are on Ultimate only between these two. Do you suggest any other card from the SC? Should I keep holding smart card too?
  12. KK001

    Will RBL BANK deduct refund from outstanding balance?

    Currently I purchased a product from Amazon worth 12000 inr but it got cancelled by Amazon. My current outstanding balance on RBL CREDIT CARD is 11,500 INR. Today refund got credited back to my account & only Minimum amount got 0.00 inr but Total outstanding balance is still showing 11,500 and...
  13. vicasso

    Need advice on credit card portfolio.

    I'm optimizing my credit card portfolio and could use your experience and expertise. Based on what you suggested, I can upgrade my current cards, cancel some of them and apply for new cards. I intend to have limited but most beneficial cards. My current business usage cards are as follows...
  14. S

    Best Travel Credit Card for 12-15L spends in a year

    Hello, I have a requirement of spending about 12-15L per year on the hotels. I can use first 4L using Amex Plat Travel CC to reap maximum benefits in terms of MR points. Which CC could be used next for achieve maximum MR points/reward rate.
  15. SaTisHHHH

    Can anyone suggest best app for Rupay card...!!!!

    I just received HDFC UPI RUPAY CREDIT CARD, but i don't know which app is best to utilize for maximum cashback or savings, Can anyone suggest which app is more benificial ? PayZapp OR Cred Or Gpay OR Any other than that ???
  16. Thunder766

    Cards For Lounge and Rewards

    Please suggest me a credit card based on these basic requirements, this is for a friend, 1. Minimum 2% reward rate, preferably 4-5% 2. Domestic & Intl(preferably priority pass) airport lounge access 3. Movie Offers 4. Any hotel or club membership like taj epicure(optional) 5. Golf...
  17. S

    Need a 2nd credit card with no fd/income proof or low income proof will work.

    Hi, I am using HDFC Moneyback card past 7 months . The limit is extremely low (20k) and want a 2nd credit card. I have 2.75 lakh itr , are there any bank/cards who would offer me cards . Bank accounts I have - kotak indusind, sbi, pnb, Indian bank and hdfc. IndusInd got rejected recently.
  18. Mohammad

    HDFC Credit Card Limit enhancement

    Dear Technofino Community, I hope this message finds you well. I wanted to share my recent experience with increasing my HDFC credit card limit through email, which turned out to be a smooth and hassle-free process. Here’s a breakdown of my journey: 1. Initial Situation: Initially, my...
  19. D

    Just got RBL BMS CARD with 499 joining & annual fees(SEPERATELY)

    I applied for RBL BMS CC & within 3 days it got approved, now I am just searching about reviews of RBL customer service & found Max has a bad experience with RBL CREDIT CARDS, LIKE unexpected limit decrease, card suspension etc Can someone suggest me that should I continue with RBL or should I...
  20. Pradeepkmr

    Need assistance in choosing Credit Card?

    Hi All, Need your assistance in choosing a suitable credit card which offers one or two complimentary domestic lounge in a quarter without any hidden criterias. Happy to pay 500 as annual fee. Holding an Axis Flipkart which after the devaluation doesn't offer upfront lounge access like before...
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