mis selling

Hi everyone, I had opened an ICICI account last year. The guy offered to open wealth account with 1 Lac IP. I asked him about the MAB and Charges. He said there won’t be any charges as well as no minimum average balance requirement. He did not tell me that there will be any downgrades etc. And...

The number of credit card users in the country has boomed exponentially over the last few years, and with it, so have cases of mis-selling credit cards. One of the most common tricks is when bank employees promise you a lifetime free credit card, but you end up getting a paid one instead. But...

I got a call on 9th sept from HDFC BANK. The girl promises me for a LTF Swiggy HDFC Card. I asked again and again regarding the same, if it's LTF or not. She told "yes" every time. Today I received that card, called HDFC Customer care to confirm if it's LTF or not. That person replied it is...

I work in a MNC in Bangalore, about a year ago, there were few Standard Chartered bank representatives in our office premises for their promotion and were opening savings account, they offered that I'll get a premium banking account and their Super Value Titanium credit card LTF if I open an...

I recently had an eye-opening experience with a credit card sales executive, Suman Das (Mobile No- 98040**405), from RBL Bank, Kolkata. He contacted me offering a too-good-to-be-true Shoprite Rupay credit card. The benefits he described included zero joining and annual fees, balance transfer...

Dear members, In August, I received a phone call from a Yes Bank rep who told me I have pre-approved LTF Rewards Plus credit card (post realisation of reversible joining fee) and around 2 lakh credit limit. Based on that I gave consent via OTP and card was processed, this call wasn't recorded...