interest

I have to pay home loan emi every month. My salary credit date and my emi deduction date has a gap of almost 12-15 days. Can I invest 1 lakh for these many days? All the ideas are welcome. Any alternative will be helpful as well. Thanks in advance! 🙏

Hi Guys, I need some suggestions. My brother took an add-on credit card under my name but didn’t pay his bill on time, resulting in 27 late payments. Eventually, he settled the outstanding amount through a settlement. Later, I realized I was listed as an authorized user on that card, and now...

My Spouse(F) having home loan with her mother at SBI branch from last 3 years. Initial interest was 6.9% due to various offers like women only, first property and cibil . the interest rate got increased to 9.3. But after latest repo rate reduction , it is still at 9.05. As per some information...

I’ve been using Axis Bank credit cards for 7 years without any major issues—until now. This time, I got slapped with an insane charge for a tiny mistake. On 22nd Jan 2025, my credit card statement was generated with a total due of ₹96,769.50. I made a payment of ₹95,000 on 24th Jan, missing...

Made a transacrion on Amazon using DCB CC. Pay in full was not giving any discount while 6 month EMI was getting 10% off. How to cancel EMI now to avoid paying charges and interest? Transaction date: 03/03/2025 (today). Thanks in advance.

Just received an email from IDFC, and I have to say - I’m pleasantly surprised. They have upgraded my monthly interest rate from 2.33% p.m. to just 0.71% p.m., effective 15th March 2025 for my Wealth Credit Card. To put this into perspective, this is way lower than most personal loan rates I’ve...

RBI has cut repo rate by 25 bps. Source:- https://www.moneycontrol.com/news/business/rbi-cuts-repo-rate-by-25-basis-points-announces-new-rbi-governor-sanjay-malhotra-12933114.html Just wanted to know how and when will this affect the current ongoing home loans. How much time it takes to...

https://fortune.com/article/congress-bill-would-cap-credit-card-interest-rates/ Sen Josh Hawley(R) and Sen Bernie Sanders(D) have bought a bill to cap credit card interest rates at 10% including all finance and penalty fees and no other charges can be levied to bypass this CAP. If passed, it...

After this decrease in interest rate and devaluation of signature+ dc due to removal of other debit card option from abi unipay, what's the use of having account in this bank

Yesterday, my IDFC Power+ Credit Card's January statement arrived, and to my shock, it included INTEREST CHARGED! I was stunned as after all, I had paid the entire bill on time. But then it hit me as last month, I had a gut feeling that something about my approach might backfire. At the time, it...

Type minimum interest rates on all kinds of loan with bank name. These rates will be as per 1-1-2025. We will try to update it on 1st week of every quater. Little extra information Woll also be helpful as in margin money and cibil requirement .

Source: https://www.ndtvprofit.com/business/supreme-court-strikes-down-interest-rate-cap-credit-cards TLDR: In 2008, the National Consumer Disputes Redressal Commission had ruled that banks cannot charge interest rates over and above 30% from credit card holders that fail to make their...

I noticed that IDFC First Bank credited less interest to my savings account this month compared to the previous one, even though I didn’t make any transactions and my balance remained the same or higher. After escalating the issue, they credited some extra interest also gave an 500Rs amazon...

Currently Smallcase shows 5 options for making FDs: 1. North East Small Finance Bank 2. Suryoday Small Finance Bank 3. Utkarsh Small Finance Bank 4. Shivalik Small Finance Bank 5. South Indian Bank Smallcase says that the deposit in each bank is insured upto Rs. 5 lakhs by DICGC. Is it safe to...

Got the recent SC Smart Card Statement.. AS from Statement Very Clear that I had paid all the due of the last statement Even Got a credit of refund from IRCTC but still charged with some unknown Purchase Interest Charge.. What kind of charges are these ?? Any Idea

I'm considering investing in a 12-month Fixed Deposit with Ujjivan Small Finance Bank, which offers an interest rate of 8.25%. Has anyone invested with them before? What were your experiences?

My mothet in law deceased on july month, fd booked for 10 years from apil, interest pay out quarterly, deceased claim settled with 1% penalty when asked informed that as ineterst pay out quaterly so this was adjusted please give clarity on this else i am deceived wil go to ombudmen as there...

hi can anyone suggest bank account for 5lac funding with good interest on balance, helps qualify for future credit cards also?

Has any one received EPF interest credit for the year 2023-24?

I would like to put a RD for short term (maximum for a year) in my mom's name who is a senior citizen. I would like to know which bank or NBFC gives the highest interest rates for the same and how I can open an RD with them. Thanks in advance for your help.