Hello all,
I am a new member of this community however I have been following the threads on this community since a long time.
I have an upcoming trip to Europe with family which may cost 10L+. Can you suggest the best way to maximize rewards on these spends?
I have the following cards in my...
Hey everyone,
I need to make an online payment of around $1,100 USD, and I’m trying to figure out which of my cards would be the most cost-effective. Here are my options:
HDFC Infinia – GVP enabled
SBI Cashback – Offers 5% cashback, but I’m unsure if it applies to international transactions...
With AIS (Annual Information Statement) tracking almost every financial transaction, there’s speculation that credit card reward points exceeding ₹50,000 in value will be taxable. If this happens, premium cardholders, especially those with super-premium cards, could face taxation on what was...
We are doomed. I can now see Gyftr is charging 3% + GST which comes to 3.54% in processing fees. God bless us
@SSV @TechnoFino @Vasuki @vaibhav111 @Wealth is my birth right! @drsel
So I did 2 transactions for the same merchant on 2 different days however for the 2nd transaction I didn't get any reward points allotted in the latest statement.
1st Transaction:
2nd Transaction:
If you see the 2nd transaction I got no rewards.
How do I raise this to HDFC Bank?
experts...
Hey everyone!
I wanted to share my journey of upgrading my credit card and let me tell you—it wasn't easy! I've been in current profession for over 10 years, but until May 2024, credit card rewards, points, and perks were just not on my radar. I was swiping my card without a second thought...
Hii everyone, I have recently received my Regalia Gold Credit card for LTF recently. I have managed to spend 6 lakhs in the past 4 months. Can complete that 7.5 Lakh mark in 6 months( One of the eligibility of Infinia).
My relation with HDFC:
1. 17.4 Lakh personal loan (20/60 EMI's paid so...
I recently upgraded to the Regalia Gold credit card but currently have a relatively low credit limit of 5 lakhs. Previously, my credit limit was increased from 1.94 lakhs to 5 lakhs on my Millennia card in June 2024. Over the past two months, I have spent approximately 4.4 lakhs on the new card...
I have been holding the Infinia credit card for the past 6 months after an upgrade from Dinners Black LTF. I wanted to check if there's any possibility to convert Infinia to LTF. From what I've gathered, it seems that the Infinia metal card is no longer being offered as LTF.
For context, my...
Never applied for a credit card with HDFC atleast for last 5 years. Been only trying to check if I'm pre-approved for Infinia. Saw this today randomly. Any idea what might have triggered this??
Last 2 months I am desperately checking for Infinia so I have done too many checks with PAN & OTP on...
Anyone here who went from Millennia to Infinia based on spends or ITR?
I have spends in last 6 months & ITR but not sure if bank will approve. Been fighting for quite sometime now they seem arrogant & not doing the upgrade.
Now you can get 70p per point for your DCB or Infinia by redeeming against Products & Vouchers like Amazon Pay etc.
Offer is valid from 31st July'24 to 2nd Aug'24.
Offer Link
Redeem your points from the links below
For Infinia Click Here and Login with your credentials.
For DCB Click Here...
Hey there everyone, Apologies for being a little new in this sector. My primary account has been HDFC for a considerable time, I also have Infinia Metal cc which is my primary card. But recently HDFC has done quite a few malpractices which makes me super hesitant to continue with them (Had my...
So I have big spends coming up starting this month. I currently hold Millenia with 5 lakhs CL. In the next 6 months I will spend close to 8 lakhs but for some of these spends if I use HDFC Millenia my utilisation will come close to 70% My current ITR is > 42 LPA. Should I go ahead and risk by...
HDFC offers a "2+1 Complimentary Night" promotion at participating hotels. However, after checking a few properties, I found that the total cost under this offer is almost the same as booking three nights directly through sites like MMT or Yatra. I've attached a screenshot of Welcomhotel at Port...
Hello! I am trying to activate my HDFC Infinia Priority Pass account on prioritypass.com, but I'm having trouble getting the digital pass. With my previous DCB card, I could easily access the digital Priority Pass after loggining in, but now I don't see that option at all.
Hi All,
New to this forum and need your expert ideas.
Currently hold Regalia with 7 digit credit limit. Had discussion with branch CC head who is ready to approve Infinia upgrade (according to him he is authorized to upgrade 2 CCs to Infinia per month) provided I show 7.5l spend on current CC...
Hello everyone,
I am sharing my journey of hdfc cards .
In year 2017 May, I applied for Regalia First as this was one of the mid segment card which was offering international lounge access even for add on cards through PP ( no spend tnc back then ). applied this card only for lounge access for...
Hello!
I wanted to understand what the Domestic Lounge Program offered by HDFC Bank for Infinia customers is. From what I understand, currently, the primary cardholder and the add-on members can avail unlimited lounge access globally using the Priority Pass. I also see that the primary...