Hi everyone,
I currently have a DCB Plastic LTF, and I'm in discussions with HDFC regarding an Infinia Metal. The options on the table are:
FYF (First Year Free)
Regular First Year (with fee waiver conditions)
Paid variant
I would prefer not to upgrade my existing DCB LTF but instead get...
Hey everyone,
I wanted to share an update on my credit card journey and get some fresh inputs. I’m primarily not looking for cashback cards; my main goal is to accumulate reward points that I can transfer for hotels or airlines. Additionally, I’d like a card with good lounge access (both...
american express platinum charge
amex platinum
axis magnus
credit card
dcb metal
icici emeralde private credit card
infiniametal
premium
super premium
super premium credit cards
Hello all,
I am a new member of this community however I have been following the threads on this community since a long time.
I have an upcoming trip to Europe with family which may cost 10L+. Can you suggest the best way to maximize rewards on these spends?
I have the following cards in my...
After ICICI emeralde private metal has announced 36% valueback against 33% of Infinia , should one think of switching to ICICI ecosystem now ? I already have infinia and eligible for emeralde private metal
For people who dont know about this new announcement, More details about 36% valueback on...
Hi everyone. Just wanted to share my journey to getting 2 Infinia Metal credit cards.
I started my first job (placed on campus) in October 2020 and applied for the regalia credit card as my salary was less than the requirement for diners black card at that time(1.75LPM). The regalia was...
Hi Everyone,
First of all A Very Happy New Year to all the forum members and anyone who stumbles across any of these threads.
I am going to list out my credit card power user journey that I've started in 2024, and how I've become, IMO, a power user who'll be going places.
I've got these new...
We are doomed. I can now see Gyftr is charging 3% + GST which comes to 3.54% in processing fees. God bless us
@SSV @TechnoFino @Vasuki @vaibhav111 @Wealth is my birth right! @drsel
So I did 2 transactions for the same merchant on 2 different days however for the 2nd transaction I didn't get any reward points allotted in the latest statement.
1st Transaction:
2nd Transaction:
If you see the 2nd transaction I got no rewards.
How do I raise this to HDFC Bank?
experts...
The Toyota dealership agreed for credit card payment of 200000 at zero extra charges.
Made this payment with HDFC Infinia.
Please share your experiences if the dealership agreed for credit card payment at zero extra charge.
Hi everyone. Even though I am new in posting, I have been following this community for around a month now. I am wishing to have an Infinia Metal Card or a Magnus Burgundy Card. I have been an HDFC customer for more than10 years but am still stuck on Regalia Gold. Currently upgraded to Imperia...
Hi Guys,
Hope all are doing good.
So basically my credit card Journey starts 3 years ago with HDFC Times Credit Card with the limit of Rs 30000.
● As at that time, i only have one card (HDFC Times), all my spends were done on it
● After 6 months, i got an upgrade offer from Times to...
Do we have Mastercard infinia card?? My card was upgraded today. Card was not dispatched yet. I can see an update in my app.
My previous post - https://www.technofino.in/community/threads/have-a-regalia-gold-with-11-28l-chances-for-upgrade-to-infinia.26561/
Hey everyone!
I wanted to share my journey of upgrading my credit card and let me tell you—it wasn't easy! I've been in current profession for over 10 years, but until May 2024, credit card rewards, points, and perks were just not on my radar. I was swiping my card without a second thought...
I hold two FD'S from axis bank with 6 lakhs and 3 lakhs . I am thinking to move them to HDFC . Also i hold salary account in HDFC From Feb 2024 around (60k) i Almost save 80% of it currently hold some savings as well. can I get best Cards from HDFC ?
I was holding hdfc regalia ltf since 2015 but almost never used it except lounge access. Also, no other relationship with hdfc till date. Applied for dcb ltf under alumni offer (now discontinued) in Nov 2023 and got the same as the upgrade from regalia. Same spends with dcb, minimally used it in...
Hello Friends,
I already have Axis Magnus for Burgundy LTF as my daily use card.
I fortunately came across some good contact in HDFC Bank, so far I have zero relationship with HDFC Bank except Millennia CC, he promised on opening saving account and just doing FD of 30 lacs, he will 100% be...
Spends around 7-8 lakhs per year, mostly online, primarily on amazon and flipkart. Other major expenses are school fees. Also, I don't travel much, take flights may be once in a year. Will it make sense to upgrade dcb plastic ltf to infinia metal FYF given the fee waiver threshold is 10 lakhs...