I currently hold the HDFC MB+, UPI Rupay, Tata Neu Plus RUpay & Swiggy (1.98L Limit). Spent over 2.5L on MB+ in last 8 months. I called RM today about an upgrade to Millenia or DCP. She said I'd have to send the form to Chennai offline but I don't have any income so that's a no-go.
But she said...