emi cancellation

I got message today " Instant discount and payback given upfront will be debited within 120 days " ? Did anyone cancelled emi before 120 days and there discount amount was debited from card ? Although they are sending messages to people but till now i haven't heard that they have charged people...

Hey all, I recently bought a TV and had to opt for Merchant EMI for instant discount. As per the terms, its a 3 month EMI and the interest amount will be credited back after completion of the EMI payment. Here are my questions 1. If I cancel the Merchant EMI after it is processed will I get...

Hello, I have purchased iPhone 17 base variant with my axis credit card so i got instant discount and ncemi discount of 3,500 now if I cancel the merchant emi will I recive the foreclosure charges? I contact customer care they said that if i have availed instant discount with merchant then bank...

Hey there, Has anyone recently tried the no cost emi cancellation trick with AXIS credit card, was it successfully done without any pre closure charges. If yes, please mention the date of transaction. Big billion days coming up, this will help us in making informed decision.

Hi, I am struggling to understand how much total I will pay if I buy a product on EMI vs without EMI. For example: For the following product, HDFC EMI has 7000 off. So my cart value become 30999. Now on the payments page. I am seeing this: Other than the processing fee (299), will I be...

I recently purchased an air conditioner using my Kotak Platinum League credit card and opted for a 3-month EMI to avail a ₹1500 cashback offer. I have a few questions: 1) Can I cancel the EMI and pay the full amount instead? 2) If I cancel the EMI, will the processing and other associated...

Source: https://www.icicibank.com/personal-banking/cards/credit-card/low-interest-emi-products/instant-emi/terms-and-condition End of an ERA! F in the chat guys, it was good while it lasted.

Has anybody recently purchased anything on no-cost emi from hdfc bank credit card and cancelled the same ? Mine i had done 4 months back and there no processing charges as well as there no foreclosure charges also. Is this new ? or has been in effect recently ? learning from sbi credit card...

I recently bought an appliance from Croma using a Kotak credit card on EMI. After receiving the product, I decided to cancel the EMI within 3 days. The bank asked me to clear the outstanding amount within 24 hours. However, the bill for the transaction hasn’t been generated yet. The next bill...