May 2024 – Tata Neu Plus HDFC Credit Card approved with ₹80,000 limit.
Late May 2024 – Requested conversion to Lifetime Free. SUCCESS
Dec 2024 – Asked for conversion to Millennia, but was told my limit was not sufficient. FAILED
June 2025 – Limit enhanced from ₹80,000 to ₹96,000.
July...