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loans

  1. arunshkl

    HDFC Bank sharing data with other banks for loans

    On 24th of December 2024 I had placed a personal loan inquiry and that too out of curiosity as I was getting promotional message of low interest rate, I received a call on the same day from some executive pf hdfc and things didn't worked out but on 25th dec and 26th dec i have received 100 of...
  2. Mahirathore360

    Too much confusion, does credit utilization ration calculated out of crdit cards only or it add outstanding loans balance too ?

    I am sharing screenshots of November and December, in November i didn't had any Credit card but in December i have 3 CC, Cibil was 746 in Nomber but in December it is 733
  3. Mahirathore360

    in computing credit utilization ratio by CIBIL, do they include amount used in personal loans or only credit card utilization is considered ?

    i am bit confused in that, expert please give your opinions
  4. N

    Wrong missed EMI mark on CIBIL by HDFC loans

    Hey guys, This is a very late observation from my side as I never seriously checked the CIBIL report until I joined this forum. And I need help on the below. I have taken a Home Loan from HDFC LTD sometime during August, 2020. Well, the application process started in late August and was...
  5. amazonPay

    India’s central bank orders NAVI, DMI Finance and other two to halt loans from 21 October 2024.

    India’s central bank ordered four non-bank lenders, including Navi Finserv and DMI Finance, to halt loans from October 21, citing excessive interest rates and regulatory breaches. Notification RBI(downloads PDF) *I don't have enough privilege to post it in news*
  6. utkmsr

    Sbi Education Loan EMI Payments

    Hi guys, I'm paying off my SBI Education loan EMI (Rs 1L+) every month with my HDFC Platinum debit card. Is there any way of paying the EMI with a credit card? I couldn't find any option for a credit card on the SBI epay portal.
  7. Rebaty

    Bad Habit of Taking debt again and again.

    Hey,I am a 22 year old guy with a huge mountain like debt for like 4 lakhs and Recently i got to know that I can't paythem back [My freinds, family].I know it may be sound ridiculous but It's all started in just last year before that I don't have any loans or debt because i had a job but from...
  8. C

    Help regarding Late payment removal of loan from CIBIL

    My uneducated brother has neither English nor finance knowledge and has 4 late payments ranging from 25 days to 45 days. My relative and my brother went to Sundaram Finance to get a loan for an automobile. My relative is a defaulter, which we didn't know until now. While processing the loan, my...
  9. CyberPsych

    New to loans and EMI, few questions

    I am going to need 2-3 Lakhs in the upcoming weeks as personal loan. What is the difference between getting personal loan from banks and money apps like CRED (CRED cash)? Which method is recommended and why? Since the amount I needed is covered within a credit card limit, can I transfer...
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