Let's say I want to apply for a credit card whose eligibility is 2lpm salary for salaried persons or 30L ITR for self employed. I am a salaried person whose salary is less than 2lpm but ITR is more than 30L. Can I submit ITR even though I am salaried?
I am using a DCB plastic version with 12L limit. Purchased a car worth 10L plus a few more spends totalling 12L in last 6 months. Called my RM and he told me that the income requirement for Infinia has gone up to 5L pm. Is there any truth in this or should I pursue the upgrade on my own? My ITR...
Have Been rejected for HDFC swiggy recently and saw in some posts that self employed with same home/office address might be the reason.
So was wondering which cards/issuers can a self employed with 4-6Lac ITR, same home/office address can apply for with low or no Chances of rejection?
Thank...
Hi folks,
Received two Amex cards back to back - Amex Platinum Travel and Amex MRCC.
This was my first time applying for Amex cards.
I have applied for the Platinum Travel on the last week of August through a referral link. I got it as FYF.
Right after I received the Platinum Travel Card, I...
Hi All,
While filing ITR under Filing Section : 139(1)for one of my friend, I wrongly chose old tax regime. As a consequence of this, at the time of submitting this return, portal showed me that an additional amount of nearly Rs20k amount needs to be paid. I did the same and paid the amount...
Hello everyone, I have applied for amex platinum travel card got the conditionally pre approved offer and got the kyc done need to know do I need to upload the full itr or just the acknowledgment slip.
I want to share ITR to increase limit, which banks accepts them and what banks accepts itr as sole income document for card processing?
Cards I have(sbi,icici,axis,rbl,onecard -bob,scapia,hdfc,kotak) Any other cards I can apply?
So, I emailed creditlimit.review@aexp.com on the 11th to request a limit enhancement (LE) on my Platinum card. Now, they're asking how much I'm anticipating. I'm wondering whether I should ask for more or less. Currently, my Platinum card has a 1L limit, and my ITR is 18L. What should I ask for...
I’m looking to apply for a credit card from Standard Chartered, but I’m facing a bit of a challenge. I currently file a business Income Tax Return (ITR) instead of a salaried one, and I’m not sure how this might affect my eligibility for the credit card.
Has anyone in a similar situation...
This year income tax is delaying the processing of ITR and the refund.
I filed ITR 4 on 7th July.
It is under processing till today.
Please share your ITR processing time this year and the time taken for the refund to be credited in the bank account.
I am about to file my tax and realised that I can use my loss in F&O segment as a tax harvest for next year. The thing I am not sure is which form should be filed?
The CA through which I file every year has asked me to file ITR 1 as I do every year and put the loss figure with (minus) in...
I am a salaried employee with some capital gains. When I started filing ITR 2 , I see that Salary in schedule salary is showing as 0. Ideally It should fetch original salary from form 16/AIS but It is not coming that way. Has anyone faced the same error?
Please beware of spending high amount on business prepaid cards (like tide) if you are not showing any business income in your tax returns. There are good chances of income tax notice (depending on usage). It will be very difficult to explain your activities in case you get notice. This is a...
So I mailed Nodal officer for limit increase on my Axis Flipkart card (current limit-15K) so I got following mail, now I have a query regarding 2nd point( highlighted in screenshot below) Do I need to provide "Profit and loss statement" apart from my ITR acknowledgement and Computation or will...
Hello folks,
One of my retainer client has somehow classified my professional fees as Section 192 (Salary) in place of the correct Section 194J (Fees for professional or technical services). Hence my AIS / Annual Tax Statement looks like this:
I don't want to contact the client to get this...