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merchant

  1. C

    Axis Atlas Needed help on a chargeback request to Axis bank (Service deficiency from a merchant)

    Hi everyone, I am in middle of a dispute with a merchant on a travel package. total of 1.4L paid in axis card After payment, the agent started not responding properly and not honouring what was promised in the package (telling this hotel is not possible, that option is not possible). I have...
  2. noidea

    Merchant Classification List for Credit Cards & Debit Cards (courtesy Axis Bank)

    This is an indicative list of merchants (without MCC) and their classification category. Downloaded it from https://www.axisbank.com/docs/default-source/default-document-library/merchant-list-for-shopping-mall-transactions.pdf
  3. sarathtg

    Rupay credit card payment split as multiple small payments due to small merchant for 15k spend

    I have a 15k payment which needs to be done next month towards a temple festival and I was thinking if I can do 1K daily to my contact who has merchant QR for her astrology related work. This way I can also get rewards and my contact will withdraw from ATM and pay to the temple (As they don't...
  4. R

    Merchant reached limit of 2000 to accept payments via rupay upi

    I was trying to pay a Paytm Merchant 1100 rupees using my SBI rupay credit card but I got this strange message that I have never seen before
  5. S

    Merchant Scan Transactions Failing on Tata Neu App from Credit Card

    The transaction fails with the above message. However it goes through with bank account OR with same credit card with another app. Has anyone else faced the same? A solution would be appreciated.
  6. A

    Foreign merchant refund - World safari credit card - Conversion factor

    Dear All, I have done a hotel booking via booking.com and paid in 224.05 MYR via my World safari RBL credit card for my upcoming trip. Payment done on Feb 18th 2025 and the equivalment conversion settled to INR 4,393 Applied refund due to other reasons and merchant approved 100% refund...
  7. aditya098690

    Facing problem on Phone pe gift card when trying to transfer to my own phone pe merchant account.

    Hey, I haven’t transferred a lot in my merchant account, but now I’m facing an error while making a payment. What should I do?
  8. T

    Urgent Help Needed – Merchant Fraud & Bank Dispute Gone Wrong

    Hello everyone, I recently faced a shocking issue with IDFC FIRST Bank and a fraudulent merchant claim, and I need advice on how to fight back. Here’s what happened: The Beginning: I joined a gym and paid INR 6,120 twice (totaling INR 12,240) for two gym memberships using my IDFC FIRST Bank...
  9. joell

    What's the MCC code of WWW AMAZON IN GUR merchant name?

    I bought a couple of things on Amazon and a 2K GV, totalling 4K using HDFC Swiggy. In the HDFC app it was "WWW AMAZON IN GUR" I've read "WWW AMAZON IN" MCC is 5399. Is it the same?
  10. Revup

    It's so hilarious - AMEX Strategy over Retail Merchant xD

  11. harsha1

    BharatQR merchant visa scan n pay via gpay

    Hi Team, If we scan bharat qr code, will be able to pay with amazon icici visa credit card via GooglePay app? Also can we get 1% cashback?
  12. A

    Double Forex fee charged on refund by merchant

    My friend lives in US and I had ordered a iPhone on Apple US website and paid using my Amazon Pay ICICI credit card. Due to some damages the item could not be delivered and the merchant processed the refund. I was hopefully that i would get refund of my Forex fees also since it was the...
  13. rohit_

    Issue with RuPay CC Payments Not Fetching on Merchant Soundbox – Need iOS App Suggestions

    From the past few months, I've been making payments to some merchants using my BoB RuPay Credit Card via the BHIM app. However, I've noticed that their soundboxes (like Paytm and ICICI) often don’t fetch these transactions properly. Has anyone else faced a similar issue? I’m looking for a...
  14. R

    help me identify the correct merchant name

    I was checking my old statements of my citi credit card and found a txn done on 18 dec 2023 for which i can't remember the purpose for the txn and merchant name mentioned in statement isn't very clear which could have helped me to identify the txn reason I already contacted cc of axis bank but...
  15. mob

    Credit card bill payment through Airtel Thanks - merchant name for cashback

    Is there a way to identify the MCC while paying credit card bills through Airtel Thanks, in order to be eligible for cashback? I'm not sure where I saw this, but does the merchant name in the OTP message provide a clue? If so what is the merchant name for it to be recorded successfully as a...
  16. R

    Swiggy card merchant issue

    I purchased hair oil from amazon and received 1% cashback instead of 5%. Then i contacted customer care then they mentioned transaction has merchant code which support 1% cashback. How to know which transaction will provide 5% and 1% cashback on amazon merchant during transaction.
  17. A

    New merchant account suggestion

    my family member will open one merchant account.. requirement : shop(vegetables) which app will be best for it? also mention which which app's agent come to verify in shop..and then activate the qr code.. or which app's agent dont come to verify and the qr code can be easily available
  18. tachniki

    Issue Resolved Payzapp gyftr merchant name

    Today when I purchased gift voucher on Payzapp app gyftr, I used payzapp payment option. It took me to card selection option and then swipe to pay. So, obviously, I didn't have option to check merchant name in OTP. Merchant name in payment sms was WWWGYFTxxxxxxxx (xxxxxxxx is eight digit...
  19. DEEP_RAY

    Understanding UPI Payment Delays: P2P vs Merchant QR Transactions

    When making UPI payments between individuals (P2P), the amount is usually credited instantly to the recipient. However, there are times when I have experienced delays, with the transaction status showing as 'PENDING' and the amount getting credited after up to 48 hours. I am curious about how...
  20. Manishg

    Please share your story if you got any compensation by bank or merchant

    Everyone is welcomed to share his her story of compensation got by bank or merchant.
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