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hdfc regalia gold

  1. rsharma12345

    Best card for Insurance Premium Payement

    Hi All, Thanks in advance for your assistance. I have a Tata AIA insurance premium payment of over ₹50,000 coming up. Below are the credit cards I hold, could you please help me select the best one for this payment? IDFC Wealth Credit Card HDFC Regalia Gold Credit Card IndusInd Legend Credit...
  2. L

    Regalia Gold Rewards Points capping for 5k per month.

    hi, I was planning to buy electronic items from reliance digital. I wanted to know how many point I would earn if I spend a Lakh in Reliance Digital with 5X. I sent a mail seeking details for HDFC. There is a cap of 5k per month for 5x points spendings. So, even if we spend a lakh, we will get...
  3. crednoob

    HDFC Regalia Gold Payzapp & Rewards Maximize

    Can anyone clarify that what will be the effective return if we buy vouchers from payzapp by regalia gold credit card? How to maximize the HDFC Regalia Gold cards return if we want to purchase vouchers?
  4. S

    HDFC Regalia Gold for gold purchase

    Hi, I am planning to buy some gold jewellery of around 2 lakhs from Malabar Gold (because of they low making charges as compared to Tanishq). I am planning to use the Regalia Gold CC for this purpose but I couldn't find any information on if jewellery purchases qualify for rewards points. I also...
  5. fradela

    Is Life Time Free AU Bank Vetta Credit Card worth?

    AU Bank offered me a Life Time Free AU Bank Vetta Credit Card offer. Shall I take this card? Is it really worth? Which variant Shoud I go? VISA or RuPay I have already HDFC Regalia Gold Life Time Free card. Which one is best in terms of rewards and benefits?
  6. msd07

    Regalia Gold HDFC Regalia Gold - Milestone benefit issue

    I had to spend 30K before 28th Sep to get 5000 smart buy voucher as milestone benefit and did transaction on flipkart on 26th Sep. The transaction date was 26th but it posted into statement as 28th Sep. Now that amount is showing in the next year benefit cycle and not in the previous year cycle...
  7. C

    HDFC Regalia Gold and HDFC Rupay UPI Spend Limit Information

    I have both HDFC Regalia Gold and HDFC UPI Credit Card. I know that the credit limits of both the cards are shared and the Credit Limit of Regalia is also applicable for UPI Card. What I am NOT able to find anywhere is IF I spend "X" on HDFC UPI Card and "Y" on HDFC Regalia Gold card, will the...
  8. lone_warrior_ind

    HDFC Regalia Gold Credit Limit

    Hi, I recently Recieved Regalia Gold card, but credit limit i received is only 1.5L, I am holding other card with 15L limits & draw 2.3L salary Per month, I sent my salary slips, ITR files to increase limit, but no luck, Now I have used 75K out of 150K which means more than 50% credit...
  9. Gvutukuri7

    HDFC Regalia Gold Offer Chances

    Last month i got preapproved offer from HDFC for DCP card . but i did not take it I wanted regalia . I want an upgrade going forward . Recently closed my magnus card . I have 60K salary and 400k savings in my account . I usually save 90-95% of salary . What are my chances of regalia gold
  10. Venky61

    Is HDFC Regalia Gold good for offline spends?

    Recently got an LTF upgrade from Regalia to Regalia Gold.... I have APay ICICI and Flipkart Axis cards that give 1% on offline spends. But was wondering if using the regalia gold would be better for offline spends from now with the rewards conversion. Kindly throw some light. Also got Priority...
  11. Anindya98

    Regalia Gold Regalia or Regalia Gold which one to take?

    Comparison between HDFC Regalia & Regalia Gold Credit Cards: FeaturesHDFC Regalia Credit CardHDFC Regalia Gold Credit Card Annual Fee₹2,500 + GST (waived on spending ₹3 lakhs annually)₹2,500 + GST (waived on spending ₹3 lakhs annually) Welcome Benefits2,500 Reward PointsComplimentary Club...
  12. sharma

    Cashback for HDFC regalia gold usage for April may month

    I have received an message from HDFC Bank for coupon worth 500. But when I'm trying to claim the amount it's asking for credit card validation by paying 1rs. Since I never did this before I'm getting some doubts can someone clarify if it's fake or genuine one
  13. K

    Regalia Gold Upgrade from HDFC Regalia Gold to DCB

    I got upgraded from Regalia First (LTF) to Regalia Gold (FYF) earlier this year (March'24), have spent close to 2 lakhs as of June I emailed bank if there is a chance for Infinia, which obviously they declined and on the same email I requested if they could "atleast" convert my card to LTF and...
  14. financewizard

    Spending Options for HDFC Regalia Gold Welcome Benefits

    I recently got LTF upgrade to Regalia Gold. The Welcome benefits of Club Vistara Silver Tire & MMT Black are unlocked only if I spend 1L in the first 90 days of activation. I do not foresee any major spending from my end in the Shopping or Travel categories. The only major places I will be able...
  15. DEEP_RAY

    Regalia Gold Regalia GOLD LTF Upgrade

    Today while checking CC upgrade option on HDFC netbanking then found Regalia Gold upgrade offer worth Rs.0 Annual charge. Is it really LTF ? Earlier same option was coming but with Rs.2500. Don't know if they will charge or not !
  16. S U D O

    Regalia Gold HDFC is offering upgrade from Millenia to Regalia Gold LTF.

    Hi HDFC is offering LTF upgrade to Regalia Gold credit card on my existing Millenia Card. My Millenia is also LTF and has limit of 3.46L Should I consider taking the offer or is it better to stay on Millenia ? What are your suggestions?
  17. S

    Quarterly milestone reward not given in regalia gold

    I have made certain spends which were done on March 30 & 31 . However, these were not considered for quarterly milestone reward. What shall be the steps to get quarterly milestone reward and ensure correct calculation. Also that the benefits page says spend for quarter not says settlement for...
  18. rohan_vk

    HDFC New Card

    I already have HDFC BANK Millennia credit card (LTF) (1.54 lacs limit) AND Tata Neu Infinity Card(LTF). I want to apply for Regalia Gold on Card to Card basis. If I cancel my Millennia Card then will I be able to apply for Regalia Gold Card to Card basis(using 5.3 lacs limit) without closing...
  19. I

    How to upgrade Millennia to Regalia Gold LTF?

    I have shifted to Amex Gold and MRCC so I am not using my Millennia LTF. Want to upgrade to Regalia Gold LTF for lounge access. I almost fulfill the salary criteria (miss by a few thousands) but the RM or Grievance Refressal says they need 2-3L spends on Millennia for upgrade and that too will...
  20. rsyed

    HDFC Regalia LTF to Regalia Gold LTF (Converted Paid Into LTF))

    Mine was HDFC Regalia LTF and got offer to upgrade to HDFC Regalia Gold paid... Too many emails, msgs and WhatsApp msgs also... Just thought to check through HDFC MyCards and found HDFC Technical error and due to this, it was not showing LTF however renewal fee is 0 then immediately took the...
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