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idfc first bank

  1. rajdeep

    IDFC First bank loan approved: I am not the customer ever

    Just received a message saying dear customer a new two wheeler loan idxxxxx was approved. Following which I have received a CIBIl enquiry message. I was never a customer of IDFC first bank nor have ever applied for their products. Better solutions to do?
  2. Piyush Yadav

    How to get IDFC FIRST BANK LIC SELECT credit card ❓ ❓

    Hello guys 👋 Currently I'm using IDFC FIRST BANK two credit card 1= IDFC FIRST MILLENIA (45,000(16,month) 2= IDFC FIRST POWER PLUS HP (45,000 shared limit with millennia) (recent February 2025) Also holding indusind Bank credit card of limit (1,00,00) Age of all cards= 1 year 6 month My...
  3. I

    (repost) IDFC First Bank SB - India's fastest account closure time!

    Reposting as somone flagged the Salesforce link (site . com) shared by the bank in the previous thread I decided to close my IDFC Wealth account after a series of bad experiences. Here are a few things that I discovered: - unlike most banks in India, branch visit is not necessary - account...
  4. Rkaur

    IDFC first bank fraud

    Hello guys I'm new to this forum And id like yall help on this one issue about idfc first bank fraud this started 2019 when suddenly amount of about 2000 was debited by idfc first bank as I was really confused I asked the customer support they said it's done by idfc bank I should contact them...
  5. Sinatra

    Banking experience with IDFC FIRST Bank.

    UPDATE: 01/Feb/2025 - see post #18. Wanted to reflect our latest experience with this IDFC FIRST Bank, so that others can take an informed decision and avoid banking with this unprofessional bank. One of my family member wanted a bank for saving and investment purpose and was massively...
  6. aam.aadmi

    Enjoy 100% cashback up to ₹250 on the next spend with your IDFC FIRST Bank Credit Card

    Hi Customer, We miss having you around! So, here's something special, just for you!🎉 Enjoy 100% cashback up to ₹250 on the next spend with your IDFC FIRST Bank Credit Card 💳 Hurry! Don't wait! Limited period offer, valid from 1st to 31st January 2025 only. Know more Always you FIRST IDFC...
  7. H

    IDFC FIRST Bank Credit Card: Important Updates

    We would like to inform you that some of the features and terms of your Credit Card will undergo changes with effect from 20th Feb 2025: 1. Education Fee Payments via Third-Party Platforms: • A 1% fee (minimum ₹249) will apply to education fee payments made through third-party platforms such as...
  8. X

    Important Update regarding your IDFC FIRST Bank Credit Card(s) terms & conditions

    1.Statement Date and Payment Due Date: •Statement date will be revised to 20th of each month for FIRST Millennia, FIRST Wealth and FIRST SWYP Credit Cards. •The payment due date continues to be 15 days from the statement date. 2.Education Fee Payments via Third-Party Platforms...
  9. Dr.Anand456

    Devaluation IDFC FIRST Bank Credit Card Devaluation Review: Key Changes Effective February 20, 2025

    IDFC FIRST Bank recently announced updates to their credit card features and terms. These changes will take effect from February 20, 2025. Below is a detailed yet simplified review of the updates to help users understand the impact: 1. Statement Date & Payment Due Date New Statement Date...
  10. Mr. X

    Devaluation IDFC FIRST Bank Credit Card Update (Devaluation) - Railway Lounge, Add On Cards Fees

    We would like to inform you that some of the features and terms of your Credit Card will undergo changes with effect from 20™ Feb 2025: Statement Date and Payment Due Date: For IDFC FIRST Millennia, FIRST Wealth, and FIRST SWYP Credit Cards, the statement date will be revised to 20* of each...
  11. Accounts&Cards

    15% off IDFC flight & hotel discount offer till 31st Jan

    IDFC has added flight and hotel bookings in the app. And running some good discounts. Pricing is lower than all others and then added discounts is a very good deal. Platform is basic with limited features but what matters is money. Flight Discount of 15% Hotel Discount of 20%
  12. psmangat5

    5,000 extra reward points on min. spends of ₹10,000 with your IDFC FIRST Bank Credit Card.

    Offer Details: Offer: Earn up to 5,000 extra reward points on min. spends of ₹10,000 with your IDFC FIRST Bank Credit Card. Offer Period: 29th to 31st December 2024 Introduction 1. The offer is made solely and entirely by IDFC FIRST BANK Limited (“Bank”) to the Bank’s Credit Card holders...
  13. A

    RBI Ombudsman complaint success story - 50K compensation

    Hello all, Sharing here the instance where i got a compensation of 50K from Idfc first bank for credit card misselling. Here is the timeline -- I needed the Wealth Credit Card as it was being issued LTF. I tried applying for it three times in the first half of the year, but I had no luck. I...
  14. L

    IDFC Mayura: Hidden Utility Charges on "Zero Forex" Card for International txns

    Recently, I made an international purchase of about 50,000 INR in USD on an e-commerce website using my IDFC First Bank Mayura credit card. I chose this card specifically for its advertised zero forex fees. However, I was shocked to discover an unexpected 1% utility charge and 99 INR IGST on my...
  15. K

    IDFC First Bank Credited Less Interest On Savings Account

    I noticed that IDFC First Bank credited less interest to my savings account this month compared to the previous one, even though I didn’t make any transactions and my balance remained the same or higher. After escalating the issue, they credited some extra interest also gave an 500Rs amazon...
  16. A

    Flat 2% cashback on IDFC first bank RuPay Credit card UPI spend (User Specific)

    Flat 2% cashback on IDFC first bank RuPay Credit card UPI spend (User Specific): Offer valid till 31th Dec, 2024. Earn Flat Rs1000 on total spend Rs50,000 or above. Check your email, sms or notification history.
  17. H

    Help with cash back math (IDFC debit card vs HDFC debit card)

    I am looking to compare HDFC's platinum DC and IDFC first wealth (https://www.firstrewards.com/user/earn) HDFC = 1% up to Rs. 750 IDFC First Wealth = 4x points for Rs. 150 upto Rs. 50,000 10x points for Rs. 100 above Rs. 50,000 1 Reward Points = ₹0.25 Redemption fee of Rs. 99 I want to know...
  18. TechnoFino

    IDFC First Bank Account Debit Freeze & Total Freeze Issue

    A few people on the TF Community have posted threads about their IDFC First Bank accounts being placed under debit freeze or total freeze for minor reasons. Many others have commented on these threads, sharing that they too have faced similar issues, and that their issues have not been resolved...
  19. sahil1033

    [Query] Is IDFC First Bank upgrade from Wealth to Private banking possible with 25L-30L MAB/AMB ??

    I've 2 accounts under IDFC First Bank Wealth banking and have cumulative funds of around Rs. 32L - 33L. Is it possible to negotiate with RM and get it upgraded to Private banking with such MAB? Any chance if I touch Rs. 50L cumulative balance across both the accounts to get the upgrade (however...
  20. TechnoFino

    IDFC First Bank is Not Following RBI Guidelines

    Hello TFCians, Recently, I applied for the IDFC First Mayura Credit Card just for review purposes, as this card is not value for money, as I mentioned in my review article. I only planned to hold it for the first year. I've written a detailed review of this product, which you can check here...
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