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emi cancellation

  1. imsotired

    No cost emi cancellation

    Hey there, Has anyone recently tried the no cost emi cancellation trick with AXIS credit card, was it successfully done without any pre closure charges. If yes, please mention the date of transaction. Big billion days coming up, this will help us in making informed decision.
  2. K

    Understanding Credit Card EMIs

    Hi, I am struggling to understand how much total I will pay if I buy a product on EMI vs without EMI. For example: For the following product, HDFC EMI has 7000 off. So my cart value become 30999. Now on the payments page. I am seeing this: Other than the processing fee (299), will I be...
  3. V

    Offer Fulfilled! Kotak Credit card EMI cancellation query

    I recently purchased an air conditioner using my Kotak Platinum League credit card and opted for a 3-month EMI to avail a ₹1500 cashback offer. I have a few questions: 1) Can I cancel the EMI and pay the full amount instead? 2) If I cancel the EMI, will the processing and other associated...
  4. ashb009

    Devaluation ICICI Free No-Cost EMI Cancellation is DEAD! Applicable from 1st May, 2025

    Source: https://www.icicibank.com/personal-banking/cards/credit-card/low-interest-emi-products/instant-emi/terms-and-condition End of an ERA! F in the chat guys, it was good while it lasted.
  5. S

    HDFC Bank credit card has started 3% foreclosure charges on emi ?

    Has anybody recently purchased anything on no-cost emi from hdfc bank credit card and cancelled the same ? Mine i had done 4 months back and there no processing charges as well as there no foreclosure charges also. Is this new ? or has been in effect recently ? learning from sbi credit card...
  6. ankitvm

    Query Regarding Kotak Credit Card EMI Cancellation

    I recently bought an appliance from Croma using a Kotak credit card on EMI. After receiving the product, I decided to cancel the EMI within 3 days. The bank asked me to clear the outstanding amount within 24 hours. However, the bill for the transaction hasn’t been generated yet. The next bill...
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