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infinia upgrade

  1. L

    Did I screw up my Infinia upgrade chance?

    I had a credit limit of ₹8,26,000 on my HDFC Bank cards (HDFC Diners and Tata Neo Infinity). Recently, while applying for the Pixel credit card through their app, I was prompted to transfer credit limit from an existing card. I selected the Tata Neo card for the transfer, not realizing that the...
  2. vishp

    Infinia Upgrade Addon Doubt

    I am yet to receive the Infinia card. HDFC and mycards app show both DCB and Infinia. DCB points have been transferred to Infinia. I had two DCB addons. Infinia addon numbers are generated but they are shown under DCB Card option in both hdfc and mycards app. In total, I see 4 addons under DCB...
  3. alphapiper

    Infinia Need help with Infinia upgrade

    Portfolio: I am holding 2 HDFC credit cards, Diners (LTF) and Tata Neu Infinity (LTF) with a limit of 12L on both. Spends: I have spends of over 9L in the last 3 months on my Tata Neu Infinity card. I don't usually have such high spends, these were done on jewellery. Diners spends aren't much...
  4. vishp

    My Infinia Journey - Jan'25 - Zero CCs to Infinia within a year

    Today, I finally got the much-awaited Infinia Metal Card! When I reflect on the past year, it has been quite a learning journey. Last year, at this time, I had zero credit cards. I had been working for 8 years but was never interested in credit cards. My basic lounge access was covered by the...
  5. P

    Infinia Query Regarding HDFC Infinia Upgrade

    Hi Friends, I currently have Regalia Gold credit card and I want to get upgraded to Infinia Credit card. 1. I have credit limit of 12.3 lakhs in my Regalia Gold credit card. 2. I have spent more than 8 lakhs in last 6 months 3. I have greater than 3 lakhs Net salary credited in HDFC salary...
  6. vishp

    Infinia Infinia Upgrade Request Case Registered Confusion

    Hi Team, I had sent the Infinia Upgrade request yesterday to Priority Redressal. Received an sms and email today saying "Dear Customer, Greetings from HDFC Bank. Your query/concern Card Upgrade Assistance has been registered under Case Reference No...Revert back by 13-01-2025.." I have still...
  7. vishp

    Infinia Will the current month be considered for last 6 months Spend Criteria?

    Hi everyone, I have completed the spend criteria for Infinia upgrade through multiple spendings in December. My Bill is going to be generated at end of month. When we put the mail for Infinia upgrade request, do they check the previous 6 months spending, leaving the current month or they...
  8. Yugi

    Infinia Upgrade Journey Nov 2024

    Hi Everyone, Background Salary: Little less than 2L per month Job: In private MNC has salary account tie-up with HDFC AMB: around 1L Salary Account: HDFC Account Type: Preferred CL: 8.69L (recently increased from 7.9L) Cards with HDFC: DCB LTF, Tata Neu Infinity Paid, Rupay Virtual LTF...
  9. Hell_Kitty

    Infinia My Credit Card Upgrade Journey - From Ignorance to Infinia Metal

    Hey everyone! I wanted to share my journey of upgrading my credit card and let me tell you—it wasn't easy! I've been in current profession for over 10 years, but until May 2024, credit card rewards, points, and perks were just not on my radar. I was swiping my card without a second thought...
  10. Hell_Kitty

    Swiggy LTF targeted campaign?

    Should I opt for this offer? Im getting Infinia in another 3 weeks.
  11. Hell_Kitty

    Infinia FYF Reward Points Query

    So for the 1st year free Infinia do we get the welcome reward points or don't?
  12. Hell_Kitty

    Seeking Advice on Strategies to Increase My HDFC Credit Limit

    I recently upgraded to the Regalia Gold credit card but currently have a relatively low credit limit of 5 lakhs. Previously, my credit limit was increased from 1.94 lakhs to 5 lakhs on my Millennia card in June 2024. Over the past two months, I have spent approximately 4.4 lakhs on the new card...
  13. Hell_Kitty

    Anyone know why I'm getting this?

    Never applied for a credit card with HDFC atleast for last 5 years. Been only trying to check if I'm pre-approved for Infinia. Saw this today randomly. Any idea what might have triggered this?? Last 2 months I am desperately checking for Infinia so I have done too many checks with PAN & OTP on...
  14. Hell_Kitty

    Is B....u R...a the only Customer Service Manager for HDFC PNO

    Everytime I write email to HDFC Grievance for Infinia Upgrade I get replies from only one person with exact same content. Any hacks?? Been fedup n planning to close entire relationship with HDFC.
  15. Hell_Kitty

    Anyone here with Millennia to Infinia ??

    Anyone here who went from Millennia to Infinia based on spends or ITR? I have spends in last 6 months & ITR but not sure if bank will approve. Been fighting for quite sometime now they seem arrogant & not doing the upgrade.
  16. cc_dc_explorer

    HDFC maximum no of cards per category. Is it a good deal to get an upgrade from DCP(LTF) to Infinia(charged)?

    I had a long talk with my virtual RM today in HDFC. I was asking for a free upgrade to Infinia. I currently hold Diners club privilege CC LTF. I was told that I can only have 1 CORE card (PRIMARY) and 2 (SECONDARY) and some Rupay cards. Is it true? I then asked if it is possible to get the...
  17. C

    Infinia Target Infinia : Should I take Regalia GOLD LTF offer now

    I have Regalia LTF with 8L+ limit, and now I am getting pre-approved LTF offer to upgrade to Regalia Gold (confirmed with CC Support). Should I take upgrade offer for let it pass. My aim is to get Infinia LTF. Salary : little less than min limit for consideration Spends : Max it goes to 4L on CC...
  18. Hell_Kitty

    Path to Infinia via Credit Utilisation > 50%?

    So I have big spends coming up starting this month. I currently hold Millenia with 5 lakhs CL. In the next 6 months I will spend close to 8 lakhs but for some of these spends if I use HDFC Millenia my utilisation will come close to 70% My current ITR is > 42 LPA. Should I go ahead and risk by...
  19. K

    Infinia Infinia upgrade journey from Diners Club Rewardz

    Hi All, Just wanted to share my journey over the years with HDFC credit cards and eventually getting Infinia Metal as it might be helpful for others who might be in a similar pursuit. May 2016 - First relationship of any sorts with HDFC in the form of HDFC Diners Club Rewardz CC [Now...
  20. L

    Paying Income Tax using CC to hit spend criteria for Infinia

    Is it a viable option to pay the income tax of me and my family members to hit the 7.5L spends criteria required for Infinia? I have a regalia gold with a limit of over 8L. Right now, I am short 2L and by the time I have to pay the taxes it will be about 3.5L. Will this be an issue for HDFC...
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