I took an education loan with my younger brother and dad as co-borrowers. Loan is now closed.
My brother has now started working for a year with more than 9LPA. He has no other credit history so his Cibil and Experian are showing No Credit history while checking for credit score whereas CRIF...
I came across two very shocking observations on the cred app, detailing each of them below.
Issue1:
- I checked for CRIF score on cred app and it was showing 739 as on 20-Feb-25. I also had CRIF subscription, so I just checked same day there too and found it was actually 817 as on 20-Feb-25...
I checked my CRIF score on official CRIF website on 3rd March and it was 869.
MoneyControl and Airtel Thanks shows the same. However, Mobikwik and Cred shows 823, even after refreshing in March.
Anybody has any idea what could be the issue?
Over the years, I’ve kept a close eye on my credit scores from these four bureaus. At first, there were noticeable differences, Experian was usually higher, CRIF was trailing far behind, and CIBIL and Equifax stayed somewhere in the middle. But then, around mid-2023, things started to change...
my last CRIF report was on 19th November I want to refresh it for today but there is no option to do so, please suggest if anyone has knowledge of doing it. I am already having paid subscription of 6 months.
I received a message this evening that "Your CRIF credit report xxxx is generated by Utkarsh SFB". But I havent asked any app or website to generate it. Neither do i have any relation with Utkarsh Small Finance Bank.
Also didnt receive any mail for the credit report.
I called Utkarsh SFB's...
Hi,
I recently checked by crif credit report and found that federal reported only july-september 2023 payment details. Almost a year old payments missing.
CRIF score is 721. Compared to experian, cibil and equifax which is way lower. Cibil 775, experian 802 and equifax 804
Should i spend my...