infinia upgrade

Hi Everyone, Background Salary: Little less than 2L per month Job: In private MNC has salary account tie-up with HDFC AMB: around 1L Salary Account: HDFC Account Type: Preferred CL: 8.69L (recently increased from 7.9L) Cards with HDFC: DCB LTF, Tata Neu Infinity Paid, Rupay Virtual LTF...

Hey everyone! I wanted to share my journey of upgrading my credit card and let me tell you—it wasn't easy! I've been in current profession for over 10 years, but until May 2024, credit card rewards, points, and perks were just not on my radar. I was swiping my card without a second thought...

Should I opt for this offer? Im getting Infinia in another 3 weeks.

So for the 1st year free Infinia do we get the welcome reward points or don't?

I recently upgraded to the Regalia Gold credit card but currently have a relatively low credit limit of 5 lakhs. Previously, my credit limit was increased from 1.94 lakhs to 5 lakhs on my Millennia card in June 2024. Over the past two months, I have spent approximately 4.4 lakhs on the new card...

Never applied for a credit card with HDFC atleast for last 5 years. Been only trying to check if I'm pre-approved for Infinia. Saw this today randomly. Any idea what might have triggered this?? Last 2 months I am desperately checking for Infinia so I have done too many checks with PAN & OTP on...

Everytime I write email to HDFC Grievance for Infinia Upgrade I get replies from only one person with exact same content. Any hacks?? Been fedup n planning to close entire relationship with HDFC.

Anyone here who went from Millennia to Infinia based on spends or ITR? I have spends in last 6 months & ITR but not sure if bank will approve. Been fighting for quite sometime now they seem arrogant & not doing the upgrade.

I had a long talk with my virtual RM today in HDFC. I was asking for a free upgrade to Infinia. I currently hold Diners club privilege CC LTF. I was told that I can only have 1 CORE card (PRIMARY) and 2 (SECONDARY) and some Rupay cards. Is it true? I then asked if it is possible to get the...

I have Regalia LTF with 8L+ limit, and now I am getting pre-approved LTF offer to upgrade to Regalia Gold (confirmed with CC Support). Should I take upgrade offer for let it pass. My aim is to get Infinia LTF. Salary : little less than min limit for consideration Spends : Max it goes to 4L on CC...

So I have big spends coming up starting this month. I currently hold Millenia with 5 lakhs CL. In the next 6 months I will spend close to 8 lakhs but for some of these spends if I use HDFC Millenia my utilisation will come close to 70% My current ITR is > 42 LPA. Should I go ahead and risk by...

Hi All, Just wanted to share my journey over the years with HDFC credit cards and eventually getting Infinia Metal as it might be helpful for others who might be in a similar pursuit. May 2016 - First relationship of any sorts with HDFC in the form of HDFC Diners Club Rewardz CC [Now...

Is it a viable option to pay the income tax of me and my family members to hit the 7.5L spends criteria required for Infinia? I have a regalia gold with a limit of over 8L. Right now, I am short 2L and by the time I have to pay the taxes it will be about 3.5L. Will this be an issue for HDFC...

I got an upgrade offer on my Regalia LTF credit card which had a limit of 10L in Aug 2023. Regalia history: I got regalia LTF in Feb 2018 with a credit limit of 3L. After receiving multiple credit limit increase offers it reached the peak of 15L in Q4 of 2022. I got this split into 10L and 5L...

Hi All, New to this forum and need your expert ideas. Currently hold Regalia with 7 digit credit limit. Had discussion with branch CC head who is ready to approve Infinia upgrade (according to him he is authorized to upgrade 2 CCs to Infinia per month) provided I show 7.5l spend on current CC...

Hello, HDFC has just offered me a DC Biz Black Metal CC (first year free), So is there any way i can ask them for an upgrade to infinia?? I currently hold a Business Regalia with a seven digit limit on it.