finance

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cibil hit by fraud company "LNT FINANCE" ON CIBIL AND CRIF WEBSITE 1.unncessary fraud CREDit inquiry on cibil reports 2. Reported to RBI 3. Raised dispute on both (cibil and CRIF website) but no solution 4. Raised to customer care of LNT FINANCE on email and social media Still not problem...

Hi Team, Today I noticed my CIBIL dropped by 8 points and I can see a CIBIL hit by consumer loan without even me applying. I don’t know what’s happening. Also noticed I have received an SMS about it earlier. Please guide how shall I escalate and how do I remove the enquiry. I don’t even know...

Hey everyone Hi I have finally got Utility Mcc code at the time of credit card bill payment in Spay. But there is a catch. They allowed only to 2k txn limit through debit card I know i know it's too low but i don't have any solution till now, But Big Think Is HDFC ESP CARD Dead Hone Se Bach...

Those who are dealing with cashmypoints please be careful. Recently i traded with them and even after 2 weeks yet to get my payment even after mutiple follow ups. Please be careful while dealing with them.

Airtel Finance via Airtel Thanks app shows high FD interest rates from different partner banks. It assures about the DICGC policies. What are your opinions?

RBL bank has ended their partnership with Bajaj finance right? So when it's time for renewal RBL will exchange it with their own core card. Anybody know which RBL core card it's going to be?

Hi Friends, Today, I received a letter from Bajaj Finance. After reading the content of the letter, I realised that someone was using my identity to upgrade his Bajaj Pay wallet with a different number. I have not requested to upgrade my Bajaj Pay wallet, and this mobile number is not mine...

I lost my job last year and faced severe financial challenges. To make ends meet, I had to utilize 103% of my credit card limit, rely on pay-later services like Mobikwik, and take small personal loans from apps like KreditBee. This took a huge toll on my credit profile, leaving me with a high...

I applied for AU ixigo credit card but they rejected after collecting all the information in the application. When I mailed them, they provided reason as high number of active cards. I came across following reddit thread: where OP mentions that his card was rejected due to the same reason but...

I’m planning to do a Fixed Deposit at Utkarsh Small Finance Bank, but the bank executive is suggesting I open a savings account first. They mentioned that the minimum average balance required is ₹5000 quarterly, but no charges will be applied. I don’t need a debit card or any additional...

Today when I opened my mom's phone I saw there are 3 - 4 request messages from Bajaj finance regarding service request. We have not initiated anything from bajaj from last 2 years. Is this some kind of fraud or scam practice by someone ? What should I do any solution?

Update: Here's my updated cc portfolio ‼️ We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. :cool: --- I will go first, here's my collection, from least used to most used. Slice Pay card Amazon Pay...

I'm considering investing in a 12-month Fixed Deposit with Ujjivan Small Finance Bank, which offers an interest rate of 8.25%. Has anyone invested with them before? What were your experiences?

I recently received notification from Tata about their 9.1% rate FD offering, so I started digging about it on the forum & learnt about stable money app, it seems like most of you love it & so far havent found anything negative, so I guess I will use that for my FDs. This got me curious about...

Can someone tell when I need to do re-kyc if in case I update my aadhar? Case 1: if only aadhar photo changed Case 2: if aadhar photo and minor details on address change. Like road name, house no etc

Got a sudden CIBIL enquiry by Bajaj auto finance today for a consumer loan I never applied for. Never had a banking history with Bajaj Finance, never used any 'Pay-later' schemes, never even registered for Bajaj services. How to get this enquiry removed?? Was trynna keep my enquiries low to...

An unknown property loan from SBFC Finance Limited appears under my CIBIL for quite some time. Never heard their name before and now I've got a loan from them :ROFLMAO: I've raised the online CIBIL dispute but as we all know how effective that is, I plan to send an email to the principal nodal...

Hi, I'm considering to start a new financial community like this in a week with some extra sections like adding stocks, investment, crypto etc. section too. What other things i should consider and how to get user to signup and engage in discussions?? Not worried about tech part. Only worried...

I received a message this evening that "Your CRIF credit report xxxx is generated by Utkarsh SFB". But I havent asked any app or website to generate it. Neither do i have any relation with Utkarsh Small Finance Bank. Also didnt receive any mail for the credit report. I called Utkarsh SFB's...