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interest rate

  1. Sathishmani

    Devaluation ICICI Bank credit - Change in Terms and Conditions

    annual fee for add-on cards an annual fee of ₹199 will be charged for each add-on card on its anniversary. this fee will apply to all existing add-on cards with no spend-based waivers available. updated late payment fees you will be charged up to ₹1,300 in late payment fees for outstanding...
  2. rajdeep

    Rbl cc emi convert interest rate

    Hi, Jinke pass rbl cc hai please woo log eligible transaction ko emi me convert karne ke liye kitna percent interest charge karta hai screenshot de sakte hai final page ka? Emi period 12 months
  3. avikrish

    Issue Resolved Got sanctioned loan with more interest rate

    My colleague enquired about home loan in HDFC bank, he was assured interest rate as 8.6% , when he got sanctioned letter it is 8.9%. He is fighting with the bank to cancel the loan application and he wants to get loan from new bank. Wanted to know will the credit score gets impacted because of...
  4. B

    Home Loan interest rate game

    As far as I understand, banks when giving out Home Loan under RLLR, charge an interest rate that is a combination of the current repo rate and their spread (which includes a risk premium based on the borrowers profile). For a new borrower, with no credit history, this risk premium might be on...
  5. shashankverma

    RBL Savings Account Interest rate devaluation

    Attention of customers/public is invited on the changes in interest rates Saving Deposits w.e.f. Oct 01, 2024 Interest rates on Savings Deposit (including NRE/NRO Savings) Daily balanceRate of Interest (p.a.) Effective till Sep, 2024Rate of Interest (p.a.) Effective from Oct 01, 2024 Upto...
  6. lostwords

    Savings Account Interest Rates

    Savings Account Interest Rates of RBI Scheduled Banks (DICGC Insured) (in percentage %) [As of October 6, 2024] Public Sector Banks Banks Up to 1L >1L to 5L >5L to 10L >10L to 25L >25L to 50L >50L to 1Cr >1Cr to 10Cr Above 10Cr Bank of Baroda 2.75 2.75 2.75 2.75 2.75 2.75 2.75 2.75 - 4.50...
  7. BRB

    Business Loan - Interest Rates at Various Banks/ Rates at which you've got the loan?

    Greetings, fellow forum members! I've recently been scouring the forum in search of information on the prevailing interest rates for business loans offered by various banks. Unfortunately, I haven't come across any comprehensive details on this matter. If any of you have up-to-date knowledge...
  8. theda

    Kotak Activmoney, what's the catch here

    The Kotak Activmoney features without premature withdrawal penalty seem really good but there is a catch here. It says to give 7% interest but the final interest is calculated based on number of days the FD was kept. For example if you keep the FD for 180 days you will get 7% interest but if...
  9. R

    HDFC Home Loan - Lower ROI

    I have a home loan with HDFC. It started at 7.5% ROI, but gradually increased to 9.15% now. When I visit HDFC website, I see their HL starts from 8.5%. I have a CIBIL score of 799. Can I request them to decrease my ROI to 8.5% based on my CIBIL score? Is this possible? If so, who do I mail?
  10. CreditFreak

    Does banks allow us to negotiate car loan Interest rate when buying new car?

    Does banks allows us to negotiate interest rate on new car loan? my pre-approved car loan interest rate is showing as 8.9 (ICICI). All the private banks + SBI are offering car loan on fixed rate. Other PSU banks are offering loan linked with RLLR. Since we are expecting repo rate to go down in...
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