interest

I’m trying to understand what other borrowers are being charged for CC limits under the Mudra scheme. If you have taken a Mudra CC loan, please share: Your interest rate Bank/NBFC name Loan amount Any additional charges (processing, renewal, etc.) Just trying to compare . Thanks!

I filed ITRU last year in may 2024 but my ca miscalculated the interest and paid around 70k less..this month it is processed and I have received a whooping demand of 1.3L wherein I see interest was calculated till nov 2025 ..as per the ITRU official document, it clearly says "Where the taxes are...

So, I have a FD that will mature in this December. Lets say the interest is 25k and principal is 1L. So will TDS be deducted by SBI for this FD while crediting to account? TDS Calculator shows 10% will be deducted. Do I need to submit any form?

I had missed some mails from different banks regarding their change in policy regarding the interest charged on the balance amount. Initially the interest charged was on the outstanding amount after partial payment but now I have come to know that if you pay MAD or even 90% of the total amount...

It happened again. SC just charged me debit interest and purchase interest for not paying debit interest. I was in a call with them for 40mins. They take full ownership of the blunder with pride but not able to solve problem saying it will be automatically reversed. My bill has been generated...

Ok. So I know withdrawal is free on my card and if I pay the balance off the moment I withdraw it will set off and wont charge interest as I have done it in past. However currently I have 27k negative excess balance. If I withdraw 27k, then Ideally I shouldn't be charged interest as I am...

Hello, I understand that bank deducts 10 percent tds on fd interest if its more than 40k per year. But does that mean, if I also have my sa with same bank and already accumulated more than 40 k in interest that year I'm not eligible to have that 40k waiver limit?

Which Savings Account gives highest Interest Rate for a deposits up to 1L in 2025?

This month one more bank moved towards monthly interest to be credited for savings account like IDFC, that's our RBL bank. They calculate interest on your daily balance( balance at the end of day) and will credit it monthly. Now according to what I understand the balance next month would also...

As we got an intimation that from may 1 rbl moving to monthly interest payout so that means for April month interest to be paid on may 1, Did anybody receive? Also any clarification, if they don't pay the month then on 1 June will they pay for April and may together?

I opened wealth account with IDFC First Bank recently with IF of 12lac As per their mobile app, my average monthly balance was 10.72lac, They credited interest of Rs 3735, and as per their different slabs as per screenshot expected interest should be Rs 4851.67 The difference is Rs 1117...

I kept getting calls saying 5.5 % interest with OD account which sound unbeleivable . Almost accepted, then they told me for 30 lakh OD i need a policy payment of 1.95 lakhs a year for 12 years. policy will mature in 20 years and od will stay until then. The above terms is accetable for me ...

I'm trying to decide between a decent savings account with a high interest rate(playing out with slabs to see which bank starts giving their max internet rate within lowest slab) vs creating bank fds and foregoing flexibility but getting extra roi. This is in regard of parking several lakh, but...

I was going through the transactions of Axis Ace card and saw that there was a Interest Credit transaction of ₹4 in the April statement. Does anyone know what kind of transaction is this? I have never seen credit cards getting Interest Credited by having negative due balances.

1. Hi, How and when is the home loan interest changes for ICICI bank? RBI has decreased the repo rate twice however the loan interest has not changed yet for me for the last repo changes. 2. Does it reduce the tenure or it reduces the EMI amount?

I have to pay home loan emi every month. My salary credit date and my emi deduction date has a gap of almost 12-15 days. Can I invest 1 lakh for these many days? All the ideas are welcome. Any alternative will be helpful as well. Thanks in advance! 🙏

Hi Guys, I need some suggestions. My brother took an add-on credit card under my name but didn’t pay his bill on time, resulting in 27 late payments. Eventually, he settled the outstanding amount through a settlement. Later, I realized I was listed as an authorized user on that card, and now...

My Spouse(F) having home loan with her mother at SBI branch from last 3 years. Initial interest was 6.9% due to various offers like women only, first property and cibil . the interest rate got increased to 9.3. But after latest repo rate reduction , it is still at 9.05. As per some information...

I’ve been using Axis Bank credit cards for 7 years without any major issues—until now. This time, I got slapped with an insane charge for a tiny mistake. On 22nd Jan 2025, my credit card statement was generated with a total due of ₹96,769.50. I made a payment of ₹95,000 on 24th Jan, missing...

Made a transacrion on Amazon using DCB CC. Pay in full was not giving any discount while 6 month EMI was getting 10% off. How to cancel EMI now to avoid paying charges and interest? Transaction date: 03/03/2025 (today). Thanks in advance.