credit card suggestion

Hello guys, I have applied for rbl credit card 3 months back, I have not activated it due to charges but still it's showing in my app. It's evening showing in the cibil. Is there any way to convert it ltf or any compansation as I think if I don't set any pin the card must close as per rbi. Need...

Hi All, I've been dealing with HDFC Bank as my primary Banker for last 12 years and increasingly getting frustrated with their deterioting service level (including banking as well as credit card department). On top of that, I've tried all the available ways to upgrade my existing Regalia /...

Update: I applied for a SBI cash card recently, I had used my current address as residential address and office address. The guy visited for verification today. He clicked photos with home plate but still SBI rejected my application saying: "Your application could not be processed as it does...

Hey everyone, First post here. Kinda nervous, but please bear me it's a knowledge request for someone dear and I look upto. I hope you’re all doing well! I need some advice on behalf of my jiju, who is very open to exploring new credit card options. Recently, while I was having a discussion...

Hi , I'm Planning to Travel an international Trip later this year. So I'm looking for a CC which gives 3-4 per person of international lounge for myself & one add-on member. But, I'm not just looking for this purpose. I want to use the card for getting good Rewards. I'm not a big Travel...

Hi I currently have following CC and how I use them ICCI HPCL Super Saver -LTF - For Fuel Spends ICCI APAY -LTF - For Amazon Shopping HDFC -Swiggy -LTF - Food and Instamart Suggest me new cc for Utilities and Insurance Bill payments - 25k Electricity Per Year and 40K Insurance Per Year...

My relative is looking to start their cc journey (they only have flipkart axis cc as of now) Expenses : 20k/month rent, 5-10k/month online expenses (Primarily myntra-flipkart-amazon) + 5-10k offline usage In hand salary : 1L/month Has prior relationship with Axis bank (salary account) Kindly...

Hey All, I hold SC Ultimate and Smart card. Thinking about surrendering Smart card since seem most of spend are on Ultimate only between these two. Do you suggest any other card from the SC? Should I keep holding smart card too?

Hi, I'm 25M, salaried but can move to being a self employed contractor, with a current net salary credit of 1.26L per month. Here is my current portfolio: 1. Axis Ace - Limit Rs. 4,00,000 - Most used card for offline and online transactions 2. Axis Select - Limit Rs. 4,00,000 shared with Ace -...

Please suggest me a credit card based on these basic requirements, this is for a friend, 1. Minimum 2% reward rate, preferably 4-5% 2. Domestic & Intl(preferably priority pass) airport lounge access 3. Movie Offers 4. Any hotel or club membership like taj epicure(optional) 5. Golf...

Hey fine folks, I want some recommendation for which Credit Card to go that has Airport Meet and Greet services, preferably unlimited times, but whichever has maximum, I would want to get that. Initially, I was looking at Axis Magnus, but with their devaluation in April, they have discontinued...

New to this forum and mind=blown by all the useful information available here. Members, can you please suggest a good CC to me? Current salary: 2.4l per month Current cards : Axis magnus: 8l cc limit HDFC regalia first 11.5l cc limit (have this since 10+ years) HSBC platinum 3l cc limit...

Hi All, Need your advice on deciding getting new card/downgrading/closing old cards as per my card portfolio below: Following cards I have Premium Cards 1) Infinia (upgraded recently from Regalia) 2) Aurum 3) Magnus 4) SC Ultimate Regular Cards 1) Axis Flipkart (may close later if don't hit...

Earlier this year, I went on a credit card collection rampage. And now, I'm looking to cut the excess weight. Any and all suggestions (even upgrades or changes) are welcome! Currently, this is my portfolio: HDFC Millennia - Oldest card at 7+ years. Has a modest 4.5L credit limit. I badly...

Hello all, My name is kris, i have a cibil score of 771 and itr of 6L , may increase to 7.5L this year , 17k salary from a contract basis work monthly and rest income from business I am new to the world of credit cards, so kindly help me understand and navigate it , i was offered a fibe axis...

Hi all, I have been using Axis Vistara Infinite as my primary card for last 1.25yr. I'm planning to close the card this yr (my card renews around new year, so I got the Vistara Gold for this year). I'm trying to figure out what card I should get next. I try to route all transactions through CCs...

Hi All, I was using combination of Axis Ace and Privilege for offline and accelerated reward points transactions. However, given the recent devaluation I'm trying to find a card that gives atleast 2% back on offline transactions. For online transactions I'm sticking to SBI cashback for now. Can...

Hi, I currently hold Axis magnus and their customer service is just disgusting. So planning to move on from axis cards. My spend around 10 lacs on avg on my credit cards with significant spend on air tickets (mostly domestic) I currently hold amazon pay icici indigo hdfc (hardly use) Indusind...

since 2017 i was using HDFC regalia first card, and my father have good rep. with HDFC bank i got 1.35 L Regalia First card. Then till 2021 i increased limit to 4.80 L. and upgreaded to Regalia Visa. but card was not LTF, but my spend was about 3.5L per year, I haven't paid any Fee (ie 2500 Rs)...

Hi all, I currently hold the following credit cards and would greatly appreciate your suggestions on which ones I should consider upgrading or closing: 1. SBI Cashback Card: ₹52,000 limit, FYF, 10 months old 2. SBI Octane: ₹75,000 limit, paid, 2 years old 3. Axis My Zone: ₹1,20,000 shared...