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credit card 2025

  1. S

    27 late payment effect on home loan interest rate.

    Hi Guys, I need some suggestions. My brother took an add-on credit card under my name but didn’t pay his bill on time, resulting in 27 late payments. Eventually, he settled the outstanding amount through a settlement. Later, I realized I was listed as an authorized user on that card, and now...
  2. Anindya98

    How Many Cards Are in Your Wallet? 🤔💳 Share Your Count & Their Purpose!
    Threadmarks: How Many Cards Are in Your Wallet?

    💳 How Many Cards Are in Your Wallet? 🤔 We all carry different cards for different reasons—some for rewards, some for travel, and some just because we love collecting them! 😎 🔥 Drop your card count & their purpose: ✅ Daily spends & cashback 💰 ✅ Travel perks & lounge access ✈️🏢 ✅ Exclusive...
  3. K

    My Credit Card Portfolio for 2025 - Query & Discussion

    Hello, I would be looking for your help and suggestion for my credit card portfolio for 2025. The following credit cards are currently that I'm holding for over 4 years and my annual spend is around 30-35 lakh. It is mostly on flight tickets, hotels and international spending. Mostly I'm...
  4. anumaxy

    Federal Celesta or IDFC First Wealth

    Hello guys I wanted to get a LTF card having movie offer and lounge access. Federal celesta on their own website posted that it has BOGO on INOX upto 100rs off once per month, But on BMS they have upto 250 off twice in a month with offer date till Mar 2025, Is it a limited offer on BMS?? IDFC...
  5. Anindya98

    Which Debit or Credit Card Have You Closed (or Plan to) in 2025 & Why?

    As we step into 2025, many are re-evaluating their financial choices, including which debit or credit cards to keep or close. Whether it's due to high fees, reduced benefits, better alternatives, or simply streamlining finances, card closures are a key part of financial management. Share your...
  6. Anindya98

    BOB Credit Card Approval: My Card-to-Card Application Journey!
    Threadmarks: BOB Card Application via C2C in 2025

    I wanted to share my recent experience of applying for a BOB Credit Card using the card-to-card method. Here's how it went: I called the credit card representative at my BOB Home branch and inquired about applying for a BOB credit card through the C2C method without requiring physical...
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