hard inquiry

On December, I got a pre-qualified offer from IndiaLends, due to my financial illiteracy, I applied through their portal without reading and understanding their T&Cs. Now my concern is that if the inquiry done by IndiaLends is going to be reflected on my CIBIL, also if they can make any further...

Hi, In CIBIL, in the enquiries section we only see a one liner info about the hard enquiry made by the bank Eg <date> <bank_name> <enquiry_type> Likewise in Experian Bureau the same info is shown but with a little more details like purpose, query amount etc. I had a few questions related to...

I have been seeing many posts in which people are concerned about having one additional hard inquiry in their CIBIL report. But is it really something I should be fretting about? Now, I understand if you have more inquiries, especially in a short period of time, it shows you as a credit-hungry...