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non usage effect on credit card limit

  1. sun156

    EFFECT ON CREDIT LIMIT FOR NON USAGE OF CREDIT CARD ( NOT MORE THAN 3-4 MONTHS/CYCLES) ??

    HI Guys Suppose if I dont use my CCs for like suppose 3-4 months in a row like for 3 billing cycles , does banks decrease our credit limit ??? or they will increase the credit Limit ?? or It completely changes for different banks ?? IF so please share your views or exp on banks like HDFC SBI...
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