investment

TLDR- i need credit card and utilisation suggestion (for investment/ wealth creation) so as my monthly bill reaches 50k Hi All, I have a very strange ask, plz see if you can help. I am a salaried person (~1.5l monthly). I have loaned out X amount to a relative who will pay monthly interests...

Hello everyone, I’m exploring real estate investment opportunities and wanted to know your thoughts on RERA-approved projects. Are RERA projects generally safer and more reliable for investment compared to non-RERA projects?

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc... I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening.. IDfc vs...

Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc... I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening.. IDfc vs...

Reliance writes off its $200 million investment in Dunzo https://m.economictimes.com/tech/startups/reliance-industries-writes-off-its-investment-in-dunzo/amp_articleshow/123169856.cms

⚠️ Why I'm Writing This Now (After 12 Months of RBI Guideline Changes): Because I was told by MobiKwik— “you’ll get your repayment every month”, so I waited patiently. For months I assumed delays were temporary. But even after a full year, the repayments are nowhere near what was promised — not...

Most of us (after 45 years) wish to put around at least 20-25% of the corpus to debt instruments. Considering a 33% tax bracket and long-term goals. Obviously, 1. The emergency funds are in short-term FD/Debt funds. 2. 1.5 lakhs goes to PPF, and 3. Also, to the Sukanya Samriddhi Yojana, if...

After buying samsung laptop m not feeling the zeel or the snap butter experience Which leads to me to choosing macbook over windows Looking at macbook M4 recently launched at 80k Is it worth the investment for 3- 4 years Using iPad 9 gen from 2 years still gives 70-80 % of performance as...

Wealth Creation In the modern financial world, wealth creation is no longer just about saving money - it’s about strategically growing wealth through investments tailored to personal financial goals and risk tolerance. An individual’s risk appetite is central to determining which investment...

I am looking to Apply axis bank Neo credit card for my wife, she currently is a homemaker. She has filed itr. I tried applying axis bank neo credit card but they are compulsory asking office address. I gave the residency address. But after that they are asking Company name , Nature of business...

Hey folks, I’ve been looking for a good MF screener app (free or paid) to find schemes according to various filters Should have the below features: Should include all the funds from India Should have all the important filters Should present the correct and most updated data Shouldn't be too...

One of my friend (also a distant relative) reached out to me asking for his investment advice. He has shared his investment details with me and asked for suggestion or feedback. Since I am not very sure, I asked him to approach any financial planner. But I thought of sharing the details without...

So My mom had accumulated about Rs 120000 in cash saving for last 3 years She wanted to Park this funds in a savings account I wanted to know what will be the best way to invest this safely so she can earn while doing so? She doesn't care as long as the money is safe Or What is the best saving...

Just tried to do a payment for my gold scheme today and saw Amazon Wallet has been removed from the list of options.

So yet another financial year is ending today. Tomorrow onwards, there is no concept of Financial Year and Assessment Year. It is just called as Tax Year. How has been your investments in last year and till now? Are you financially better today than what you were an year back? Are you able to...

I can do FD of amount close to 20-25L by March end. I want to use this as leverage and get good credit/bank offers from bank. Suggest me a good strategy and banks for it. Will try take cards which will be difficult for me normally.

Hi, Me and my sister will get around 30-35 Lakhs as nominees for settlement of my deceased father's account. Could you all please suggest the best way to utilise/invest the amount? I haven't handled such huge sum of money and would like to know what would be the best options for me and sister...

I have an offer for a standalone building in 9 cent which has 10 flats priced at 2.5Cr, bringing the total cost to 2.8Cr after registration. The rental income is expected to be around 1 lakh per month. I have 1.5Cr in my bank account and plan to take a loan for the remaining 1.3Cr, with an EMI...

Dear All, Anyone have any idea for the best bank offering competitive Fx rate for large-value outward remittance? I do transactions for property purchases abroad, till now used following methods - Zero Fx mark-up credit cards - Limitation in transfer, can only do small amount & most cards...

Hello Technofino members, I am posting here today seeking your expert advice on developing a comprehensive investment strategy. I have been following your work for some time and greatly admire your insights on personal finance and investing. I am 36 years old and have the following financial...