Hello Community!
I recently got rejected for an LTF upgrade to HDFC Millennia from HDFC Moneyback+ (LTF).
Let's start with some background.
I currently hold 4 cards:
HDFC Moneyback+ (3,00,000 limit, holding since last 1 year)
HDFC Rupay Credit Card (shared limit with Moneyback+, holding less...
Can anyone confirm if the Millennia Credit Card now offers a 1% cashback on no-cost EMIs? Previously, it did—does anyone have the latest information? If yes,what is the maximum CB?
Hi, I already hold Axis Atlas where all my offline and travel expenses are directed. I also of Amex cards for other use cases.
Now, for Salary account with HDFC. I'm being offered Millennia and DC privilege as LTF cards.
Which one should I go with? Not much spend will be done on either of...
I started following a community in October 2024 to learn how people were successfully converting their HDFC Millennia credit cards to lifetime free and optimizing their spending to maximize rewards points. Inspired by the stories shared, I decided to give it a try.
I first reached out to HDFC...
I know a lot of ppl here facing this issue
Has anyone here started with an HDFC co-branded credit card and later successfully got an HDFC core credit card without closing co-branded one?
A common issue that I’ve noticed is that if you get your first credit card from HDFC as a co-branded card...
Hi all,
This is my first post here, after being a silent reader for almost a year. I want to take a moment to thank the Technofino community for all the valuable guidance shared over time – it has been incredibly helpful!
I’m seeking some advice regarding getting the HDFC Millennia Credit Card...
I have 4 card i.e. SBI simplysave, HDFC swiggy LTF, Axis Neo LTF and yes bank rupay I want HDFC Millennia as an LTF but my HDFC swiggy is only 3 month old what should I Do in this case ?
My mom isn't a big user of credit cards. She currently has the Moneyback with 8.9L limit. She got the HDFC UPI card a while back and it's been her daily driver. Got the Tata Neu Infinity LTF this week. She got pre-approved Millennia last month but now it's not showing up on the app. I mailed...
Please assist me with the following queries:
Are recharge and bill payments made through Amazon or Flipkart eligible for cash points?
Does grocery shopping via Amazon or Flipkart earn 5% cash points?
Are insurance and utility bill payments eligible for 5% cash points?
Hey everyone,
I’m looking to apply for the HDFC Millennia Credit Card (currently on LTF offer) or the Diners Privilege Card. However, every time I check my pre-approved offers, I only get cards like Biz Grow and Biz First, which I’m not interested in.
Does anyone know how to get pre-approved...
I used my HDFC Millennia credit card for my friend's overseas medical insurance. The amount debited was Rs 79,000. Will I get reward points for this transaction? Also, can someone tell me what the approximate markup charged is? Thank you.
Bank agent asked to apply for HDFC Millennia Credit card with a limit of 92k and LTF.
Please help me out
1. I already have SBI Cashback Cc should I apply for HDFC Millennia?
2. If I pay utility bills in Flipkart/amazon using HDFC Millennia, what will be the reward points? 5% or 1%?
3. Anything...
Hello Friends
On 26 Nov One of My friend who is employee of HDFC applied my Millennia Credit card as paid but I want Millennia as LTF. I'm doing all my efforts for Millennia LTF as opened FD RD and using Debit card everywhere, stopped using my other credit cards( using only at necessary place)...
hi,
I am using Millennia since 18 Months Still no Limit Enhancements..!!!!
My HDFC CC Limit is 1.01 Lakhs
other bank cards is 4.6Lkh
Salary 30K but i have other income which i can't show to bank and other thing my salary account is in HDFC Only and it's IMPERIA
Shall is close my HDFC CC and...
Hi there,
It's 18 Months over using HDFC Millenia CC starting to till date i used very well since 2months i am not using HDFC CC still my Card Limit Didn't Increase
Only One EMI is Running Of 20K Emi is 2.5K (9 Months EMI) remaining 3 Months
Before 1 year i used 90% limit only for two months...
How to get a core HDFC credit card like millennia and if possible what will be the course of action to get lifetime free?
I am already having 3 HDFC co branded credit cards like Paytm HDFC (LTF), Tata neu rupay(Paid), & recently got swiggy hdfc (ltf as I saw in app and applied) all 3 have a...
Hi Community Members,
I Recently got IDFC Power+ credit card with shared limit to my existing IDFC Millenia card.
I took the card because I have Cars and bikes which I ride daily,
I would love if someone can share Do’s and Don’ts for this card and help me understand in simple terms that how...
I have checked today the benifits of Millennia credit card in HDFC website both the Visa and Diners Club variant. In both of the cases there is no mention of access of airport lounges. I am aware that lounge access is spend based now a days for HDFC, but do they totally removed it?
If they...