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  1. J

    New spend based offer received.

    Indusind bank has just sent me a new spend based offer for the add-on card. This offer is seperate from the earlier offer of 1500 reward points based on spends of 55000 Rs. I have received both offers. not sure if the card is eligible for both the offers. The card needs a spend of just 1299Rs...
  2. KK001

    Query regarding new sbi cc

    I already have a SIMPLYCLICK credit card with a decreased limit of ₹69,000 from ₹1,00,000. Last week, I applied for the Paytm SBI credit card (base variant) with a fee of ₹499. Today, I received a call from SBI informing me that they wanted to split the limit of my SIMPLYCLICK card. After my...
  3. A

    New here. Need guidance in CC, Banks

    Hi, I'm new to technology. I need r suggestions regarding the following: 1. I am a PhD student at IITG; what are the perks and benefits I can get from banks in terms of CC, accounts etc? 2. I have accounts with SBI, Canara(BSBD), UCO(BSBD), Kotak 811. 3. I have the following CC: a) SBI...
  4. J

    Have you considered choosing a new credit card after the recent devaluation of many cards?

    After HDFC, AXIS BOB, and ICICI (except top variants) devalued all of its cards. Has anyone considered applying for a different bank's card? Would it be worthwhile considering? With the online discounts and rewards points offered by HDFC, AXIS BOB, and ICICI. From past few years, these banks...
  5. TechnoFino

    We have added a new feature: thread mark
    Threadmarks: How to threadmark important threads

    Hey TFCians, We’ve added a new feature on the TF Community today! Now, you can mark specific replies within a thread as “thread marks.” You can even add multiple replies as thread marks, and view all marked replies on a single page by selecting "Reader Mode" from the thread mark dropdown menu...
  6. SillyTechMan

    How many new credit cards can I get approved in a month / quarter / half year without affecting my cibil score drastically?

    I'm new to the credit card maximisation game and want to know how many new credit cards can I add to my portfolio in the same month / quarter without seeing too much downside on my cibil. My cibil was 800 with 8 years credit history; and after 4 hard enquiries this month in search of adding best...
  7. Kuldeep Jangir

    Seeking Guidance on Partnering with Axis, ICICI, or HDFC for New Credit Card Launch

    Hello Technofino Community, I am planning to launch a new credit card in partnership with a major bank and am considering approaching Axis Bank, ICICI, and HDFC for this venture. I would greatly appreciate guidance on the best way to present my proposal to these banks. Specifically, I am...
  8. ai0xf

    Starting a New Finance Community like this.

    Hi, I'm considering to start a new financial community like this in a week with some extra sections like adding stocks, investment, crypto etc. section too. What other things i should consider and how to get user to signup and engage in discussions?? Not worried about tech part. Only worried...
  9. C

    Bank account for rtgs without cooling period for new beneficiary?

    I currently have SBI and HDFC saving bank accounts. I need to transfer 10 lakh at times to different people. The RTGS cooling period is quite high for both SBI and HDFC for new beneficiary. You can only transfer 5 lakh for first 4 days of new beneficiary added for SBI. For HDFC, you need to...
  10. A

    New merchant account suggestion

    my family member will open one merchant account.. requirement : shop(vegetables) which app will be best for it? also mention which which app's agent come to verify in shop..and then activate the qr code.. or which app's agent dont come to verify and the qr code can be easily available
  11. Kamalraj

    CARDSHUB a new Indusind bank credit card APP,

    Just now I received an email, in which indusind bank gave information about new credit card application, IndusInd Bank is upgrading its old account holders to INDIE app.
  12. A

    RBI Action against Kotak Mahindra Bank Ltd.,

    Supervisory Action against Kotak Mahindra Bank Limited under Section 35A of the Banking Regulation Act, 1949 The Reserve Bank of India has today, in exercise of its powers under Section 35A of the Banking Regulation Act, 1949, directed Kotak Mahindra Bank Limited (hereinafter referred to as...
  13. great

    Hsbc festive offer

  14. Sobirvs

    Laptop for personal and office use - No budget limitation

    Budget : I can do 1L or 2L or more , it's fine. My requirements : Processor : anything above i5 13th gen that i currently have. No battery saver BS, I don't care for that. H intel processors or better. I don't prefer AMD as I have never worked with it before and I don't have the time/patience...
  15. hedgehog2122

    Devaluation Free access to Rupay exclusive airport lounges, new guidelines released by NPCI

    https://m.economictimes.com/wealth/spend/free-access-to-rupay-exclussive-airport-lounge-new-guideline-released-by-npci-to-be-applicable-for-these-people/articleshow/114464250.cms Guys Rupay lounge access is going to get curbed soon.
  16. MudraMantra

    Review of Elysian Lounge at Pune Airport: A New Travel Stop

    On October 20, 2024, I visited the newly opened Elysian Lounge at Pune Airport's terminal, which recently began offering lounge access. The lounge is relatively small, with a seating capacity of only 20-25 people. While the atmosphere is cozy, options for starters and main courses are quite...
  17. A

    2 New Patanjali RBL RuPay Credit Card launched | 10% cashback | 4nights/5days stay at Patanjali wellness centre

    2 New Patanjali RBL RuPay Credit Card launched | 10% cashback | 4nights/5days stay at Patanjali wellness centre: 1) Patanjali RBL Bank RuPay Swarn Credit Card - Apply link -...
  18. T

    Icici mmt new mastercard and Rupay : Sugession opinion

    HEllo everyone Today i saw mmt icici bank credit card option on my mmt app. Want to know is it good ( i already have icici visa signature card ) Is it different from earlier card or Same CAn anyone Suggest
  19. Juganta

    SBI Card Yatra Voucher worth Rs. 1000 with every new Add-on Card: Offer Period: 16th October 2024 – 15th December 2024 (Both dates inclusive)

    Offer: Get Yatra Voucher worth Rs.1000 with every new Add-on Card. Cardholder to apply for an Add-on Card against his/her Primary Card and spend Rs.1500 or more using their Add-on Card within 45 days of addon card issuance to avail the offer. The offer is only for existing cardholder applying...
  20. T

    Christmas New Years Suggestions

    Looking for suggestions for a short break over peak Christmas and New Years dates. Ideally something with no visa or evisa or voa for us/uk/can tourist visa holders. Not too cold and not too busy. And something that won't break the bank for 6 of us. Ideally a 3 bedroom luxury villa or similar...
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