interest

Source: https://www.ndtvprofit.com/business/supreme-court-strikes-down-interest-rate-cap-credit-cards TLDR: In 2008, the National Consumer Disputes Redressal Commission had ruled that banks cannot charge interest rates over and above 30% from credit card holders that fail to make their...

I noticed that IDFC First Bank credited less interest to my savings account this month compared to the previous one, even though I didn’t make any transactions and my balance remained the same or higher. After escalating the issue, they credited some extra interest also gave an 500Rs amazon...

Currently Smallcase shows 5 options for making FDs: 1. North East Small Finance Bank 2. Suryoday Small Finance Bank 3. Utkarsh Small Finance Bank 4. Shivalik Small Finance Bank 5. South Indian Bank Smallcase says that the deposit in each bank is insured upto Rs. 5 lakhs by DICGC. Is it safe to...

Got the recent SC Smart Card Statement.. AS from Statement Very Clear that I had paid all the due of the last statement Even Got a credit of refund from IRCTC but still charged with some unknown Purchase Interest Charge.. What kind of charges are these ?? Any Idea

I'm considering investing in a 12-month Fixed Deposit with Ujjivan Small Finance Bank, which offers an interest rate of 8.25%. Has anyone invested with them before? What were your experiences?

My mothet in law deceased on july month, fd booked for 10 years from apil, interest pay out quarterly, deceased claim settled with 1% penalty when asked informed that as ineterst pay out quaterly so this was adjusted please give clarity on this else i am deceived wil go to ombudmen as there...

hi can anyone suggest bank account for 5lac funding with good interest on balance, helps qualify for future credit cards also?

Has any one received EPF interest credit for the year 2023-24?

I would like to put a RD for short term (maximum for a year) in my mom's name who is a senior citizen. I would like to know which bank or NBFC gives the highest interest rates for the same and how I can open an RD with them. Thanks in advance for your help.

Hi, sorry for the newbie question. I am maintaining FD of 1 lakh each at five different banks. Is the TDS on FD interest income(40000/year) calculated per each bank or across all bank FD combined? In case of interest above TDS threshold, at which bank should I submit the form 15 G for non...

Dear members, Background: In Dec '22 I got Paisabazar FD Step Up Rupay CC by SBM bank. 1 yr later in Dec '23 received an SMS that it has been closed due to non-usage. Looked up the RBI rule on it and learnt bank must inform customer 30 days prior and give opportunity to respond before...