hdfc regalia

Hi all, I was here last month enquiring about how to raise my Regalia Gold limit after roughly 6 months of use, I hold Regalia Gold, UPI Rupay (for instant discounts), Swiggy HDFC and recently got Tata Neu Infinity. On forcing HDFC multiple times and pushing via email they increased my limit...

Can anyone clarify that what will be the effective return if we buy vouchers from payzapp by regalia gold credit card? How to maximize the HDFC Regalia Gold cards return if we want to purchase vouchers?

Hi, I am planning to buy some gold jewellery of around 2 lakhs from Malabar Gold (because of they low making charges as compared to Tanishq). I am planning to use the Regalia Gold CC for this purpose but I couldn't find any information on if jewellery purchases qualify for rewards points. I also...

I had to spend 30K before 28th Sep to get 5000 smart buy voucher as milestone benefit and did transaction on flipkart on 26th Sep. The transaction date was 26th but it posted into statement as 28th Sep. Now that amount is showing in the next year benefit cycle and not in the previous year cycle...

I have both HDFC Regalia Gold and HDFC UPI Credit Card. I know that the credit limits of both the cards are shared and the Credit Limit of Regalia is also applicable for UPI Card. What I am NOT able to find anywhere is IF I spend "X" on HDFC UPI Card and "Y" on HDFC Regalia Gold card, will the...

Hi, I recently Recieved Regalia Gold card, but credit limit i received is only 1.5L, I am holding other card with 15L limits & draw 2.3L salary Per month, I sent my salary slips, ITR files to increase limit, but no luck, Now I have used 75K out of 150K which means more than 50% credit...

Last month i got preapproved offer from HDFC for DCP card . but i did not take it I wanted regalia . I want an upgrade going forward . Recently closed my magnus card . I have 60K salary and 400k savings in my account . I usually save 90-95% of salary . What are my chances of regalia gold

Recently got an LTF upgrade from Regalia to Regalia Gold.... I have APay ICICI and Flipkart Axis cards that give 1% on offline spends. But was wondering if using the regalia gold would be better for offline spends from now with the rewards conversion. Kindly throw some light. Also got Priority...

Comparison between HDFC Regalia & Regalia Gold Credit Cards: FeaturesHDFC Regalia Credit CardHDFC Regalia Gold Credit Card Annual Fee₹2,500 + GST (waived on spending ₹3 lakhs annually)₹2,500 + GST (waived on spending ₹3 lakhs annually) Welcome Benefits2,500 Reward PointsComplimentary Club...

I have a home loan with HDFC Bank. On enquiring for possible eligibility for CCs, the representative suggested HDFC Regalia Activ CC. This card is specific for home loan customers. The points structure seems quite similar to that of HDFC Regalia Gold. Has anyone on the forum used this card? If...

I have received an message from HDFC Bank for coupon worth 500. But when I'm trying to claim the amount it's asking for credit card validation by paying 1rs. Since I never did this before I'm getting some doubts can someone clarify if it's fake or genuine one

I got upgraded from Regalia First (LTF) to Regalia Gold (FYF) earlier this year (March'24), have spent close to 2 lakhs as of June I emailed bank if there is a chance for Infinia, which obviously they declined and on the same email I requested if they could "atleast" convert my card to LTF and...

I have been trying for a HDFC credit card since last 2-3 years probably but was unable to get it. This time I got approved for HDFC Regalia (not Gold variant) for annual fees of Rs. 2500/-. I am fine with the annual fees but I am unhappy with the benefits that I can get from it. For example I...

I recently got LTF upgrade to Regalia Gold. The Welcome benefits of Club Vistara Silver Tire & MMT Black are unlocked only if I spend 1L in the first 90 days of activation. I do not foresee any major spending from my end in the Shopping or Travel categories. The only major places I will be able...

Hello, Accumulated close to 40K points in Regalia, What would be the best choice to redeem them, is it KF Airlines or should I plan to upgrade to Regalia Gold where we have multiple partners to redeem? Thank you

Hi. I want to pay my HDFC Regalia Visa credit card bill using UPI id payment request method. Is it possible to be done? The UPI id will be of my friend and it's linked to normal bank account. Not any Rupay UPI credit card. ( I am paying SCAPIA credit card bill using this method as they have the...

will HDFC bank issue Regalia Gold/ Millenia when Regalia/ Regalia First expire? Anyone with similar experience? My RM (whom I dont trust) told me it will be renewed as per existing card only My card is valid till June 2024

currently i am an HDFC classic banking customer and as i know a classic banking user is eligible for premium credit cards so Being an HDFC classic banking user, can i directly apply fo Regalia/Business Regalia credit card ? Is there any way to get pre approved offer of Regalia/regalia business...

I have a payment of Hdfc Life Insurance Of 40K I have hdfc business regalia credit card so what is the best way to maximize returns.

I have HDFC Regalia from 3 years, Now Regalia Gold also available, and one more variant also available , if I am not wrong that was Regalia first. What is the difference of features between these 3? I am having LTF regalia, should I go for other variant, if they are superior and LTF available.