ltf card

Hey everyone, I wanted to share my recent experience converting my HDFC Privilege Credit Card from a paid card to a Lifetime Free Card. I used HDFC's X handle to reach out and make my request, and I got a positive response! Here’s exactly what I tweeted: Simultaneously, I called my RM and...

Yesterday I visited My Branch I asked C2C agent to apply for Millennia LTF He told me that LTF offer for C2C was stopped in July. I have One year old account in HDFC I want Millennia LTF Someone please tell me Is he right or any way to get Millennia LTF.

Got approval for a Tata Neu Plus card. I wanted Infinity and they only approved me for Plus with just a 86k limit. Absolutely appalled by this because my income is high, my score is high and I have multiple cards with >10x of 86k limit. Regardless, considering it is LTF should I take it? I do...

Hi All, I am holding HDFC Infinia for regular use, Biz Black for Income Tax and GST and Neu Card for UPI. Please suggest LTF Cards that I should have for Bank Offers.

The statement means: Credit card companies are slowly making changes that could impact how we look at "Lifetime Free" (LTF) cards. Over the past few years, we've seen a number of trends that are quietly squeezing more out of cardholders. Surcharges on Various Categories: Banks are now adding...

I just received the ltf Swiggy offer in the app. I have been holding hdfc Shoppers Stop LTF card for a year and recently requested an upgrade to the Millennia card, which they agreed but only for the fyf, the upgrade is still pending as they’ve been delaying the process. Also a month ago, I...

Hi, I am holding SBI Gold (LTF) and Cashback credit cards(Fee). Recently SBI has communicated about the decision of phasing out Gold credit card. They offered me to replace it with Simple save card during the card renewal time. My existing gold card limit is 10 L and this card is 10 year...

Today while checking CC upgrade option on HDFC netbanking then found Regalia Gold upgrade offer worth Rs.0 Annual charge. Is it really LTF ? Earlier same option was coming but with Rs.2500. Don't know if they will charge or not !

My swiggy account is blocked. ( please don't ask why) When I tried to apply through HDFC portal, they are giving it with Annual fees. Already contacted HDFC RM & credit card team. They are saying that they can't help if it's not being shown as ltf in their system. He suggested me to...

I am an Alumni of BIMTECH, Noida + I have an imperia account which was part of the DCB alumni offer of HDFC, I asked my BM if I could have the DCB LTF as under the offer but they denied, even used the online complaint form to ask for DCB LTF but again they denied. Does anyone know whom I can...

Are the days of getting a LTF credit card with a good NRV with any bank gone??? Anyone know any banks that are offering a decent credit card for a 30L-40L NRV??

Hello community, I'm considering getting a BoB credit card (BOB Premier) specifically to take advantage of bank offers. I already have several credit cards with limits exceeding 5L. My questions are: Is the BoB LTF (Lifetime Free) offer still available? As BoB cards are not worth paid. Can I...

Hello Community, I’m looking for a credit card from YES Bank that comes with LTF deal, especially for someone who’s been in good standing with them. Got a great credit score and a solid relationship with the bank (10L+ AQB). Anyone got tips on which YES Bank card gets you the best perks...

Hi all, I'm eligible for LTF ICICI Saphhiro CC based on my salary account. I'm confused between choosing the dual cards and the VISA card. Went through the forum for related threads but didn't find any significant ones, explaining the same and hence this thread. All the benefits are looking...

Today afternoon I have got a call from Yes Bank offering Marquee credit card LTF. I said yes since its LTF and processed application with eKYC. Looking forward to get Marquee LTF. Is it Metal card? Attached document shared by Yes Bank executive.

I had HDFC millenia LTF card, which i recently upgraded to regalia gold FYF. Since i dont have a use worth rs.2500 for regalia , i plan to close it after one year. I want to know if we can negotiate card fees to LTF with HDFC by mailing them or threatening to close. If not, then what is the...

I have Sbi prime card which I no longer intend to use and thinking of closing it. I have some questions regarding the call from retention team - 1) Can I negotiate this card for conversion to LTF? (Has anyone on the forum been successful in getting this card LTF?) 2) Can I ask them to...

Welcome to the exclusive realm of the LTF Card Mastery Group! Here, we delve into the secrets and strategies for obtaining cards as LTF or upgrading them, sharing both ethical and lesser-known methods discreetly. Explore innovative approaches and discussions not fit for public exposure, curated...

If you have a Fi account and you noticed the Credit Card section on their App, you can start the Application, I did that, they have some sort of processing which gives the Pre approved limit of 5L (without hitting CIBIL, atleast in my case). I didn't complete the Application. Didn't do vKYC or...

This thread will have details of all lifetime free credit cards available till 31st March 2024. This will help those who are looking for a new start in the world of credit cards. Please post all available lifetime free credit cards here so that everyone gets benefitted from it. Note - Do not...