mrcc

I have the following cards: 1. Axis Atlas (got it in first week of Jan 2025) 2. Amex Platinum Travel (renewal in July, 50K away from 4L - will use for insurance and tax payments) 3. Amex MRCC (no fee this year, crossed 2.9L) --- My use case: Yearly expenses 7.5-8 lakhs on CC (combined) 1L...

Hi everyone, I have a few doubts about the Amex MRCC and would really appreciate if someone could clarify: Discounted Annual Fee on Referral: Is the ₹1,500 discounted annual fee (instead of ₹4,500) still available through referrals? I am getting mixed answers from different sources, so it’s a...

Hello TF Community, I received upgrade offer for MRCC Card. I have been using MRCC Since August 2024. (a) I wanted to ask if upgraded, the MRCC will be blocked/cancelled. (b) If I can redeem the 10,000 rewards from the 18K/24K collection for Amazon Vouchers. I highly doubt that I will achieve...

I want to know is there any way for amex to bank transfer in low chargers.. i can use mobikwik...but is there any other app ?

Hey Guys, My Girlfriend and I both earn 1.2Lac pm and are planning to take an International Trip in July 2025. Our Yearly Spends (incl. rents) goes a little north of 11 Lacs. our Avg Monthly Spends till Vacation will be about 1 Lac pm. We were planning to accumulate as much Amex Points...

Hello folks, I'm new to the CC game and i have bought my first AMEX card, MRCC and i have few doubts on if my large spending will be applicable for rewards GRT Saving Scheme - 45000/month Medplus 5000-6000/month LIC - 6000/month Jewellery - 1 -1.5L / year Would i not get reward points for...

Hi Community, I want to close out my MRCC as it getting very difficult to use it after the recent devaluations and limitation of buying Amazon vouchers from gyftr and also it’s very annoying to buy 250 value vouchers for monthly spends. Please suggest me which card I can go for as an alternative...

So recently I got a call from paisabazaar and they said I have a pre approved LTF offer for Amex Travel Platinum and MRCC. So I choose Travel Platinum. However the representative processed MRCC card that to it's chargeble and I have already received the card. My spends are very low. Usually I...

Hi All, I have a Amex MRCC card recently received, I have a plan to buy jewelry from Amazon/Flipkart ,but the actual question here is , is this jewelry or gold transaction eligible for Milestone benefit. 1.spend 20k/month get 1000 MR points 2.Spend 150k for Renewal Fee waived off are above...

I have an AMEX MRCC CREDIT CARD through which I was trying to make payment to buy Amazon voucher from gyftr. But transaction has been failing every time I am trying to do that showing the message attached herewith. Previously I used Gyftr with my SBI CREDIT CARD with the same phone no. Is that...

I have an AMEX MRCC CREDIT CARD through which I was trying to make payment to buy Amazon voucher from gyftr. But transaction has been failing every time. Can any body explain why this is happening. Previously I had made transaction in gyftr through SBI gyftr and there I had made transaction...

Hi I got amex mrcc this year with some referral. It’s first year free with 1.5k annual fees + 50% waiver on 90-150k spends. I might hit 90k spends with it but not sure of >150k since most of my spends are with SBI cashback, Airtel Axis and HDFC swiggy. In case I pay 50% of the renewal fees...

What is the return % in MRCC after paying joining fee 1180?

Hey everyone, I'm 21, recently applied for Amex Platinum Travel Card (currently residing in Bangalore) and my application was rejected instantly on the website, then I applied for MRCC since I thought that might have a lower criteria, yet it got rejected, I've not been given any clear reason...

Hi folks, Received two Amex cards back to back - Amex Platinum Travel and Amex MRCC. This was my first time applying for Amex cards. I have applied for the Platinum Travel on the last week of August through a referral link. I got it as FYF. Right after I received the Platinum Travel Card, I...

My relationship with Amex started Last Year Mid January with MRCC, even though my salary was not at par with Amex Platinum Charge Criteria nor my spends on MRCC were heavy apart from the Regular 1500*4 Spends , after 6-7 odd months Amex Started sending me upgrade offers for Platinum Charge with...

Hello Guys, Today My AmEx MRCC Approved😘 without Income Proof with 3 Lacs Limit in 2nd attempt inbetween last 4 days😂 and I'm from a Tier-3 city. Actually few days back won a Cred Voucher to apply for AmEx SmartEarn card and won ₹250 Amazon Voucher on approval. So Amex Is the only card missing...

Hello Everyone, I have joined this comunity recently and get to know so many things regarding credit card and have regret this journey as I have lost so many chances on getting good credit cards which was offered to me in the last few years as I have taught like many other credit card = debt...

Hi, Here's the timeline Aug 28 - @avikrish applied for MRCC using my referral wanting get MRCC without joining fee and reduced annual fee (1500) Sep 3 - card was approved Sep 8 - card was delivered Meanwhile, Amex shook up the referral terms and conditions coming up with new joining and...

Hi, I have a doubt as to how to use Amex MRCC card for fuel purchase at HP pumps to gain maximum advantage?! As a novice who just got the card I don't know how to go about it. Use card directly or through HP pay app?! As I usually use Samsung pay to tap with all my other cards, amex is not...