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forex markup

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  1. S

    Low MAB 0-1% forex markup debit card with traditional banks?

    Hi, As stated in the title, Any debit cards that 1) offer 0-1% forex markup (or have higher markup but charges get cancelled out by rewards) 2) low MAB to get (<50k) or low annual charges (< 500) 3) are with traditional banks (where you can go to the branch and do KYC; no neo banks) As far...
    • soccer
    • Thread
    • banks debit card forex forex markup mab markup
    • Replies: 2
    • Forum: Debit Card
  3. Kilbisham

    Which bank credit cards refund Forex charges + GST on cancelled transactions? Or at least do not charge Forex charges + GST on refund amount?

    Recently, to my dismay I understood that cancellation on international transactions does not imply refund of Forex charges + GST. Furthermore, many banks charge Forex charges + GST on the refund amount too. So, for a generic credit card with 3.5% + GST as forex charges, we might end up losing...
  4. K

    Best card for International ATM withdrawals

    Hi all, I am planning a trip to Iceland in November and currently looking for a trusted debit card with 0 Forex markup and low ATM withdrawal fee on international ATMs. Basis my research I found Fi debit card and also stumbled on IndusInd Indie (MegaStar - Signature DC) as good options. I do...
    • Karma
    • Thread
    • fi money forex markup indie by indusind indusind exclusive
    • Replies: 12
    • Forum: Debit Card
  5. anu_i

    Best credit card for a 3 month long Europe trip?

    Hi all, I am a student at IIM Ahmedabad and I would be going on a 3 month long semester exchange to Europe starting in September. The expenses would be around 7-8lac Rs. I am looking for a credit card for this trip. There would be a lot of travel, stay bookings, etc. involved. The card ideally...
  6. L

    For transactions in foreign which to use?

    Hello, I have a Yes marquee credit card which says 'Foreign Currency Mark-up of 1%' and I have a Yes bank Electic debit card which says 'Preferential Zero Cross Currency Markup'. Now when I swipe my card on foreign pos should I choose to pay in their currency (forex) or in INR (DCC) to enjoy...
  7. CXO

    In the absence of a forex card, which is better: HDFC Infinia or Amex Travel/Platinum Charge?

    Hi Guys, Have two questions: I don't have a forex card, so going to use my existing cards. But which is better in terms of lower FX markup? HDFC Infinia or Platinum Travel (or Platinum Charge Card)? On a slightly different note, if we subscribe to online subscriptions/software - which is...
    • CXO
    • Thread
    • forex forex markup markup
    • Replies: 8
    • Forum: Forex Card
  8. M

    Best card to complement current portfolio

    Hello, I am new to the TF community but I have been following it for the past couple of months and I love the informative and detailed discussions here. I have been using credit cards for several years and have developed more interest over time in owning different cards. I have the following...
  9. indi_vishal

    Australian Bank ATM which does not charge ATM usage fee?

    Hi All, I am in Australia and used my Indusind Exclusive debit card to withdrawl cash from ATMx atm. It charged extra 5.2 AUD as atm operator fee and gave ridiculous conversion rate. Can you all advise is there any bank atm remaining which gives good rate? I have used same card in UAE and...
  10. hritiksakshi

    Zero Forex + Reward Points = Net gain card for forex spends

    As the title summarizes, i am looking for a card which i can utilize for my upcoming abroad trip. i have DCB (with 2% markup - 1% GLOBAL VALUE + 3.33% REWARD RATE) but that's not acceptable at most places in europe. The NIYOX Equitas Debit card will be the go to backup option. I am looking for...
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