optimization

Hi All, Need your valuable inputs as I want to review my credit card portfolios and want to remove some cards where I am not able to utilize or gain a benefits. Here is the below list of my credit cards 1. AU Xcite Ultra - LTF - 5L Limit - If I spend 5000 in first 5 days of month I am getting...

Please correct me if this is not the right place to ask this question. I wanted experts opinion on my current portfolio and the changes that I'm gonna make, but wanted to validate before doing all this. I want to reduce the number of cards, even if it's LTF like one card and stuff, so that...

"I'm seeking strategies to maximize the benefits and upgrade my credit cards (CCs)" Banking Relationships: 1. HDFC Bank Savings Account 2. ICICI Bank Savings Account Credit Cards: HDFC Bank: LTF (I feel that i have reached a glass ceiling with HDFC Bank, limiting my growth compared to other...

Hi All, I have accumulated quite a few cards and now looking to reduce the number of paid cards and optimise my spends. I don't mind keeping LTF cards for offers/sales. My primary go to cards would be Regalia Gold/Plat Travel and a mixture of Swiggy/Airtel/SBI cashback/live+/Gold charge Sharing...