emeralde

Hi @TFian, Recently, I saw my ICICI iMobile app on IOS and saw that I'm getting an upgrade offer of 0(Zero) Joining Fee, but with a Rs12,000 Annual fee. To verify the same, I check the Online ICICI portal, and the picture was different at the ICICI internet banking portal, with Rs 12000 Joining...

I was randomly applying for an LTF ICICI Card (LTF for Life, hehe). After application when I was checking the MITC, I found in the schedule. The cards Emeralde Private and Emeralde Private Metal are listed separately... And this is separate from the regular Emeralde that ICICI offers. So, my...

Hey Everyone, Just wanted to share that I recently received ICICI Emeralde Private Metal credit card. Whole process took little less than 2 weeks for me (From talking to the bank till card delivery) and was super smooth. Rough Timeline: - They asked me for salary slips and last 3 months...

The standard variant(mastercard or visa or amex) give 4 RP PER 100 While metal variant give 6 RP PER 200. Shouldn't value of the RP remain the same? I dont understand the rewards value system, why have it is considered as 1RP as 0.25₹ for standard variant while the same 1RP as 1₹ for metal...

I wanted to share a recent, and frankly, quite shocking experience I've had with ICICI Bank while applying for the Emeralde Private Metal card. I’m hoping to get some advice from the seasoned members here, as I feel I've been led down a garden path. For context, my family and I are long-time...

Hello All, I didnt follow for many months about cards etc. I am having ICICI card Sapphiro, Amazon... I can upgade to Emeralde but I am looking for Emeralde Private Metal as I travel a lot. I dont have bank account in ICICI Is that at all possible? Thanks, BT

I've BOB Eterna which has unlimited domestic lounge on 40k INR per quarter spend criteria with free add-ons that my family uses. I personally use IDFC Mayura for international lounge and its 0% forex with 3.3% RPs for all international spends. However, my family now is planning international...

Hi, If I have earned 1,000 reward points through a normal retail transaction in my Emeralde PVC, will the INR value be 250/- (considering INR 0.25 value) or can I use it at INR 1.00 value through iShop? Thanks in advance.

Hey everyone! Just wanted to share my experience which might help others who have a similar profile. Background: My in-hand (net) salary is less than ₹2 lakhs per month. Because of this, none of the ICICI agents or bank officers were interested in processing my request for the ICICI Emeralde...

Hi Everyone, I have recently opted for a salary account with Icici and they are telling me that I can only get LTF Saphhiro card along with my salary account. But I don't want that and only interested in either Emirates Emeralde or plain vanilla variant because of lounge access without any spend...

Hello Team, I had applied for the Emeralde PVC credit card, and although I received the card last week, the application status on the portal still shows as incomplete. It has been around 10 days since I submitted the application. Now, my Relationship Manager has secured approval for the...

Folks, Just wanted to share my experience of getting EPM card approved on 9th May 2025. May be there are many experiences on forum, this might be a little different. I hold ICICI credit cards with 7.9L credit limit for the past 4 years or so. I had Amazon Pay, Expressions, Emeralde PVC...

Hi everyone, I'm facing an issue with linking an ICICI Emeralde Private Metal Credit Card (Add-On) to the cardholder's account for use on the iShop Rewards Portal. When I try to add the card to the ICICI account, it throws an error saying: "This is an add-on card". How do I go about this and...

How to create an user id for add on card holder so I can login via iShop portal to get >12k vouchers of Amazon etc?

I have EPM and 3 add on cards. Because of 12000/- worth amazon voucher per month limit on ishop, I am planning to open ICICI accounts for my add on cards for my family members, and hence a separate ishop for all of them. My question - will the base and accelerated reward points be credited to...

Just curious—any fellow add-on card users here who’ve shopped through the iShop portal? Did you actually get any accelerated rewards for those transactions? If not, is the add-on card really just good for lounge access and milestone perks?

Just wanted to share my recent experience upgrading from ICICI Sapphiro (dual variant, LTF, ₹15L limit) to the Emerald Private Metal card. I’ve had the Sapphiro for over a year now, and for the past 6 months or so, the Emerald PVC was showing up as an upgrade option on iMobile – but only as a...

I am getting ICICI Emralde Credit Card for upgrade with a joining feed for 12000. Is worth it. ??. I am also getting Axis Atlas Pre approved too. ? What i should do. ?

I got the ICICI Sapphiro lifetime free through an alumni offer. Now, it's been 6 months, and I see that a paid Emerald card is appearing. Has anyone here received the Emerald lifetime free through this route? I don't spend much on this card.

Both my parents have seperate wealth management accounts with ICICI and my mom has Demat holdings with the bank of upto 10-15 lakhs. My dad can also shift his salary account to ICICI with a net salary of 3-3.5lpm post tax. So is it possible to get Emeralde Private Metal cc in such a scenario...