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idfc bank wealth

  1. Anindya98

    Important: IDFC Revised Charges for Non-Maintenance of AMB starting 1st January 2025

    Greetings from IDFC FIRST Bank. We are reaching out to inform you of upcoming changes to the charges associated with non-maintenance of the required Average Monthly Balance (AMB) in your Savings Account. Details of upcoming changes Non-Maintenance of AMB: Effective 1st January 2025, a fixed...
  2. Hell_Kitty

    Need inputs on which HNI Banking Account to choose?

    Confused between which savings account to choose? Mainly looking for cashback on credit card payments with few extra perks IndusInd Select IndusInd Exclusive IndusInd Pioneer IDFC First Select IDFC First Wealth IDFC First Private (aukat to nhi hai for 1cr savings rakhne ka but can try if its...
  3. EnthuCC

    After upgrading to IDFC Wealth for how long do I need to maintain the balance?

    After upgrading my bank account from Select to Wealth I was asked by my then RM to maintain the 10L balance for at least 3 months. I was already maintaining the required balance for 3 months before that. So it's almost 6 months now. When can I withdraw my fund? And after withdrawing what are...
  4. Anindya98

    IDFC Family Banking for First Select/Wealth/Private Customers

    I am sharing my history with IDFC: (WOW Card) May 2023 only this was available -> SB Account 25KMAB Joint July 2023 (Secondary Holder) -> SB Account 25KMAB Joint October 2023 (Primary) -> Applied Via CashKaro got IDFC Millenia/Classic without docs via C2C (Selected Millenia 1.38L)-> SB Account...
  5. S

    IDFC Wealth / Select Bank account not possible anymore with IP

    Last Month I have enquired IDFC branch near me about Select/ Wealth program. They told me they need 3L/ 10L respectively. And then I negotiated for Wealth account with 5 Lakh IP. And today when I went to the same branch to create Wealth account with 5 Lakh IP, They told me that very recently...
  6. A

    Seeking Advice: Should I File an RBI Ombudsman Complaint for IDFC Wealth Account Upgrade?

    Hi everyone, I'm seeking advice on a frustrating situation with IDFC Bank. Five months ago, an executive promised me an upgrade to an IDFC Wealth Account variant if I maintained a 5 lakh balance in my savings account, which we discussed and I have recorded. Despite assurances, this upgrade has...
  7. rrsji

    help me with IDFC credit card on C2C basis

    Hey folks, I recently applied for an IDFC credit card as I want to use it for the railway lounge at Varanasi and New Delhi. It doesn't matter which variant I get, I get same issue. Currently, I have the Apay (VISA), ICICI Sapphiro (MC/Amex), SBI Elite (VISA), and SBI Simplyclick (VISA) credit...
  8. cc_dc_explorer

    Free Locker Facilities

    Is there any bank or banking programme that offers genuine locker facilities for free... ? I have opened wealth account in IDFC recently. I requested for locker facility. But the bankers are saying lockers are not available and occupied already. I checked with couple of branches but still the...
  9. P

    Loan rates for SELECT and WEALTH savings account

    I would like to know if anyone who has a privilege account with IDFC (SELECT / WEALTH / PRIVATE) has enquired about their interest rate for a car loan / home loan. In the welcome letter their have mentioned "preferential rates" for all loans, but I don't know anyone who has taken the loans. I...
  10. EnthuCC

    IDFC Select to Wealth upgrade

    Hi, I have IDFC savings bank account under Select banking program. I learned in this forum that if one can deposit 10L+ in savings account then it can be upgraded to Wealth account. Can anyone tell me for how long one needs to deposit 10L+ fund to get eligible for the upgrade for existing...
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