credit card suggestion

Hi All, I am looking for a Credit Card(s) suggestion. I have HDFC Infinia (currently, default for all purchases (base rewards of ~3.3%), SmartBuy, Hotels and Flights) and now would like to improve my regular/base reward rate (>3.3%) only. I am okay with Miles/Hotels redemption and milestone...

I am a doctor. I will be filing my first itr this year which will be around 16-17L. I have an ICICI AMAZON PAY CARD with 4.2L and HDFC TATA NEU PLUS card with 1.3L which i got without any income documents. I donot have any relation with Axis bank. 3 years back I got a Flipkart Axis Credit card...

Hey guys I am new to credit cards and i dont have any credit card right now I need your expertise please help to find some 2 cards to apply as it's last financial quarter I have a saving account with BOB Sometimes my MAB is 50k sometime 1-2k I have a personal loan relationship with IDFC I...

I am getting pre-approved offer for SBI BPCL Octane. For RuPay, I'm getting FYF. For Visa, I have to pay the joining fee, but' I am not worried about joining fee at this point of time, specially when we get reward points for paying joining fee. Should I take it or not .. List of card I have are...

I have Metal DCB and doing very fine. I have some expenses where Diner network doesn't work. I have applied for Axis Atlas, and it got rejected for some reason. No help despite repeated mails. Now I am looking for some card where I can spend 30-40k per month and earn some reward point which...

PS - I will update this thread based on responses. I am into credit cards for last 5 years and has good knowledge through Technofino and team. I am planning to step up my game into it. Most of my cards are cashback and I feel comfortable around them. I am looking to balance my card portfolio...

Hi #ccgeeks family . I have upcoming payment of 5L to travel agent (Travelling to Bhutan with family). Suggest me which credit card to use or should I get a new card ? Current cards: HDFC Regalia Gold LTF (Primary) IndusInd Pinnacle AU Ixigo Amazon pay & Flipkart Axis I have asked which MCC...

Hello Everyone, I am looking for a new Credit Card and would really appreciate suggestion from the members here on the best Credit Card for me. I currently have a HDFC Regalia LTF credit card with 5.5L credit limit. I am approved for an upgrade to a FYF Regalia Gold card, and I have not...

Hi All. I always have this question in mind of number of cards one can hold. I have seen the posts of users flaunting their card collection. Some have in dozens too. Am not going to fall into that category but still when there is an opportunity to save money by earning discount or offers, why...

My cibil is 782, I already have HSBC Cashback, HDFC Millenia, HDFC Nue+, ICICI Amazon, ICICI Platinum. I use HSBC Cashback for dmart, swiggy, zomato and all offline purchases. HDFC Millenia was mostly for purchasing amazon gift cards but now my account is banned so cant but GC with CC, so...

Hello guys, I have applied for rbl credit card 3 months back, I have not activated it due to charges but still it's showing in my app. It's evening showing in the cibil. Is there any way to convert it ltf or any compansation as I think if I don't set any pin the card must close as per rbi. Need...

Hi All, I've been dealing with HDFC Bank as my primary Banker for last 12 years and increasingly getting frustrated with their deterioting service level (including banking as well as credit card department). On top of that, I've tried all the available ways to upgrade my existing Regalia /...

Update: I applied for a SBI cash card recently, I had used my current address as residential address and office address. The guy visited for verification today. He clicked photos with home plate but still SBI rejected my application saying: "Your application could not be processed as it does...

Hey everyone, First post here. Kinda nervous, but please bear me it's a knowledge request for someone dear and I look upto. I hope you’re all doing well! I need some advice on behalf of my jiju, who is very open to exploring new credit card options. Recently, while I was having a discussion...

Hi , I'm Planning to Travel an international Trip later this year. So I'm looking for a CC which gives 3-4 per person of international lounge for myself & one add-on member. But, I'm not just looking for this purpose. I want to use the card for getting good Rewards. I'm not a big Travel...

Hi I currently have following CC and how I use them ICCI HPCL Super Saver -LTF - For Fuel Spends ICCI APAY -LTF - For Amazon Shopping HDFC -Swiggy -LTF - Food and Instamart Suggest me new cc for Utilities and Insurance Bill payments - 25k Electricity Per Year and 40K Insurance Per Year...

My relative is looking to start their cc journey (they only have flipkart axis cc as of now) Expenses : 20k/month rent, 5-10k/month online expenses (Primarily myntra-flipkart-amazon) + 5-10k offline usage In hand salary : 1L/month Has prior relationship with Axis bank (salary account) Kindly...

Hey All, I hold SC Ultimate and Smart card. Thinking about surrendering Smart card since seem most of spend are on Ultimate only between these two. Do you suggest any other card from the SC? Should I keep holding smart card too?

Hi, I'm 25M, salaried but can move to being a self employed contractor, with a current net salary credit of 1.26L per month. Here is my current portfolio: 1. Axis Ace - Limit Rs. 4,00,000 - Most used card for offline and online transactions 2. Axis Select - Limit Rs. 4,00,000 shared with Ace -...

Please suggest me a credit card based on these basic requirements, this is for a friend, 1. Minimum 2% reward rate, preferably 4-5% 2. Domestic & Intl(preferably priority pass) airport lounge access 3. Movie Offers 4. Any hotel or club membership like taj epicure(optional) 5. Golf...