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idfc first

  1. H

    IDFC FIRST Bank Credit Card: Important Updates

    We would like to inform you that some of the features and terms of your Credit Card will undergo changes with effect from 20th Feb 2025: 1. Education Fee Payments via Third-Party Platforms: • A 1% fee (minimum ₹249) will apply to education fee payments made through third-party platforms such as...
  2. T

    Important Update regarding your IDFC FIRST Bank Credit Card(s) terms & conditions

    1.Statement Date and Payment Due Date: •Statement date will be revised to 20th of each month for FIRST Millennia, FIRST Wealth and FIRST SWYP Credit Cards. •The payment due date continues to be 15 days from the statement date. 2.Education Fee Payments via Third-Party Platforms...
  3. Dr.Anand456

    Devaluation IDFC FIRST Bank Credit Card Devaluation Review: Key Changes Effective February 20, 2025

    IDFC FIRST Bank recently announced updates to their credit card features and terms. These changes will take effect from February 20, 2025. Below is a detailed yet simplified review of the updates to help users understand the impact: 1. Statement Date & Payment Due Date New Statement Date...
  4. Mr. X

    Devaluation IDFC FIRST Bank Credit Card Update (Devaluation) - Railway Lounge, Add On Cards Fees

    We would like to inform you that some of the features and terms of your Credit Card will undergo changes with effect from 20™ Feb 2025: Statement Date and Payment Due Date: For IDFC FIRST Millennia, FIRST Wealth, and FIRST SWYP Credit Cards, the statement date will be revised to 20* of each...
  5. Captain Levi

    Does this mean I shall get the card ?

  6. D

    Offer Fulfilled! Received IDFC First Select with New Design

    I received the newly refreshed IDFC Select Card today, material is still the same old but the character model are embossed with a plastic film, looks great.
  7. bhavyakjain

    IDFC First Wealth account Non-Maintainence of AMB

    Hello I am considering opening idfc first wealth account with IF as required. I am planning to get wealth debit card and once that I will withdraw the funds My queries: 1. Will they downgrade my account after sometime, will it 10k or 25k ? 2. Will they downgrade my DC ? 3. Will there be any...
  8. psmangat5

    5,000 extra reward points on min. spends of ₹10,000 with your IDFC FIRST Bank Credit Card.

    Offer Details: Offer: Earn up to 5,000 extra reward points on min. spends of ₹10,000 with your IDFC FIRST Bank Credit Card. Offer Period: 29th to 31st December 2024 Introduction 1. The offer is made solely and entirely by IDFC FIRST BANK Limited (“Bank”) to the Bank’s Credit Card holders...
  9. R

    Comparison: IDFC First Digital Rupay Credit Card vs. ICICI Coral Rupay Credit Card

    Hello everyone, I currently have both the IDFC First Digital Rupay Credit Card and the ICICI Coral Rupay Credit Card, and I am trying to decide which one is better to use. Here are the details: IDFC First Digital Card Linked to my IDFC Wealth card. Annual fee: ₹199 + GST. ICICI Coral Rupay...
  10. L

    IDFC Mayura: Hidden Utility Charges on "Zero Forex" Card for international txn

    Recently, I made an international purchase of about 50,000 INR in USD on an e-commerce website using my IDFC First Bank Mayura credit card. I chose this card specifically for its advertised zero forex fees. However, I was shocked to discover an unexpected 1% utility charge and 99 INR IGST on my...
  11. K

    IDFC First Bank Credited Less Interest On Savings Account

    I noticed that IDFC First Bank credited less interest to my savings account this month compared to the previous one, even though I didn’t make any transactions and my balance remained the same or higher. After escalating the issue, they credited some extra interest also gave an 500Rs amazon...
  12. A

    Flat 2% cashback on IDFC first bank RuPay Credit card UPI spend (User Specific)

    Flat 2% cashback on IDFC first bank RuPay Credit card UPI spend (User Specific): Offer valid till 31th Dec, 2024. Earn Flat Rs1000 on total spend Rs50,000 or above. Check your email, sms or notification history.
  13. Hell_Kitty

    HDFC vs IDFC First for faster DD transfer

    I have a DD to be submitted to the bank and would need the amount to be transferred to my account within 1-2 days. DD is from IndusInd and I have account with both HDFC & IDFC First. Anyone here went through the process and got faster service?
  14. MVC

    IDFC First Credit Card 10% Cashback Upto 3000 at participating stores in select Malls

    Hi All, IDFC First Bank Credit Card Holders can get 10% Cash-back up to 3000 on minimum cumulative spends of 7500 at participating stores in select Malls. Offer Period: 11th Oct’24 to 11th Jan’25 CONSOLIDATED MALL LOCATION LIST : VR Mall - Surat Axis Mall - Kolkata Avani Mall - Kolkata Nexus...
  15. Pissant

    RM messed up and upgraded the wrong account to IDFC First Select

    I used to have a Salary account with IDFC First but I stopped using it a couple of months ago. Last week I went to my local branch to open a Savings account and deposited 3lk cheque to make it IDFC Select. I found out today that instead of upgrading the newly opened Savings account to Select...
  16. TechnoFino

    IDFC First Bank Account Debit Freeze & Total Freeze Issue

    A few people on the TF Community have posted threads about their IDFC First Bank accounts being placed under debit freeze or total freeze for minor reasons. Many others have commented on these threads, sharing that they too have faced similar issues, and that their issues have not been resolved...
  17. maynigam

    Is it possible to get IDFC first Wealth account as a zero balance account?

    Hey guys. I wanted to open a idfc first wealth account but I want it to be a zero balance account. Is that possible? I enquired with the branch but they said 25k mab. When I search online, i get many links for online application. Please guide.
  18. sahil1033

    [Query] Is IDFC First Bank upgrade from Wealth to Private banking possible with 25L-30L MAB/AMB ??

    I've 2 accounts under IDFC First Bank Wealth banking and have cumulative funds of around Rs. 32L - 33L. Is it possible to negotiate with RM and get it upgraded to Private banking with such MAB? Any chance if I touch Rs. 50L cumulative balance across both the accounts to get the upgrade (however...
  19. trixter

    Online transactions decline issue in IDFC First Ashwa credit card

    Sorry I am in a hurry so keeping this short. Will update with more details later. So since 15+ days all online transactions are getting declined in my idfc ashwa credit card. I tried calling and raising issue multiple times and everytime the executive said either try again in 24 hours and...
  20. ayush0010

    Closing IDFC First Vistara Card

    I was thinking to close the card, but have been charged renewal fees now. Statement is yet to be generated. Does IDFC allow card closure with fees being already posted? And if they do, will anything happen to the milestone vouchers that were credited to my Club Vistara account. Will they remain...
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