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#creditcard

  1. bala_bhaskar

    My Credit Card Portfolio( Suggest Better Options)

    Hi Friends I've been using these credit cards for all my payments. Please suggest if i can do better with my CC combination. 1) SCB Ultimate -- For all other purposes 2) SCB Easemytrip credit card - Travel 3) AXIS Airtel - Broadband/DTH Payments 4) AXIS Myzone -- Movie Ticket Offer(1+1) 5)...
  2. D₹V

    Non Digestible Fact : Experian is better than CIBIL

    Non Digestible Fact : Experian is better than CIBIL in terms of solving problems, crisp & clear details & automation. Have you ever upgraded card or flipped the network? If yes, you must have faced problem of duplicate account showing in credit report & older payment history isn't updated in...
  3. me_sovon

    Fraud alert : Scam in the name of RBI and Income Tax

    Just few minutes ago I received a call from this number +919559571321, I took the call, then there is a silence for 4 to 5 seconds then it's started speaking. Saying that " We are calling from RBI, we found your card is involved in fraudulent transaction. All the cards linked with your name...
  4. me_sovon

    Pre-approved offer without savings account possible in IDFC?

    I don't have any savings account in IDFC, I was checking if they have any unsecured credit card offers for me or not, but they only offered the FD Card, so I cancelled the application and didn't take the card. Now they have my details so is that possible that I will receive any pre-approved...
  5. Rkr

    Freedom sale 50% off valid for 15 August 2024 Limited period CIBIL subscription offer

    Cibil subscription is available for approx 50 % discount .Buy from their official website. Discount code is FREEDOM50. Stacking option may also be utilised if any current subscription is active. (Note Credit goes to- @BVC) @SSV @NShah @Shubham Yadav
  6. M

    My Cash back of ICICI Amazon credit card is on hold

    I got a message from ICICI bank that "Dear Customer,the credit of reward points for ICICI Bank Card XXxxxx is on hold as transactions are being investigated. If the transactions are not for commercial use,it will be credited within 15 working days." I used to pay electric bills from the credit...
  7. me_sovon

    2 Hard Enquiries in a month

    I have recently got an ICICI Credit card, on 15 July the application was submitted and a hard CIBIL enquiry was reported then. Today totally out of curiosity I was checking IDFC credit cards offer for me, and they added a hard CIBIL enquiry. Although I didn't complete the application and...
  8. P H O E N I X

    HOW TO GET PRE APPROVED CREDIT CARD FROM ICICI AND AXIS

    I'm having a saving account with ICICI and Axis from last 4 months continue mentain 1L+ in both and use both for upi transaction, I'm already having HDFC credit card with 37K limit (age 8m)& IDFC with 80K (age 5m)my CIBIL score is 772 experian 805 how can I get pre-approved credit cards from...
  9. lawyerananya

    SoS Magnus Survivor!

    So I have the following cards: Axis Magnus (Not Burgundy) ICICI Amazon Citi Premier Miles HSBC Platinum My major monthly expenses are: Apartment Maintenance Charges (Rs. 20K). Flights and Hotel (Rs. 30K) Misc. (Rs. 10K) I got Magnus considering the fact that it sounded premium and also...
  10. D

    Is 10 lakhs limit slab for income tax is for individual Credit cards?

    If I have 3 credit cards 1) Axis - with 1lakhs limit 2) SBI- 3.5 L 3) RBL- 80k If I spend 1) Axis - upto 9 L 2) Sbi- upto 8 L 3) RBl- upto 5L All in One financial year Will usage limit be counted seperately or as a sum? & Is there any chances of income tax notice. Furthermore I am...
  11. L

    My amazon pay Credited card application is opened since 3 years; Yet it showing application status.

    I applied for amazon pay icici cc around 3 years ago and company asked for physical verification but I didn't completed; So after 6 months I tried to again fill application it show check status in amazon app every time. Now it is more than 3 years still application showing check status. I am दे...
  12. talkwithfino

    Icici Bank Cibil reporting ( query )

    Hello folks I read somewhere that Icici does not report the actual limit given to you. Instead, it reports the Transaction limit you have set for your Credit Card as Limit to Bureau. Is this true..? For example, let's say you got Sapphiro with 5L limit; but since you don't plan to use the cc...
  13. Pradeepkmr

    Need assistance in choosing Credit Card?

    Hi All, Need your assistance in choosing a suitable credit card which offers one or two complimentary domestic lounge in a quarter without any hidden criterias. Happy to pay 500 as annual fee. Holding an Axis Flipkart which after the devaluation doesn't offer upfront lounge access like before...
  14. Saurabhjaiswal

    Credit Cards Preference

    Dear All, What is it that you see or want in your credit cards when you apply for one? Please help me out with this research.
  15. RohitSah

    Best medium to apply Indusind Legend card.

    Hello everyone! I want to apply for the Indusind Legend CC. Could you guys please guide me on from where to apply? I'm a bit confused about the options. 1) Paisabazaar ( Pre-approved ) 2) Bankbazaar ( Pre-approved ) 3) Cashkaro ( Rs.1500 reward) 4) Through branch or agent. Cibil - 784 and 3...
  16. raghavendran

    sbi simply click card online spends summary

    sbi simply click card statement not reflecting online spends summary for achieving milestone .last dec 2023& present statment not updated online spends summary .contact sbi card customer care no response regarding this .very poor sbi card ..
  17. Z

    How to update new mobile number or delete Mobikwik account permanently?

    Hello People, I have an active Mobikwik account with my registered mobile number & i wanted to update new number because my old number seems to be compromised however Mobikwik customer care says as per there policy customer doesn't have an option to change or update new mobile number and...
  18. P

    Credit Card Wraps Experience

    Anyone can recommend any online website from where to buy quality wraps/skin for CC and DC ?
  19. R

    LTF offer on HDFC Tata Neu credit Card

    Today, I received a notification from Tata neu app displaying Lifetime Free offer on Tata neu credit card but after opening Apply now page it is showing ₹499 renewal fee on Plus variant and ₹1499 renewal fee on Infinity variant. I have attached the screenshots of both scenarios. Now, if I apply...
  20. F

    Axis could have waited (how I wish)

    On a lighter note, , looks like Axis Bank could have waited a bit more & continued to offer benefits on Reserve & Magnus. A whopping 41% growth in profits vs last year. Net interest margins are stable too. Increase in marketing spends (the line item where the perceived hit is taken) is also in...
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