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I was talking to a friend the other day and he told me that he did not have a credit card. I know for a fact that this person does earn well and surely is eligible. He just did not want to take a credit card. I wanted to understand if there are more such folks and why do you not want a credit...

Received an SBI Card that I never opened the envelope, never activated, never used. Shouldnt it have been defunct? auto cancelled/ closed?

I upgraded my account from lite to advantage for ease my trip rupay platinum debit card. Account was upgraded but I never got option for emt dc when applying from bob world or net banking all I see visa and mastercard variant no rupay variant. Bank and customer care are helpless as usual...

I want open a salary account cause the perks are good zero balance, prequalified credit cards , loans etc but well here comes the issue axis, Hdfc, Indusind doesn’t want to open my salary account cause the company “doesn’t have tie up with us “ (the company i work for is my sister’s company) so...

I have received axis banks pre approved credit card offer and i went to apply axis atlas but the limit its showing there is just 20k and with that much limit. How do I increase the limit?

Have a plan to buy iPhone 16 in BBD ? What are the expectations of the price and how should I prepare myself to secure the best deal?

for the life of mine i can't remember what the passcode is, so i do remember old passcode not new and it 6 digit code and last 2 code it seem i don't remember i don't want to format and i have tried mutiple passcode already it on 5hr break, i know only way is to format and i have apple password...

i have seen 7.5% Kalyan discount for maximize.money but i don't know the term of using voucher. have anyone experience with the kalyan voucher for buying gold ?. maximize.money website also doesn't provide any rules and regulations clearly. if you have experience let me know .

Your oldest open credit account affects your credit score positively. For this and this purpose only which LTF CC will you consider most suitable for yourself and why? Non Branded preferred. 💳 Years ago I closed my 'fisrt CC' after only using it for 7-8 months. I have just started using my own...

Does BOI (Bank of India) has any 0 balance account variant apart from (BSBDA). Do the bank charge DC and SMS alert charges?

I’m exploring the idea of building more useful AI agents and would love your suggestions. Here’s what I currently have access to: Gemini Pro Perplexity Pro n8n What I’ve built so far: I set up a daily automation in n8n that posts to LinkedIn at 6PM. The post details (heading + topic) are...

Is there any benefit to upgrade my limit as of now is 85k. Is there any chances of limit upgrade after card upgrade.

i have never travelled in flights so far. many credit cards for me offering lounge access. what is the us how it will be useful? how to do benifited earlier using credit cards. some one says lounge is free if flight delays?

Hi I have an existing M4b credit card thanks to my magnus savings account. I want to get a M4b credit card for my wife as well as I reach the 2L group A capping for my reward points based on the spends I have. She doesn't work anymore so salary credit is not possible. 1. What will I need to...

I am attempting to redeem 20,000 reward points for an Amazon Pay voucher through Kotak Rewards. In the voucher category, Amazon vouchers are available in denominations of 5,000 and 10,000 rupees. I possess sufficient reward points to redeem for a 5,000 rupee voucher. I am applying a voucher of...

HI TF Community, Wish to know if there are any specific Mandatory Usage for all LTF card (any bank) atleast once a year(like once atleast in 365days) ? or Any specific conditions for swiping, to stop LTF cards getting Deactivated or closed etc ? Kindly share your valuable thoughts. Thanks !

Dear friends , i have some Give away vouchers and coupons unsed from paytm , flight booking, grocery online, flipkart, amazon, and etc.( prime,netflix,hotstar,parmeasy, or anythying) most of the coupons will expire within the months . Here we can share the coupons/vouchers , discounts...

1. buy gold from online ,sell it offline (Ajio and myntra ) No loss. 2. Get help of your friend working in petrol punk or any other shop to swipe use machine.(No loss) 3. use your rupay card and open merchant account in Paytm, phonepe and etc( in your family member name ) No loss only 350 for...

Not sure why or what it nean.. please help "Also, post reviewing your credit history with HDFC Bank, the credit limit will be transferred to your existing HDFC Bank credit card within 20 working days. However, limit reversal may not happen if declined due to policy evaluation." Shouldn't it be...

Having Adithya Birla health insurance,need to renew starting of next month. Payment link doesn't have Amazon Pay wallet option.. Does any other alternative method available to use Amazon pay balance??