merchant

'FlipkartInternetPrivate' is using a Merchant Category Code (MCC) of 5942 - Book Stores. This has happened while buying a 4 Wheels Suitcase from Flipkart. SBI Cashback Credit Card is not giving any Cashback for the same.

is it safe to receive Paytm merchant settlement amounts in a Kotak 811 savings account? The daily credit would be around ₹2,000–₹3,000, mainly for savings purposes (I won’t be making regular withdrawals). Please let me know if this is advisable or if there could be any issues with such transactions.

Hey all, I recently bought a TV and had to opt for Merchant EMI for instant discount. As per the terms, its a 3 month EMI and the interest amount will be credited back after completion of the EMI payment. Here are my questions 1. If I cancel the Merchant EMI after it is processed will I get...

First time order also has a initial discount. So which Payment Gateway to choose?

I purchased a phone recently, got 6000Rs discount with SBI credit card. For No cost emi, i didn't received instant discount on Intrest. It is showing as cashback after 90 days. So if i cancel emi for sbi card, will i still get cashback after 90 days? Did

I usually receive approx 1 to 2k total in paytm merchant account daily it is safe to take settlement amount in Kotak 811 Super Account or in SBI Savings account want to do this to avoid my main business current account getting Frezzed due to suspicious amount or cyber cell.

Hello, I have purchased iPhone 17 base variant with my axis credit card so i got instant discount and ncemi discount of 3,500 now if I cancel the merchant emi will I recive the foreclosure charges? I contact customer care they said that if i have availed instant discount with merchant then bank...

Can anyone suggest the best way to use credit card and send money to merchant. Earlier I used to buy pineperks rupay gift card and then use snapay. So in the end reward points used to set off the fee. But now rupay gift card are only allowed 10k per user. If there is any other method, can you...

Looking for the mention MCC details, particularly the known Merchants

Hi All, Till last statement cycle gold coin purchase with flipkart axis card was giving 5% cashback but shocked to see this latest Statement being tagged under 'Jewellery' and cashback earned were zero. Let me know if this the same case for you all guys. Refer Image for previous statement and...

I made a INR 4130 UPI payment with IDFC rupay cc to a merchant with there HDFC UPI QR code tent thing. The amount has been dedicated from my card and it has been billed and the bank has told me the amount is settled. But the merchant is saying they have not received the amount, I checked the...

RBI Cracks Down on Fintechs for Merchant Misclassification: The Reserve Bank of India is intensifying its crackdown on fintechs misclassifying retail merchants as utility merchants to exploit lower credit card interchange fees. This loophole impacts over ₹5,000 crore in transactions every month...

One of my friend have paytm merchant who accepts payment through cc upi... But recently he can see charges for transaction under 2k.... And now he just disabled the option to accept payment via rupay cc... This might be the another nail.in the coffin of rupay cc on upi

Guys, Those who are using Swiggy hdfc card, can you please confirm the merchants that are confirmed to get 5% cashback? I see that Amazon, Myntra, Flipkart, Ola, Uber, BMS, 1mg, Meesho and Ajio are confirmed based on their advertising. Can you please list other merchants that you have...

Hi TF community, I made a transaction of around 5.5L on tanishq in single transaction and around 3L on caratlane in multiple transactions with tata neu infinity card. The merchant name is showing the R K SWARN PRIVATED LTD, due to this I only get 1.5% base neu coins and No Bonus coins for these...

I used Amazon pay qr code to pay a merchant. Got option to use credit card. Used Atlas and confirmed the MCC as electronics/radio/etc. Now If I pay the remaining amount to the merchant using apay icici card by scanning his qr code, I get 5% cashback right?

Hi Guys, Can anyone of guys confirm the merchant name for the amazon gift cards purchase via Maximize money as i dont have time to confirm by doing a test transaction given today is last day of the month and it takes at least 2 days for the transaction to settle. Please also indicate the date...

Hi everyone, I am in middle of a dispute with a merchant on a travel package. total of 1.4L paid in axis card After payment, the agent started not responding properly and not honouring what was promised in the package (telling this hotel is not possible, that option is not possible). I have...

This is an indicative list of merchants (without MCC) and their classification category. Downloaded it from https://www.axisbank.com/docs/default-source/default-document-library/merchant-list-for-shopping-mall-transactions.pdf

I have a 15k payment which needs to be done next month towards a temple festival and I was thinking if I can do 1K daily to my contact who has merchant QR for her astrology related work. This way I can also get rewards and my contact will withdraw from ATM and pay to the temple (As they don't...