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icici bank

  1. NishantK

    Why is ICICI Bank reducing Credit Limits?

    I have 3 cards from ICICI. Apay, platinum, coral. Suddenly limit on my Apay card was reduced to 20000 from 70000. Today Limit on my other cards have been reduced to 20000 from 80000. I don't understand what's the issue...never ever made a late payment still this...what can be done to resolve it?
  2. L

    Can a cibil hit from ICICI bank be reverted ?

    I recently by mistake forgot to pay a credit card due , but the moment i got an alert via email/sms - I paid it immediately. But nearly 60 points dropped stating that i missed 1 payment. Recently did late payment after receiving email notifications about the miss of payment, I called upon my...
  3. raghav_mri

    Does Yes Bank & ICICI Bank Provide Pre-Approved CCs for Users under 21?

    I am currently 19 years old and I currently hold the CCs of Axis(Pre-Approved), HDFC(Pre-Approved) & Amex(IDK how I got it tho). I plan to open a Yes Bank Savings account for pre-approved CCs, Do they offer Pre-approved CCs for users under 21? has anyone experienced the same? Also, I have an...
  4. Sathishmani

    Devaluation ICICI Bank credit - Change in Terms and Conditions

    annual fee for add-on cards an annual fee of ₹199 will be charged for each add-on card on its anniversary. this fee will apply to all existing add-on cards with no spend-based waivers available. updated late payment fees you will be charged up to ₹1,300 in late payment fees for outstanding...
  5. Saiv

    Icici Bank weird Survey Request

    I received a WhatsApp message from official ICICI chat bot asking for feedback, so clicked, to my surprise, it’s not feedback about icici & it’s services. Its a survey that to non banking non financial related it’s about Media Preferences. Like do you watch tv, what channels, at what time how...
  6. M

    NEED JUSTICE for Money Lost from my Savings Account due to Careless ness by ICICI Bank

    Mail Regarding : ICICI= E015315586 : Re: 0011RaKJ40UGADDE:Query /Savings Account/Others/434101509962 Your reply is not acceptable, You are not at all suitable for Customer Support .You are only suitable to have the Name “ anti-customers supporters”. I had said that you had passed an auto...
  7. TechnoFino

    ICICI Bank Times Black Credit Card Launched - Full Details & Review

    Hey TFCians, ICICI Bank is soon launching its top-tier super-premium credit card: the ICICI Bank Times Black Credit Card. Expected launch time: Mid December 2024 Fees: Joining Fee: Rs. 20,000 + GST Annual Fee: Rs. 20,000 + GST Interestingly, ICICI mentions a "1st-year fee" of Rs. 20,000 +...
  8. J

    ICICI Bank Credit Card Limit Enhance issue

    My ICICI Credit Card limit is only 1,00,000 since last two years After my salary revision, I sent them documents but they denied and quoted the following "Limit on your credit card is enhanced recently, Hence, we regret our inability to increase your credit limit at this point of time as the...
  9. theflash

    ICICI Bank CIBIL overdue

    ICICI Bank reported an overdue to my CIBIL. They reported due of ₹27 any chance to get it recovered? Points down by 60... It was a geniune mistake, never received bill payment reminder and didn't notice the amount being not paid. Bill Generation: 20th September Bill Due date : 8th October...
  10. SHUB11

    ICICI Bank Shappiro Credit Card Is it Worth Applying?

    Dear Members, Sorry for opening a new thread, I am sure this query must have been discussed in the past. I am being offered a LTF ICICI Sapphiro credit card. Post the devaluation only offer I find value is BMS. OTher than that is it worth applying? Or it will be just another card in the clutter?
  11. jambusar91

    ICICI Bank Savings Account Opening

    I visited the ICICI Bank branch to open a savings account but was informed by the staff that my account could not be opened due to the lack of a source of income. I would appreciate clarification on the requirements for opening a savings account.
  12. cardio_guy

    Close ICICI bank account through iMobile app; No need of physical forms or branch visit

    You can close ICICI bank account online, no need to go to branch and submit physical forms. In iMobile app, go to Services > Account Services > Account Closure. You also need to enter an account number and detail where your balance amount or interest needs to be transferred. (Not yet tried on...
  13. TechnoFino

    Devaluation ICICI Bank Credit Cards Huge Devaluation Effective from 15th November 2024

    Now it's ICICI Bank's turn—they've joined the 2024 devaluation party. Here’s a simplified breakdown of the changes: Utility & Insurance Capping: You will continue to earn reward points for utility and insurance spends up to Rs. 80,000 at the current earn rate on Rubyx and higher variant...
  14. mayanksomaiyaa

    Upcoming changes in ICICI Bank from 15 th November

    Spa benefit discontinued.
  15. C

    Experience with ICICI bank

    I just had an absolute horror show with my ICICI bank application process. I have been a long time user of many credit cards including Amazon pay ICICI carda nd I recently applied for a core ICICI bank card which was rejected readily. Later in the day, I got a call from the ICICI bank team...
  16. srikanthdusa

    Loan Deduction Account

    I have a personal loan in HDFC. Monthly EMI getting deducted from my ICICI saving account. I want to know if i can change the deducting account to other bank. Thanks.
  17. I

    Amazon Pay ICICI Bank Credit Card Limit Increase Offer

    Amazon Pay ICICI Bank Credit Card Give Me Limit Increase Offer Current Limit 2.30L New Limit 2.50L less than 10% increase offee should I take or Leave it
  18. arup gayen

    ICICI Bank Second Credit card

    Recently I got a Amazon pay credit card. Now I want a second ICICI Bank credit card Coral or platinum, mainly to get discount offers on Flipkart. When can I request for the same??
  19. J

    ICICI Bank revises lounge access rules on certain debit cards

    ICICI Bank has announced a change in the airport lounge access rules for some of its debit cards, effective October 1, 2024. Under the new guidelines, cardholders can enjoy two complimentary airport lounge visits per quarter by meeting a spending requirement of Rs 10,000 in the preceding...
  20. J

    Received Compensation from ICICI Bank for Late refunding for failed UPI Transactions

    It was a concern regarding a failed UPI transaction of 100₹ made using my ICICI Rupay Credit Card on September 14, 2023. I sent one email on October 7, 2023 because my refund was delayed and Then after my mail, they refunded 100₹ on October 8, 2023, after 24 days. As per RBI guidelines...
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