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  1. avikrish

    Is it good to invest in Arbitrage Funds?

    Hi All, Since the savings account interest rates are reduced massively, even the fd's now will get reduced. Looking to park the planned purchase amounts in arbitrage Funds. Why not liquid ? Why arbitrage? Ans: taxation is on equity terms when it comes to arbitrage, so looking into that...
  2. mrworldwide

    Is it good to have high credit limit?

    Is having high-limit credit cards a good thing or should I ask the bank to reduce my limits? 🤔💳 Sharing my CC stats below - CC1, CC2 – Shared Limit: ₹4.2L Average Monthly Usage: ₹10-15K CC3, CC4 – Shared Limit: ₹2L Average Monthly Usage: ₹5K CC5 – Limit: ₹5L Average Monthly Usage: ₹5K CC6...
  3. Abhi1986476

    Suggestion for Sikkim Trip.

    Suggestion for Sikkim Trip. We have planning in june. Give advice for good itinenary.
  4. H

    Nifty - Good time to enter(22k) or stay away...
    Threadmarks: Stock market, Mutual Fund, Nifty 50, Index, ETF, Bluechip, Small Cap, Mid Cap

    What's the thoughts on this - Nifty - Good time to enter(22k today) or stay away...for sometime....
  5. Momo_Scooby

    Best Credit Card for Frequent Travel with Family? Need Advice!

    Hello everyone, I recently upgraded my DCB LTF to Infinia, and I truly appreciate all the insights this community has shared. It has been a great help! I have been using the Amex trifecta for myself and Amex Travel & Gold for my wife, but I am realizing that managing the renewal fees and...
  6. R

    Get good cards by doing FD investment before March end, suggest me pls

    I can do FD of amount close to 20-25L by March end. I want to use this as leverage and get good credit/bank offers from bank. Suggest me a good strategy and banks for it. Will try take cards which will be difficult for me normally.
  7. nikcomestotalk

    is Reuz.in good place to sell phone?

    I want to sell phone and searched for different site where I can sell my phone. Almost every site is giving less price and ReUz is giving higher price than others and for safety side they are providing invoice as well. They are very new site. Should I trust them?
  8. C

    What is your current credit mix you are maintaining and is this mix helping you to maintain a good credit score?

    Credit mix discussion
  9. J

    Need a suggestion for a good alternative credit card

    So I tried this Pixel Credit card and it doesn't look like the customer support is going to improve on this which is a shame because I really would have wanted to keep using the card as the value meets my needs especially since I can redeem the cashback earned and use it for other things via the...
  10. 54R4NG

    AMEX MR To Radisson Reward Points (1 MR = 3 RR) Good deal?

    I have vacation plans in near future and was checking how best can I use my AMEX MR points for my upcoming stay. The only options I see on hotel partners are Marriot Bonwoy and Radisson Rewards. I have seen some good properties on Radisson, however I do not see any option to pay with points (I...
  11. vaibhav111

    Looking for a good cheese powder recommendation!

    🧀 I’ve tried: 5:15PM Cheddar Cheese Seasoning Powder NatureVit Cheddar Cheese Powder Dunhill Desire Cheddar Cheese Powder & GreenFinity Cheddar Cheese Powder 250g I think these were decent, but the quantity felt less, and I’m not sure how good the taste really was. 🤔 I even tried making...
  12. saver-user

    HDFC Home Loan - Query & Discussion

    So, my loan got sanctioned with HDFC disbursement is pending. they are asking me to take a insurance from them. that is a concern but not the main one. my main concern is i have read some threads saying HDFC during contruction even after paying full emi (not selecting pre emi) doesnt reduce...
  13. TechnoFino

    RBI Lifts Ban on Kotak Mahindra Bank, Allows Issuance of New Credit Cards and Online Customer Onboarding

    The Reserve Bank of India (RBI) has lifted the restrictions imposed on Kotak Mahindra Bank, allowing it to resume issuing new credit cards and onboarding customers through online and mobile banking channels. The bank was directed to halt these services in April 2024 after the RBI identified...
  14. Das.N

    Help me Decide Good AC for my Home - Query & Discussion

    I am planning to install two ACsin my home before severe summer heat begins. Location: West Bengal Approximate Temperature During Summer: 40-46 degree Floor: 1st floor ( 3 storey building, Ac will be installed on middle floor) Direct sunlight falls in the side wall of the room For First AC 1...
  15. Dr.Anand456

    CIBIL Scoring Changes: Is Your Credit Score Still Good Enough?

    Hi everyone, I’ve noticed some new updates on CIBIL’s official website, which I want to share with you all. Recently, CIBIL has changed its scoring algorithm. Now, the way CIBIL scores are updated has been modified. A score between 748-764 is now considered average. A score between 765-777...
  16. anandkrgupta

    Please suggest good options for stay in Hong Kong using MB points? Is it worth to spend almost 50k rupees per night for a family of 4?

    Please suggest good options for stay in Hong Kong using MB points? Is it worth to spend almost 50k rupees per night for a family of 4?
  17. harsha1

    Suggest Good recent Smartphone Under ₹30k

    Kindly suggest good smartphone between 25k to 30k How prices compared to Dubi or uae, so to buy accordingly
  18. R

    "Non-linked non-participating individual savings life insurance plan" (Rel Nippon). How bad is it??

    Hello TF fam, During some deep diving discussions about long term investments one of my friends "confessed" that he has signed up for something that he deeply regrets doing now. No, it is not a ULIP but something like a ULIP that is not market linked. It is called Reliance Nippon Life Nishchit...
  19. Saiv

    Good News for Vi Users(Select Circles)

    Vodafone Idea Vi introduced Unlimited 4G Data for its Users in Andhra Pradesh Karnataka Madhya Pradesh Rajasthan Plans are ₹365 ₹649 ₹979. As they generation are late to 5G, i think they’re countering Jio’s Unlimited 5G Offers with this (not including Airtel Unlimited 5G coz we all know it’s...
  20. dvader

    [Surprising] Another good thing about RBL

    Hi, Did RBL had a leadership change??? I made a post last time about how RBL has a smooth and well documented CC network change process. Today going through emails, I found out the following, Once your credit card application is approved, the following documents are sent over email, 1...
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