icici bank

My application is in pending status for last 4 days. Is this the correct way to apply for Emerald Metal? I am in T2 city and most likely my RM/CC agent won’t have an idea of credit cards. So he took my Aadhar, PAN and payslips and then applied. But still the application says pending documents...

Just like last year, ICICI Bank is once again engaging in what many consider an unethical practice—and for me, it’s nothing short of a scam—with certain credit card customers. ICICI Bank recently promoted the ICICI Bank Adani Signature Credit Card as First Year Free (FYF) under a limited-time...

1. Hi, How and when is the home loan interest changes for ICICI bank? RBI has decreased the repo rate twice however the loan interest has not changed yet for me for the last repo changes. 2. Does it reduce the tenure or it reduces the EMI amount?

ICICI Bank has decided to discontinue the PayLater Facility effective May 08, 2025 11:59 P.M. IST. It was a good Facility for beginners in Credit records.

ICICI Bank has once again devalued its iShop portal—this time by introducing a 2.5% processing fee on the purchase of Amazon Pay vouchers and a few other gift cards. This marks the second devaluation in just two months, and unfortunately, it reflects the growing reputation of ICICI Bank for...

I have made many post in technofino so far regarding my issue. So now I am telling all the issues in this post. On 25th March 2025 i submitted all the documents to open regular savings account with 10K monthly average balance. My all verifications including home address, pan , aadhar ...

ICICI Bank called me, offering a lifetime free upgrade to their Sapphiro Credit Card. But after getting the card, I found out: ❌ It wasn’t lifetime free—they misled me about fees. ❌ They issued a new card instead of an upgrade, risking my CIBIL score. ❌ The ₹1,000 Tata Cliq voucher they promised...

Hey everyone, I’ve heard somewhere that ICICI Bank might issue credit cards to 18-year-olds if applied for offline at a branch. However, I’m not sure about the exact requirements. Does anyone have experience with this? Would they issue a credit card based on income, an existing relationship...

My Experience with ICICI Bank Over the past few years, I’ve had multiple interactions with ICICI Bank, including their branches, staff, and customer care. Despite being the largest private bank in India, I’ve found their processes, standards, and policies to be inconsistent and sometimes...

Looking for ICICI complaint matrix. Please share

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ICICI has released limit enhancement offer for a lot of people today. Check yours in iMobile app in credit cards -> manage cards -> manage credit limit option. Check for each card in case you have multiple cards. I myself got a LE of 1.1L today through iMobile app. Credit/Got to know first from:

I already have ICICI Amazon pay card with a limit of 1.3L , I want to apply for Adani one signature card. My query is when I apply for the card from adani one website, does the card gets issued as a floater instantly or I have to do completely new verification of submitting income docs and...

We all know that when something seems "too good to be true," it usually doesn’t last long. We’ve seen this happen multiple times with other credit card-issuing banks, and now ICICI Bank has joined the list. ICICI initially thrilled credit card enthusiasts by launching the iShop portal...

My account got freeze due to debit and credit transaction (excessively) Were google pay merchants is the real culprit who settled the transaction instantly while it set “daily settlement” option Branch employees say it is block by npci and only they can unblock and don’t thinking they are...

Hi Everyone, I’m facing an issue with ICICI Bank regarding MAB (Minimum Average Balance) penalty deductions, and I’d appreciate any help or suggestions from the community. Here’s what happened: My account had a balance of ₹ 0.28 since December 2024, which was deducted on 7th February 2025...

I recently got my ICICI Bank times black credit card and wanted to check the reward portal(not iShop) but since the day I got my card it shows can not open reward portal, though it works fine for Coral and apay Anyone else facing the same, if yes is there any resolution to this?

Is the locker rent free for ICICI wealth account holders? My branch says it's chargeable but I read somewhere as free. Any idea

Hello everyone, I wanted to share my experience with ICICI Bank regarding an issue with the Emeralde Credit Card offer I received and seek advice on how to proceed. In December 2024, I received an offer in the iMobile app for the ICICI Emeralde Credit Card as Lifetime Free (LTF). I was shocked...

Hi All, My wife fell to the victim of a cyber crime for 20 lakhs by availing 20 lakhs instant loan. The incident happened on Aug 2024 and I have raised a complaint to the cyber crime brank and FIR is also issued for the same. after waiting for 90 days, the bank (ICICI) informed...