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mab

  1. lightwaves

    Zero MAB Bank Account Suggestions

    Hello Community, I am looking to open a Zero MAB/ less MAB account, primarily for UPI and day to day uses. It would be great if this can be opened online. Offline opening is also fine. Which bank is best or easy to open an account? Thanks
  2. Anindya98

    Important: IDFC Revised Charges for Non-Maintenance of AMB starting 1st January 2025

    Greetings from IDFC FIRST Bank. We are reaching out to inform you of upcoming changes to the charges associated with non-maintenance of the required Average Monthly Balance (AMB) in your Savings Account. Details of upcoming changes Non-Maintenance of AMB: Effective 1st January 2025, a fixed...
  3. Kamalraj

    Hdfc 0 MAB Account with free visa platinum DC

    Hey Everyone Today I am sharing with you my journey of how I got HDFC Visa Platinum Debit Card on 0 MAB savings account. 3 months ago I upgraded my HDFC bank account which required 0MAB. After 3 months I got an offer to upgrade my debit card which had the option of millennia and visa platinum...
  4. joell

    ICICI only offers SA with MAB of 25k?

    I tried to open a ICICI savings account online (10k MAB) but they said to open it at the nearest branch. I went to the branch and they said student accounts aren't available anymore and that regular savings account comes with a MAB of 25k! I already have an indusind account with 50k MAB. So I...
  5. S

    Low MAB 0-1% forex markup debit card with traditional banks?

    Hi, As stated in the title, Any debit cards that 1) offer 0-1% forex markup (or have higher markup but charges get cancelled out by rewards) 2) low MAB to get (<50k) or low annual charges (< 500) 3) are with traditional banks (where you can go to the branch and do KYC; no neo banks) As far...
  6. V

    For HDFC Credit Card, FD or MAB which is better?

    Hello Friends I have banking relation with HDFC Bank since one year. I'm looking for HDFC Millennia Credit Card As LTF. Previously had Money Back plus but closed in April (after 6 months use) just because of low credit limit (50K). CIBIl 785 Currently I have FD of 150000+30000 in HDFC . 150000...
  7. Alexriser

    Should I Close My Axis Bank Account Due to MAB Issues?

    Hi everyone, ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ TF Advisors help me I'm facing a dilemma regarding my Axis Bank account. I haven't been able to maintain the minimum average balance (MAB) for the past two months. As a result, I'm being charged fees. I'm not sure if I should: Close the account and...
  8. raghavx

    How many bank accounts do you have and for what purposes?

    I hold following bank accounts ICICI Bank (Savings) - For salary crediting and investments IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest. DBS - Idk why I am still holding this. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too...
  9. KGSIPO

    Indusind required MAB in netbanking

    I opened the Indusind selelct account and linked with Legend credit card. . I want to confirm whether my MAB requirement has become zero as i linked legend card with select account. I checked and could not find in netbanking. Where can i find. Thanks
  10. M

    Zero MAB & Zero ATM/Debit Bank Account (Semi - Urban) - Non Adhaar Linked KYC

    I am looking for a Bank account for daily/UPI usage. Neo banks not preferred. Need a bank account with absolute NIL charges (0 MAB , Zero ATM/debitCard charges, SMS etc). A physical branch is preferred (not mandatory) but non NEO banks Also, KYC/on-boarding should not be via mobile no linked w/...
  11. CosmicCat

    Converting ₹25K MAB IDFC FIRST Bank account to a ₹10K MAB one

    Has anyone here converted their ₹25K MAB IDFC FIRST Bank savings account to a ₹10K one? If you did, did they automatically block the Visa Platinum debit card and issue a Classic one? Or you had to do it manually? Were there any charges levied while doing so?
  12. P

    Zero MAB Select Account With Legend CC

    Hello! I already have 2yo Indus Resident Maxima Account and 1yo Indie Account. I have been recently issued Legend CC. Now what's the process to get 0 MAB Select Account? I need to upgrade Resident Maxima account to Select? Anyway to do it online? And other things to make sure it will be 0 MAB?
  13. P

    EoD Balance Time for major banks ?

    Cut off time after which u can move funds out but still hit mab of that day for savings account ? Similary any entry time minimum after which deposit is not considered ? (is it only eod matters)
  14. Raja

    Savings Account advise for 5L MAB

    Hi TF fam, I am committing to maintain MAB of 5L in metro city. Please help with your knowledge and experience Am looking for, Must have: free LTF DC/CC with airport lounge access without spend criteria Nice to have: Door step banking Not interested: Locker I have following banks around...
  15. D

    Does ICICI give pre-approved offer for under 21?

    If I were to keep >1lakh MAB in an ICICI Account would they give me a pre-approved card if I am still under 21?
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