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  1. xyran

    Share your HDFC cc offline application experience

    I had millennia Ltf pre approved since 2 years and i applied for it in October 2024 but I had to cancel the application due to personal issues. I myself email the customer care and got the application cancelled. Now I'm trying to apply for it but it isn't showing on the website. I called the...
  2. Sriim

    Get 5% CB on offline spends using SBI CB card! (Specific usecases)

    Hi Everybody knows that SBI cashback credit card provides 5% cashback on all online spends with the exception of some exclusions. But do you know there are places where you can earn 5% CB on offline spends using SBI cashback credit card? Here's how There are two methods. i. Paytm Pos method...
  3. R

    Best way to pay at retail offline stores?

    Which is best way to pay and earn rewards when scanning QR code at local shops for daily needs.
  4. praful47

    Best credit for offline spends

    Suggest a Lifetime free credit card which gives good cashback on offline spends.
  5. JoshuaJebaraj

    Credit Card for Offline Spend

    Hello, folks! I currently hold the HDFC Millennia, ICICI Coral, and Amazon Pay credit cards. All of these cards are lifetime free (LTF). I am looking for a good credit card to use for spending between 2 to 4 lakhs in the upcoming month, primarily for offline purchases such as shopping and...
  6. Shubham Mishra

    Suggest me a card for honda bike purchase

    I have to spend 2.5 lac, I HDFC bizblack for the purpose, but I am worried about its acceptance as it DCP, here are the other cards I have but I am open to get new also. 1. IDFC Vistara (reached 4.5l milestone already). 2. IDFC WEALTH 3. AXIS ACE 4. SBI CB 5. TATA NEU INFINITY 6. AMEX MRCC 7...
  7. T

    Suggest a credit card for OFFLINE Jewellery Purchase at PNG local Store

    I want to purchase gold jewellery offline from a PNG store at local. I have following credit cards. Which card will give better cashback or valueback? Please suggest the strategy to maximize the benefit. 1. Amazon Pay ICICI 2. ICICI Platinum Chip 3. ICICI Coral 4. Axis Airtel 5. Axis My Zone 6...
  8. Ayan37

    What is the Best credit card to offline spends?

    What is the Best credit card to offline spends? Like all types of local kirana store, Clothes Shopping, Local Medicine, Local Gym & yoga fees etc.
  9. R

    Credit Card for offline grocery and department stores

    I hold these 3 cards that i primarily use for offline spends, most of my offline spends are covered by vouchers but there are still a lot of merchants where i use my card by swiping it Axis Ace - flat 1.5% Axis rewards(migrated from citi) - not sure but this card offers ~3% on dining and...
  10. HOME_CARDER

    Amex Offline Transaction Fiasco

    Hey Everyone, On 25th and 26th October, I made three offline transactions using my Amex Platinum Travel Card for amounts of ₹12K, ₹5K, and ₹500. I even received payment receipts for all three transactions. However, these transactions stayed in pending status until yesterday, which was unusual...
  11. Chacha_vidhayak

    Jewellery purchase through credit card.

    Hi folks , i have to purchase jwellery of amt approx 5L offline in tanishq/kalyan using credit card … cards i have are vistara cards (axis ,sbi ) … atlas …apay icici . Can you suggest me how should i plan ? Like purchasing gift cards online and then purchasing jwellery offline or something else...
  12. Hell_Kitty

    Infinia Missing RP on Infinia Offline Transaction for same Merchant/Restaurant

    So I did 2 transactions for the same merchant on 2 different days however for the 2nd transaction I didn't get any reward points allotted in the latest statement. 1st Transaction: 2nd Transaction: If you see the 2nd transaction I got no rewards. How do I raise this to HDFC Bank? experts...
  13. D

    No cost EMi Trick not working offline store in pinelab swipe machine

    Hi recently i visited reliance digital and croma to buy s24 ultra 256 gb. there is brand offer with hdfc credit card 24 month no cost emi. they offer final price is 101994 so i swiped my card with 24 month no cost emi but instead of loan amount ( full amount - interest discount )= 87648 they...
  14. R

    Jupiter Edge CSB Bank RuPay Credit Card cashback on offline Non-UPI spends

    Does Jupiter Edge CSB Bank RuPay Credit Card gives 2% cashback only on UPI spends or on offline Non-UPI normal credit card spends as well? Suppose, I select Shopping category for 2% cashback and use my credit card at DMart for paying at counter either by tap and pay/card swipe, will I get 2%...
  15. Venky61

    Is HDFC Regalia Gold good for offline spends?

    Recently got an LTF upgrade from Regalia to Regalia Gold.... I have APay ICICI and Flipkart Axis cards that give 1% on offline spends. But was wondering if using the regalia gold would be better for offline spends from now with the rewards conversion. Kindly throw some light. Also got Priority...
  16. CyberPsych

    Airtel Axis considered my Big Basket app purchase as offline purchase

    My Big basket order is considered as "Dept stores" merchant category and the card gave only 1% cashback for that transaction. Should I contact customer care or watch out merchant name everytime I order? Merchant name: WWWBIGBASKETCOMGURGAONIND Merchant Category: DEPT STORES
  17. L

    Macbook pro M3 Pro. Buying online or Offline? Or should I wait for online offers?

    I am planning to buy a MacBook pro M3 pro. From what I am seeing online, it's the most expensive at apple.com. Other online retailers are showing it in range of 187000. Some of the retailers are mentioning that banking offers would start after 09th September. When it comes to offline venues...
  18. N

    Best platforms like gyftr to buy offline shopping vouchers for HDFC/ SBI/ ICICI/ Axis credit cards.

    hi, need help on information of best platforms like gyftr to buy offline shopping vouchers for HDFC/ SBI/ ICICI/ Axis credit cards.
  19. A

    Jewellery shopping from a local store. What are my options for credit card payment?

    Planning to buy jewellery from a local, trusted shop in coming days. Is there a way to maximise return with credit card? These are the cards that I have right now: SBI cashback HDFC millennia Tata neu infinity Onecard Federal imperio Regarding MDR, is this something I need to clarify before...
  20. ImKushal

    Best Axis Credit Card for Utility Bill Payments, Online/Offline Shopping, and Overall Offline Spends?

    Hello everyone, I'm considering getting a 2nd credit card and I'm trying to decide between the Axis Airtel, Axis Ace, and Axis Flipkart credit cards. Already holding Flipkart & Indian Oil Rupay Cards My primary needs are for utility bill payments, online shopping, and offline spends. Can...
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