• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

credit utilisation

Recent contents View information Top users
  1. A

    Impact of high utilization on 1 of many cards on Cibil score

    Hello Experts, I need to make payments of around 5L in 2 consecutive months each. It will be about 50% of my credit limit on one of the cards. The credit limit (10L) is shared across 2 cards. I want to know if this will impact the CIBIL score somehow? Is the high utilization considered for...
  3. great

    How to make it perfect

    Checking my credit score on One Score app Whereas I got perfect or excellent remark parameter in other parameters, but in credit utilisation it's showing Good not excellent or perfect Pls suggest how to be perfect excellent
    • great
    • Thread
    • credit card credit score credit utilisation
    • Replies: 5
    • Forum: Credit Score
  4. Ekavya

    Credit Utilisation confusion

    Suppose my total credit limit offered by bank is 200k and for security reasons I kept it to 100k. So my question is if I spend 50k in a month. Then what would be my credit Utilisation ratio? 50% or 25 % ? In other word what is the main factor here? Total limit offered by bank or limit Set by me?
Back
Top