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hdfc card

  1. N

    HDFC Card application experience

    I had an HDFC credit card around 2 years back, but I closed that. After that whenever I applied for any HDFC credit card, they rejected it almost instantly. I am not sure it's just coincidence or they just rejected me outright because of my previous closing of their card. Recently, they sent me...
  2. A

    Millennia Journey from Co-Branded Card to a Core HDFC Card.

    Why Your First HDFC Credit Card Should Always Be a Core Card Many first-time applicants unknowingly choose an HDFC co-branded credit card, often because it appears as a convenient, pre-approved offer on apps like Swiggy, Tata Neu, or Paytm. But what follows is a frustrating realisation...
  3. A

    Infinia Pre-Approved upgrade offer from DCB plastic to DCB Metal instead of Infinia. Should I take it?

    I recently used my DCB plastic to make payment for car purchase (~12L) hoping I will followup with them for the renewal based on the spend. However, yesterday, I got card-upgrade pre-approval message, hoping for the best, but turned out they are only offering me upgrade to DCB metal. My current...
  4. S

    Closed previous hdfc card for low limit 2 months ago . Applied for new card and approved but limit again almost same

    My previous hdfc tata neu card had limit of 10k so i closed it around 2 months ago . Applied again on 10th October and today I have received sms containing last 4 digit of cc so i login into hdfc my card and saw the limit which is 17k . Should I close this card too or wait for physical card ...
  5. S

    Offer Fulfilled! HDFC Card- conversion of swiggy to milennia possible?

    I am having HDFC swiggy card and wanted Milennia card. Is it possible for converting the same to milennia? I was holding HDFC Bizgrow previously and closed it 7-8 months back.
  6. S

    Marriot Bonvoy HDFC card, Income tax & milestones?

    As the title says, do income-tax payments count towards the milestones on this card? Thank you
  7. Dr. Hritaban

    Help me out with HDFC card upgrade!

    So, I have a LTF moneyback + credit card (which was actually my first CC ever) along with swiggy LTF and neu plus LTF. So, I have been getting the upgrade offer from HDFC to upgrade to Biz Grow FYF, which I obviously refused. But today amongst all the stupid upgrade messages and scam emails for...
  8. M

    is there a way to get hdfc card cvv online

    is there a way to get hdfc card cvv and expiry online ?
  9. E

    ✅ HDFC Credit Card Approved with Zero CIBIL & No Prior Relationship.

    🌟 Appreciation Post for HDFC Bank – A Great Start for First-Time Credit Card Applicants 💳 Why am I writing this post? When I decided to help my brother apply for an HDFC Bank credit card—with zero CIBIL score, no prior credit history, and no existing relationship with HDFC—I was genuinely...
  10. E

    HDFC card application Declined.

    I have applied HDFC credit card for family member as first time borrower. His credit score is NH. Provided all necessary income proofs while applying. All process was smooth. Biometric kyc within 2 days, physical verifications next day. But today card got declined. Reason they gave is full...
  11. Bart Simpson

    HDFC Credit Cards Need help with hdfc card closures suggestion

    I have an HDFC Millennia card with an annual fee, which I’ve been using for the last 2 years. Recently, I got the Swiggy LTF card. I requested to convert Millennia to LTF but it was rejected. Now I’m thinking of closing it and applying for the HDFC UPI RuPay card. Do you guys see any downside to...
  12. Kesav

    How to get HDFC Card upgrade?

    Currently I own a biz grow credit card with 50k limit, I am preferred customer for past 6 years, my net itr is less than 10L, but I have ODs with bank and do good transactions greater than 1 cr per year. I am not getting upgrade offers I am using since past 9 months.
  13. E

    HDFC card biometric kyc verification.

    Hello TF fam. I have applied hdfc CC for my brother on sunday via online portal. Choose offline biometric(unable for Vkyc as he lost pan. Duplicate pan is in process). How many days HDFC takes for biometric kyc verification?. Didn't receive any massage for that. Thanks. @TechnoFino @SSV...
  14. Batmanbaba

    Transfer of other hdfc card limit ( after closing)to pixel credit

    I hold three hdfc cards currently including hdfc pixel card.....I am intending of closing my other two cards I.e 1. MONEY back plus ...card is 5 years old...no le offered till date nor any upgrade offer 2. Swiggy cards...it's a paid card and since they have given ltf Swiggy lollipop....no use...
  15. irajnish

    Best way to apply for swiggy HDFC credit card

    Hi, When applying for HDFC Swiggy CC through the Swiggy app they are giving 12 months Swiggy One membership. And When applying through one of the HDFC bank links I am getting an offer which says 1500 swiggy voucher on applying . Which is the better way to apply overall? Given that I am an hdfc...
  16. Chill_Odia_Guy

    HDFC Credit Cards My HDFC card details compromised

    Shocker !!! Wtf Just saw two notifications today morning. Luckily international transactions were not enabled. What need to be done?? Note: It's a Lifetime free HDFC DCB Metal Card so worried about getting this blocked and getting a replaced with new card with Annual fees 😕
  17. Venom55

    Hdfc card upgrade suggestion

    Can anyone suggest me how can I upgrade my LTF HDFC Biz Grow to LTF DCP or LTF Millennia with CL of 1.2L
  18. itsme.sumit

    I rekted my cibil score accidently

    So i hold multiple hdfc credit card which all as a merged limit of 93k and i utilised almost all of it in april 2025 from hdfc moneyback plus and swiggy hdfc in 70-30% ratio. But at that same month i used my tata neu hdfc cc in dreamfolks for offer checking purpose as i was returning from delhi...
  19. A

    Devaluation HDFC Bank Credit Card Devaluation Effective From 1st July 2025

    HDFC Credit Cards to Implement New Charges on Rent, Wallet Loads, and Skill-Based Gaming from 1st July 2025: Link...
  20. NikhilG

    Swiggy account deactivated, how to apply swiggy hdfc card?

    So somehow it's been 5 years i can't really login swiggy with my primary number. It says account deactivated. Maybe the previous user of my number did something and they say they won't activate swiggy on my number. My problem is that Only way to apply for hdfc swiggy card is via offer on swiggy...
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