Best credit card combo:
Tata neu infinity Credit Card (LTF/1500₹):
1.5% on upi (1% on tata neu + 0.5% on card)
5% on utility (bills)
10% on tata products (including flights, jewellery, zudio etc)
5-10% on gift card can be bought from tata neu
Amazon: 6-7%,
flipkart : 5%
Myntra : 9%
Zepto : 7%...