experience

Hi, I just wanted to share my experience with fresh application for axis bank credit card. I'll try to make this post as in depth as possible even for future applicants. I was looking to apply for an american express card - strictly for the card network and limit because I intend to link it...

I have applied HDFC credit card for family member as first time borrower. His credit score is NH. Provided all necessary income proofs while applying. All process was smooth. Biometric kyc within 2 days, physical verifications next day. But today card got declined. Reason they gave is full...

There's a lot of confusion regarding the benefits of SBI PP Black. 1. Utility bills/insurance etc - some people on reddit reported that only OTP based transactions are getting 10% and upi based transactions are getting 1%. ( Both have inconvenience fees which varies) 2. Redemption problem - many...

I just found out about UX4G (User Experience for Government). It's an Indian government plan to make their websites and apps better and easier for everyone to use. It follows rules like GIGW to ensure sites are accessible and work well on phones too. From their website (ux4g.gov.in), here's...

Hello Folks, This thread is review of Lemon Tree Suites (WhiteField, Bangalore). This stay was for a short trip stay and wanted to explore this hotel, and I am sharing experience and reviewing it. Location: https://maps.app.goo.gl/cY523iG6mJJnGiqa7 Entrance & Lobby: Experience: This...

Hello everyone, Mera HDFC me Imperia account hai (1 year purana), and I wanted to share my recent experience regarding a pre-approved credit card offer, which turned out to be quite confusing and honestly, disappointing. Timeline 7 months after opening my account, I got to know (through...

I am a BOB SNAPDEAL CC holder. I am actively using this card primarily but I am noticing that BOB is not crediting reward points on a few UPI transactions. I went through the MITC carefully but didn't find any reason. Hence, I emailed them. Surprisingly, they mailed me the MCCs against those...

Got my first unsecured CC last month - HDFC Pixel Play LTF. I am satisfied with it, no errors or problems so far. Cashpoints received were correct. Got 1% for UPI spends and 5% for Uber (category I chose). Used it on Flipkart to avail HDFC credit card discount, saved ₹1000. No differentiation...

I feel compelled to share my experience with Star Health Insurance, because what I went through might save someone else from the same disappointment. Since September 2022, I’ve been paying ₹73,000 every year for two Star Health policies – one for me and my wife, another for my parents. That’s...

Hey folks, After a lot of YouTube and article hopping, I'm planning to pull the trigger on a new phone with a budget of around ₹40k. This will be my first time using an iQOO phone, so looking for some community wisdom here. My requirements are pretty straightforward: Good day-to-day...

Back Story- I have always been a one mobile person and hated carrying 2 mobiles. Back in 2011 I got a office sim and a phone and I slowly moved all savings accounts, credit cards, Aadhar, Pan, and every possible thing to my official number. After 14 years, during the last 1 month of recovery...

Hello TFC Folks, This Hotel stay happened during my last International Taiwan, Macau & Thailand Trip. Was busy these days, couldn't write up. This is my second visit to Macau, and love travelling there and spending time there. I have been there in 2017 as a couple and now in 2025 as a family...

Hello Folks, This thread is review of Hyatt Place Vijayawada. This property is opened in August 2023 and offline booking were being taken in the beginning. I stayed during initial days and couldn't share experience back then. Recently I have stayed and I am sharing experience and reviewing it...

Hi everyone, Just wanted to share my frustrating journey with Axis Bank’s Magnus for Burgundy credit card, and see if anyone else has faced a similar situation. Back in April, I was assured by Axis Bank that if I opened a Burgundy account and maintained ₹10L+ AQB, I would easily qualify for...

Hey everyone! Just wanted to share my recent experience of getting the ICICI EPM (Emeralde Private Metal) credit card approved and delivered. Might help others who are considering it or are in the process. --- ## 🗓️ My Timeline & Process ### Background I had been asking my RM to help me...

I have been to used More than 15 years of bosch washing machine. There was no compliant and misleading information.. Past 2 year i have started using IFB washing machine. IFB washing machine shows lots of errors. one example water draining issue. i called for service , service person came...

Folks, I just redeemed Kalyan Rs 2000 vouchers (Total 8 vouchers), here is my experience. Went to stroe with family and enquired about the voucher redeeption process, they asked to mail coupons. I decided first to look out for planned purchases and then proceed along with coupons. Meantime I...

In this video, I explore the Earth Lounge at Cochin Airport. From cozy seating and South Indian vegetarian delicacies to a well-stocked beverage counter, get a complete walkthrough of what this domestic lounge has to offer. 🥗 What’s Inside? • Traditional Kerala-style breakfast • A variety of...

I’ve never been the kind of person who gets excited about banks — until recently. My journey with Citi began back in 2014 when I opened my first salary account. For nearly a decade, Citi served me well. Smooth digital experience, courteous customer care, minimal branch visits, and most...

Hi Guys, I am planning for my upcoming trip to UK and was booking a 3 day tour "Ediburgh: Isle of Skye, Highlands and Loch Ness 3-Day Tour" for 2 adults from Timberbush Tours...