ltf credit card

I recently received a call from a guy claiming to be from IDFC Bank. Based on my research, I believe he was actually from the bank. He told me that I was pre-qualified for a lifetime free (LTF) RuPay credit card from IDFC and asked if I wanted to apply. Thinking that an LTF card was a good...

Hi , today I got sms by bank of Maharashtra, asking me to apply their LTF credit card through online !! Anybody had experience how their online application process works . What they need , is it instant approval or they ask for income prof and long verification process , ? anybody wana share...

hi to all folks in the wonderful community, holding an axis rewards paid cc and neo rupay ltf, axis is offerering upgrades for now., only myzone is ltf, rest every other card is paid one. So what are your suggestions, if any upgrades should be taken, like going on with paid cards., or any...

I wanted to share my recent experience of applying for a BOB Credit Card using the card-to-card method. Here's how it went: I called the credit card representative at my BOB Home branch and inquired about applying for a BOB credit card through the C2C method without requiring physical...

Is it necessary to close a LTF Credit Card of a deceased person with no payment left? According to RBI rules, a credit card sud be closed by the issuer if no transaction is done for a year. Do issuers actually follow this rule?

Dear All, Pls advise- against my application for LTF, Tata Neu Infinity for another number, HDFC offering Floater TNI 2.37 Limit on existing number. I Have Money Back Core and UPI floater on the existing number limit is 2.37. Should I go for it, my main requirements is for another number...

Hi all, This is my first post here, after being a silent reader for almost a year. I want to take a moment to thank the Technofino community for all the valuable guidance shared over time – it has been incredibly helpful! I’m seeking some advice regarding getting the HDFC Millennia Credit Card...

Hello. Many of you might have seen the LifeTime free offer for the HDFC Pixel Credit Card on the HDFC PayZapp wallet app - on the banner. When my friend informed me about the offer, I checked and found the banner in my app as well. Before in the past, I have gotten Pre-approved LTF Offer for...

I've been building my credit card portfolio over the last three years, starting with an HDFC Moneyback+ with a limit of 75K. Heres my current portfolio 1. HDFC : Moneyback + and Tata Neu + (86K shared Limit) 2. ICICI : Amazon Pay CC (1.9L Limit) 3. One Card-Federal bank : (45K Limit) 4. Axis...

HDFC has offered me the Biz Grow credit card on an LTF basis with a limit of ₹143,000. Should I accept this offer or wait for a better one to refresh?

I already hold SBI CB Card. Today I got a call from this number and I was told by IVR that I am being offered a LTF SBI credit card. To know more I was told to dial 1. I dialed it and and I was informed that an executive will call me. But later I realised that SBI doesn't give LTF card and They...

Have following Life Time Free Credit Cards. All are from VISA, MASTER CARD and AMEX. Need a couple of RuPay cards for my UPI transactions. Preferably, Life Time Free cards or LTF for MNC employees. [Like AU provides LTF for MNC employees] 1. HDFC Regalia Gold (MasterCard) 2. HDFC Swiggy...

Received an offer today from HDFC where they are offering a voucher of Rs 5000/- and a Lifetime Free Credit Card. Account Status Update! Your account now comes with New Offer: Rs5000 Voucher+FREE Credit Card https://hdfcbk.io/HDFCBK/s/edww0w4R - HDFC Bank Upon checking the offer link they are...

The statement means: Credit card companies are slowly making changes that could impact how we look at "Lifetime Free" (LTF) cards. Over the past few years, we've seen a number of trends that are quietly squeezing more out of cardholders. Surcharges on Various Categories: Banks are now adding...

AU Bank offered me a Life Time Free AU Bank Vetta Credit Card offer. Shall I take this card? Is it really worth? Which variant Shoud I go? VISA or RuPay I have already HDFC Regalia Gold Life Time Free card. Which one is best in terms of rewards and benefits?

Thread 'LTF Offer of HDFC bank' https://www.technofino.in/community/threads/ltf-offer-of-hdfc-bank.31689/ This is my previous thread Now I'm getting call from a system generated call, In call she said you are getting Life Time Free HDFC Credit card for apply now press 1 What is this , what to...

I have been holding the Infinia credit card for the past 6 months after an upgrade from Dinners Black LTF. I wanted to check if there's any possibility to convert Infinia to LTF. From what I've gathered, it seems that the Infinia metal card is no longer being offered as LTF. For context, my...

I am rebalancing my credit card portfolio. Currently using Axis bank Flipkart and sbi simply click credit card. Primary is the axis one and secondary is sbi. Recently got Amex mrcc. Will make it my primary credit card. Looking for secondary/backup credit card with low annual fee (₹500) or...

Hi New member here. I applied for Tata neu credit card on previous October. But then cancelled the application in the last stage. On January I saw the notification that my previous application had expired. I clicked the credit card section and saw that both the card are LTF for me. So I didn't...

Mine was HDFC Regalia LTF and got offer to upgrade to HDFC Regalia Gold paid... Too many emails, msgs and WhatsApp msgs also... Just thought to check through HDFC MyCards and found HDFC Technical error and due to this, it was not showing LTF however renewal fee is 0 then immediately took the...