So, the day has finally arrived.
IDFC FIRST Bank has officially informed customers that effective from 1st January 2026, there will be no more reward points on any debit card spends - whether online, offline, or on any platform.
This update applies across all variants - Wealth, Private, and...
Over the past two weeks, I’ve faced one of the most frustrating and unprofessional experiences ever with IDFC FIRST Bank regarding my loan application.
At the time of applying, I was promised by IDFC representatives that the entire process would be completed within 4 days (as they had taken...
In my IDFC First bank savings account, i am the primary account holder and my wife is the secondary account holder. I want to convert my wife account as primary account and my account as secondary account. Is it possible and what is the procedure. Thanks
Recently, the IDFC First Bank debit card became a hot topic in the rewards community. The reason? It had one of the most lucrative reward systems in force. Customers quickly discovered new ways to maximize these rewards across different types of payments.
In particular, many in the credit card...
Here goes my full story of the RBIO grievance and compensation.
1. I have been trying to get an IDFC First Credit Card since the end of 2023. Everytime, after filling details like emloyment details and C2C details (tried both with and without), the application displayed an error message 'Sorry...
Disclaimer: Took help from ChatGPT to frame this message, But this is my personal experience.
As we all received email from IDFC FIRST BANK on 17 Jan 2025.
Regarding the fees for Add on cards, The bank had initially stated:
1. For all Add-On Cards created on or after 20th February 2025, a...
FeatureWealth Credit CardPower+ Credit Card
Base Earn10 RP/₹150 (on reaching ₹20,000 monthly spend)3 RP/₹150 (no milestone required)
Bonus Reward Points on Hotel Bookings+50 RP/₹150+50 RP/₹150
Bonus Reward Points on Flight Bookings+20 RP/₹150+30 RP/₹150
Total Earn on Hotel Bookings60...
I opened wealth account with IDFC First Bank recently with IF of 12lac
As per their mobile app, my average monthly balance was 10.72lac,
They credited interest of Rs 3735, and as per their different slabs as per screenshot expected interest should be Rs 4851.67
The difference is Rs 1117...
Hi all,I just received a message from IDFC FIRST Bank that I wasn’t expecting, and I’m a bit confused about it. The message reads:"Dear MR. ADARSH KUMAR SI: we have registered your KYC details with Central KYC Registry vide No towards your Application number xxxx7071 applied for RC with IDFC...
My mother has had the IDFC First Bank Classic Credit Card for almost 3 years now. Two days ago it was cancelled citing, 'Card Closure due to CIBIL checks'. She has never missed a payment nor has she had any delinquencies or any other abnormalities in her Credit report, which is more than a...
Hey everyone!
I recently got an interesting offer from IDFC First Bank, and I’d love to get your thoughts and experiences.
Since I already have a credit card with them, they’re offering me a Zero balance AMB savings account but only if I set up auto-pay for my credit card from this new...
Last year, I posted about a similar issue when IDFC First Bank issued notices to several customers, stating that their reward points for an entire financial year would be purged. You can read that post here...
Till last month I was paying my credit card bills through first tap via PhonePe. Today when I tried to make a payment the payment got failed. When checking the website / mobile app, i cannot find the listed anywhere in my account. Has IDFC blocked/ removed that Rupay card from my account? I did...
Exciting news for IDFC FIRST Bank Debit cardholders!
The bank has revamped its rewards experience, moving it to the IDFC FIRST Mobile Banking App ONLY option.
Now, you can redeem your reward points with a refreshed interface and new redemption options.
Screenshot Attached below!
🔹 How to...
SBI Card and IDFC First Bank have notified their customers that Vistara co-branded credit cards will not receive any renewal benefits or spend-based milestone benefits if the card renewal date is on or after April 1, 2025.
In such cases, no annual fee will be charged. However, if your card...
While paying my CC bill from my mother's IDFC First Bank savings account against 250 RPs for first bill payment of the month benefit, I found that you can no longer edit the registered mobile number.
So, now, no more recharging your CC bill from others' IDFC First Bank savings account for this...
Just received a message saying dear customer a new two wheeler loan idxxxxx was approved. Following which I have received a CIBIl enquiry message.
I was never a customer of IDFC first bank nor have ever applied for their products.
Better solutions to do?
Hello guys 👋
Currently I'm using IDFC FIRST BANK two credit card
1= IDFC FIRST MILLENIA (45,000(16,month)
2= IDFC FIRST POWER PLUS HP (45,000 shared limit with millennia) (recent February 2025)
Also holding indusind Bank credit card of limit (1,00,00)
Age of all cards= 1 year 6 month
My...
Reposting as somone flagged the Salesforce link (site . com) shared by the bank in the previous thread
I decided to close my IDFC Wealth account after a series of bad experiences.
Here are a few things that I discovered:
- unlike most banks in India, branch visit is not necessary
- account...