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#ltf

  1. helloworld

    The End of 'Lifetime Free'? ICICI's Big Change to Credit Cards 😲

    The statement means: Credit card companies are slowly making changes that could impact how we look at "Lifetime Free" (LTF) cards. Over the past few years, we've seen a number of trends that are quietly squeezing more out of cardholders. Surcharges on Various Categories: Banks are now adding...
  2. Sriky

    Regalia LTF to DCB Metal FYF - Journey and Tips

    Hello Folks, I am using an LTF Regalia with CL of INR 5L. I'd touched INR 8L+ spends last year. I also have an upgrade to FYF Regalia Gold available on the app. I choose to seek for an LTF DCB + LTF Millennia (backup to cope with poor diners network) through the HDFC grievance team. Got a...
  3. M

    Best 3 credit cards to own

    If you are to have only 3 credit cards among which one is paid and the other two are LTF (only cards that are actually possible to get LTF), which three cards would you go for? And why? Curious to understand which ones to own and hold in the long run (assuming devaluations don't hit those...
  4. LTF for Life

    LTF for Life

    Welcome to the exclusive realm of the LTF Card Mastery Group! Here, we delve into the secrets and strategies for obtaining cards as LTF or upgrading them, sharing both ethical and lesser-known methods discreetly. Explore innovative approaches and discussions not fit for public exposure, curated...
  5. chandran

    is this the way to get Tata Neu LTF?

    I installed the Tata Neu app, planning to make some purchases and then give the details to fetch my credit score and wait for them to give me an LTF offer. I have 1 question the below-attached screen means a soft pull right, attaching the terms and conditions also. Also how to convey my income...
  6. Y

    ICICI SAPPHIRO LTF ISSUE

    Hi TFC, members I am currently in a situation that I've applied for sapphiro LTF during that campaign offer(not via tha institute code link it was a general link without institute code) so the thing is i took screenshot of both the nil fees offer page and eligible offer page and then the cc...
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