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forex

  1. T

    free of charge account with zero forex markup

    Hello everyone, due to changes in fi federal bank fee structure effective 1st march 2025, it got expensive for me to maintain that account as zero balance and the reward structure has come to a point where it does make any sense what so ever. so now i am looking for a free zero balance debit...
  2. W

    Makemytrip international hotel booking Forex Markup

    Hello Everyone I need an urgent information if anyone can help with that. I am traveling to Switzerland and found somd good deal of hotels in Makemytrip with Axis CC. The hotel rate is shown in INR. If I pay in Makemytrip on INR, will I be charged forex markup fee? Just to add, since it is a...
  3. R

    HDFC Regalia Forex Plus: 5X Offer & $1000 Fee Waiver Together?

    Regalia forex plus card - can we get both offers? 5x and waiver of 1000 fee if loaded with $1000
  4. E

    Over the limit payment Transaction on RBL

    Hi, I have to pay FX payment using my RBL World Safari Card oRs 4.5 lac & my current limit is 1 lac. If I prepay 1 lac into my RBL account can I pay 4.5lac in one go or I have to enable overlimit facility.
  5. CardTroller

    HDFC Forex Card Loophole: Earn 15,000 Bonus Points with This Smart Trick!

    Are you wondering why everyone is suddenly applying for an HDFC Forex card? As you all know, HDFC Bank is now offering 5X reward points on Infinia, Biz Black, and a few other cards for loading the HDFC Forex card. Bhavye has already written a detailed guide on this here...
  6. nanauser

    After Vistara card devaluation - need suggestions on a do-it-all card

    Hi everyone Few months back I was considering changing up my cards to aim at getting travel related rewards and I had been quite happy with my setup so far. Here's my current setup: 1. Amex Plat Travel - use for 4L and store (as soon as it's renewed I use it for 2 categories that other cards...
  7. O

    Looking for 0 Forex Cash Withdrawal Debit Card

    Hi all, I travel often to foreign countries for leisure and though I have good 0 forex markup credit cards, I would also like to get a 0 forex markup cash withdrawal debit card or any other way that I can withdraw cash in foreign land in their currency.
  8. K

    Axis Credit Card Atlas Forex charges on Airbnb

    Hi, I am trying to book a foreign airbnb. The airbnb website is showing everything in INR by default. Will I be charged 4% on this if I use atlas?
  9. T

    Inward Remittance from etrade account

    I work for a US-based company and have recently sold some shares from my Etrade account. I’m did the Wire transfer option selling and sold in USD to my Indian IDFC Bank Now total Amount was 2200.85 USD ETrade charged me 25 USD for Wire and 10 USD for transaction fees So the Wire Amount from...
  10. Revup

    HDFC Credit Cards HDFC Regalia Forex Card for Vietnam Trip 🇻🇳

    Hi All, I’ve upcoming trip by end of Mar25 to Vietnam - have applied for Regalia Forexplus Card considering 5X Reward Multiplier (HDFC Diners Privelege) load-unload. I’ve loaded 25k (286 USD) for activities food (8 days) rest all hotels - flight - stays prebooked via Amex Plat travel card. 1...
  11. Revup

    GETTING ERROR ON APPLYING HDFC REGALIA FOREX CARD

    Hi All, Today I was applying for HDFC Regalia Forex Card via HDFC Net banking => Cards => Forex card I filled in all the details correct still getting this error : Date of Birth or Passport File Number did not match. Enter details as mentioned in the passport. (highligted in the image in...
  12. GoodGuy

    hdfc forexPlus (single currency) vs Multicurrency Card

    HI I have an upcoming trip to dubai (tenative so i might or might not miss on that 5x offer- so suggestion needed ignoring that hdfc 5x offer) I need suggestion shall i go for forexPlus or Multicurrency Card (Any other bank/company forex is also fine). I want a single card only 1. I need a...
  13. B

    Best Bank for Outward Remittance for investment in property abroad

    Dear All, Anyone have any idea for the best bank offering competitive Fx rate for large-value outward remittance? I do transactions for property purchases abroad, till now used following methods - Zero Fx mark-up credit cards - Limitation in transfer, can only do small amount & most cards...
  14. N

    HDFC Regalia vs HDFC Multi Currency Forex

    Hi I did a comparison of HDFC Regalia credit card vs HDFC Multi Currency Forex plus card. To my surprise Credit card seems to be better. What I'm missing here? I've used the following to represent in the excel sheet Charges in credit card: 1. Amount In INR = Amount spent in Foreign currency *...
  15. F

    Suggestion for International Spends (without considering Forex charges)

    Hi All, Have spends between 10 to 15 L every year internationally, my firm reimburses all forex charges, so which card has the highest earn / reward rate ignoring the forex charges Currently using HDFC Diners Black, AU Zenith for this
  16. shubhank008

    Axis Atlas Axis Atlas missing miles credit for lots of Forex Transactions (Platinum Tier)

    Today I was checking my Miles Transaction history on Axis and realized that since almost a year (last April), I have not been given any miles for regular monthly payments I do for my servers/cloud hosting each month, to the tunes of $300 each month. I pay using my Atlas card on 3 different...
  17. R

    DCB Metal vs HDFC Multi-currency Forex

    I’m travelling to London next month for about 2 weeks for business and I assume expenses of about ~750 GBP required for my trip. Currently, I have SBI CashBack card and HDFC DCB Metal card. I’m confused if I should get some forex card. I contacted my HDFC RM and I got to know that I am...
  18. financewizard

    Zero Forex debit cards vs Forex Cards

    I am planning to make internation trip to Vietnam. Most forex cards to not have a direct Vietnamese Dong loading option and usually the process is first converting INR to USD and then to Dong. I have IndusInd Exclusive DC that offers zero Forex conversion. I also have IDFC Mayura CC. Now I am...
  19. S

    Credit Card for 0% Foreign Currency Mark Up Fee

    Why do people choose the RBL World Safari credit card, which has a ₹3000 annual maintenance charge, over Lifetime Free (LTF) cards like IXIGO AU, Scapia, and Niyo Global, or even other cards like Yes Marquee that offer rewards not only to offset fees but gives positive rewards as well?
  20. unsuitable001

    Zero forex debit/credit card for business

    Hi, I want to know if there's any zero forex debit or credit card available for business use? We're new in the business and planning to open a current account soon. We might need to do frequent USD transactions (software subscriptions, vendor payments etc). Paying 3 - 3.5% on markup fees looks...
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