delay

Hello Fellas, Need some guidance for RBL CC issuance delay. Sharing my recent RBL Bank ShopRite credit card experience for community insights: 23 June 2025: Applied for RBL ShopRite card online and completed Video KYC. 23 June 2025: First hard CIBIL enquiry made. 6 July 2025: Escalated to RBL...

I recently faced a failed POS transaction through Payzapp... where ₹7,500 was debited from my EbixCash prepaid card on 28 Aug but the refund came only on 8 Sep, So as per the Reserve Bank of India circular “Harmonisation of Turn Around Time (TAT) and customer compensation for failed...

Hey Guys I am writing to seek advice regarding an issue with my Standard Chartered Credit Card and a recent ruling by the RBI. In 2018, I requested the closure of my credit card, which had an excess balance of approximately ₹90. While the bank acknowledged my closure request, the excess...

Update: Statement Generated @ 3:30pm Hey guys, its 1st July and around 8:30am right now. Usually the bill gets generated by now but it hasnt happened yet. Not being impatient (ok ok, maybe a little!) but just wanted to know if there can be delays in statement generation and if the time of...

I am using a Bank of Baroda (BOB) account for all my investment activities, including SIPs and stock investments. However, I am experiencing a delay of 30–45 minutes in receiving transactional SMS alerts from BOB. This delay occurs for various non UPI transactions, such as: Transferring funds...

During January, I asked fellow TF members whether banks were supposed to add credit card accounts that were never activated to your CIBIL report. Upon receiving their inputs, I raised a report on CIBIL dispute platform against IDFC and Axis Bank. In a few days, I got a standard response from the...

I had 2 IOB bank accounts linked to a single netbanking login and had requested for closure of 1 of the accounts. The bank branch collected the passbook but didn't close the accounts for 3 months. After it was escalated to higher officials via email, the bank has now closed the account. Along...

Is anyone else facing delays in their return processing for AY 2024-25? Refund processing is pending for both of my parents. I've been raising grievances every month since October, but they keep closing the tickets without providing any timeline, just asking me to wait and it will be done when...

I have been using the Axis Atlas CC to transfer EDGE Miles to Qatar Airways in a 1:2 ratio for many months now. The latest request however, has been stuck at "Pending" since a week now - is this because of the upcoming 20th December devaluation? Anybody else facing the same issue?

As the article suggests. I had an Amex Gold Charge Card and Platinum Travel credit card which i closed on 1/10/24 and 3/10/24 respectively. Annual fees were posted in both my cards and since I didn’t want to continue the cards so I requested cancellation. I hd cleared all my dues apart from...

My Amex bill was due on 6th Oct, I forgot & made the payment today (UPI). Will this be considered in the RBIs grace period? Though Amex has confirmed the receipt of the payment, customer support is not sure if it will get credited today (They say it takes 24-48hrs). Also, they are telling me to...