dispute

I want to share my frustrating experience with CIBIL and Amazon Pay, which has caused me months of mental harassment. This post is to warn others and seek advice from those who have faced similar issues. Background: I had an old Amazon Pay account, which I later closed. After that, I created a...

I regularly check my Experian credit report and raise disputes when I find errors. However, I usually forget about them once submitted. Today, I noticed that my bank account was credited with ₹5,100 by Experian. At first, I thought it was a mistake. But after thinking about it, I believe this...

A few days ago, I noticed two priority pass transactions on my SBI credit card. I have not used priority pass anywhere recently. On the same daty, the money has been debited twice and one of the transactions have been reversed. I wrote an email to SBI Cards right after it. I recevied the...

Hey folks, In the recent SBI Data breach, I too had some fraud transactions done on my card and I disputed those with SBI immediately (re: My post for more details), issue is, due to the incompetent morons in SBI, they did not raise the disputes properly and as such some of the disputed...

I love to shop, and if I am getting a deal that gets me 50% off on an international site, I am definitely buying. We’ve all done it—bought something from some random shady website because the deal looked too good to be true. Maybe it was those branded shoes at 70% off or some fancy gadget that...

I used an Axis Atlas Credit Card to book business class flights on Etihad Airways on BOM-AUH-BOM in late-October. The flights were on November 6 and November 10. On the return, November 10, I was involuntarily downgraded from Business to Economy because of a change in aircraft. The airline...

Last month (December), I paid my Jio Fiber postpaid bill via BBPS. Later, the amount was again deducted from my Standard Chartered bank account through the auto-payment facility. I had forgotten to stop the auto-payment, so I contacted Jio for a refund of the duplicate payment. However, Jio...

Hey folks, I ordered a washing machine from LG's site around 13 Dec and there was a cashback offer on it, but because I was an idiot and didnt know about it, it was supposed to be an Instant Cashback offer, which I assumed was that the cashback would be credited right after transaction but...

Can anyone explain what exactly is charge back or dispute? I placed some orders in ajio and cancelled on the same day. I didn't get refund. When I contacted ajio after multiple tries they say refund is done from their end and they gave PGIDs for refund. When I contacted bank they were unable to...

I have raised a dispute with CIBIL and after raising disput it was showing in open dispute tab but after next day it moved to Failed dispute without any reason , what does that mean ? someone explain , any solution ?

Used octane credit card to purchase petrol of ₹505 at BPCL petrol pump (phonepe pos machine). POS machine showed transaction declined. Then received a sms from Sbicard that "transaction has been cancelled and refunded by the merchant". So, I tried again to purchase same amount of petrol by same...

got link for Experian dispute raising & tracking portal from Axis MyMoney portal No account and login required

Hello Everyone Need some help. I had an issue with a transaction on my HDFC Infinia card. brought up the issue with credit card disputes, but received no action. I then escalated it to the HDFC grievance cell, but I'm confident that nothing significant will happen. Despite providing ample...

This is story of how Amex helped me get refund from Nobroker. Background: I was sold a property by Nobroker. I paid 75000 as token amount. As per the terms and conditions, if there is any legal/document/ bank loan etc issue, Nobroker will refund me my full amount. We took legal opinion from...

Hi all. Some years back I had taken an education loan from a national bank. Though I was late in repaying a few instalments, I repaid back all the amount due and closed that loan account in December 2021. I took an NOC from the bank declaring that the all dues were cleared and they were closing...

RuPay Card Chargeback System and Reason Codes Explained: A chargeback is a process whereby a customer can dispute a credit or debit card transaction and have the charge reversed. The cardholder contacts their card issuer and requests a chargeback, and the issuer debits the merchant’s account...