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first year free

  1. yashm

    Should I consider upgrading from my DCB Lifetime Free credit card to the Infinia First Year Free metal variant?

    Hi, I had requested HDFC to upgrade my (LTF) DCB card to a (LTF) Infinia, based on eligibility. However, they've offered an upgrade to the Infinia (FYF) variant instead. Considering I already hold the Axis Atlas and SBI Cashback as (paid) credit cards, and my annual spending is around ₹8–10...
  2. pranav__agr

    Got a first year free regalia gold offer, how to convert it to LTF offer or should i take FYF?

    Have a limit of 5.2 lakhs and have a paid millinea card just got an offer for an upgrade. already mailed customer service they denied it. have raised it with Grievance.Redressalcc@hdfcbank.com, but no luck talking to RM is useless. shall i take FYF or keep on escalating and wait till LTF is...
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